Access to Federal Employees Health Benefits (FEHB) for Employees of Certain Tribally Controlled Schools; Extension of Comment Period

Published date02 November 2021
Citation86 FR 60357
Record Number2021-23739
SectionRules and Regulations
CourtPersonnel Management Office
This section of the FEDERAL REGISTER
contains regulatory documents having general
applicability and legal effect, most of which
are keyed to and codified in the Code of
Federal Regulations, which is published under
50 titles pursuant to 44 U.S.C. 1510.
The Code of Federal Regulations is sold by
the Superintendent of Documents.
Rules and Regulations Federal Register
60357
Vol. 86, No. 209
Tuesday, November 2, 2021
OFFICE OF PERSONNEL
MANAGEMENT
5 CFR Part 890
RIN 3206–AO18
Access to Federal Employees Health
Benefits (FEHB) for Employees of
Certain Tribally Controlled Schools;
Extension of Comment Period
AGENCY
: Office of Personnel
Management.
ACTION
: Interim final rule; extension of
comment period.
SUMMARY
: The Office of Personnel
Management (OPM) is extending the
comment period to ensure that
stakeholders have sufficient opportunity
to submit comments on the interim final
rule expanding access to FEHB for
employees of certain tribally controlled
schools.
DATES
: The comment period for the
interim final rule published on
September 3, 2021, at 86 FR 49461, is
extended. Written reply comments must
be submitted no later than November
20, 2021.
ADDRESSES
: You may submit comments,
identified by docket number and/or
Regulatory Information Number (RIN)
and title, by the following method:
Federal Rulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
All submissions received must
include the agency name and docket
number or RIN for this document. The
general policy for comments and other
submissions from members of the public
is to make these submissions available
for public viewing at http://
www.regulations.gov as they are
received without change, including any
personal identifiers or contact
information.
FOR FURTHER INFORMATION CONTACT
: Julia
Elam, Program Analyst, at julia.elam@
opm.gov or (202) 606–2128.
SUPPLEMENTARY INFORMATION
: OPM
published an interim final rule, Access
to Federal Employees Health Benefits
(FEHB) for Employees of Certain
Tribally Controlled Schools, 86 FR
49461 on September 3, 2021. OPM
provided 60 days for the public to
comment on the interim final rule.
However, comments were not accepted
on regulations.gov during the first 18
days of the comment period due to a
technical error. Therefore, we are
extending the period for public
comment on the interim final rule from
November 2, 2021 to November 20,
2021.
Office of Personnel Management.
Alexys Stanley,
Regulatory Affairs Analyst.
[FR Doc. 2021–23739 Filed 11–1–21; 8:45 am]
BILLING CODE 6325–64–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
12 CFR Part 1026
Truth in Lending (Regulation Z) Annual
Threshold Adjustments (Credit Cards,
HOEPA, and Qualified Mortgages)
AGENCY
: Bureau of Consumer Financial
Protection.
ACTION
: Final rule; official
interpretation.
SUMMARY
: The Bureau of Consumer
Financial Protection (Bureau) is issuing
this final rule amending the regulation
text and official interpretations for
Regulation Z, which implements the
Truth in Lending Act (TILA). The
Bureau is required to calculate annually
the dollar amounts for several
provisions in Regulation Z; this final
rule revises, as applicable, the dollar
amounts for provisions implementing
TILA and amendments to TILA,
including under the Credit Card
Accountability Responsibility and
Disclosure Act of 2009 (CARD Act), the
Home Ownership and Equity Protection
Act of 1994 (HOEPA), and the Dodd-
Frank Wall Street Reform and Consumer
Protection Act (Dodd-Frank Act). The
Bureau is adjusting these amounts,
where appropriate, based on the annual
percentage change reflected in the
Consumer Price Index (CPI) in effect on
June 1, 2021.
DATES
: This final rule is effective
January 1, 2022.
FOR FURTHER INFORMATION CONTACT
:
Willie Williams, Paralegal Specialist; or
Lanique Eubanks, Senior Counsel,
Office of Regulations, at (202) 435–7700.
If you require this document in an
alternative electronic format, please
contact CFPB_Accessibility@cfpb.gov.
SUPPLEMENTARY INFORMATION
: The
Bureau is amending the regulation text
and official interpretations for
Regulation Z, which implements TILA,
to update the dollar amounts of various
thresholds that are adjusted annually
based on the annual percentage change
in the CPI as published by the Bureau
of Labor Statistics (BLS). Specifically,
for open-end consumer credit plans
under TILA, the threshold that triggers
requirements to disclose minimum
interest charges will remain unchanged
at $1.00 in 2022. For open-end
consumer credit plans under the CARD
Act amendments to TILA, the adjusted
dollar amount in 2022 for the safe
harbor for a first violation penalty fee
will increase to $30 and the adjusted
dollar amount for the safe harbor for a
subsequent violation penalty fee will
increase to $41. For HOEPA loans, the
adjusted total loan amount threshold for
high-cost mortgages in 2022 will be
$22,969. The adjusted points-and-fees
dollar trigger for high-cost mortgages in
2022 will be $1,148. For qualified
mortgages (QMs) under the General QM
loan definition in § 1026.43(e)(2), the
thresholds for the spread between the
annual percentage rate (APR) and the
average prime offer rate (APOR) in 2022
will be: 2.25 or more percentage points
for a first-lien covered transaction with
a loan amount greater than or equal to
$114,847; 3.5 or more percentage points
for a first-lien covered transaction with
a loan amount greater than or equal to
$68,908 but less than $114,847; 6.5 or
more percentage points for a first-lien
covered transaction with a loan amount
less than $68,908; 6.5 or more
percentage points for a first-lien covered
transaction secured by a manufactured
home with a loan amount less than
$114,847; 3.5 or more percentage points
for a subordinate-lien covered
transaction with a loan amount greater
than or equal to $68,908; or 6.5 or more
percentage points for a subordinate-lien
covered transaction with a loan amount
less than $68,908. For all categories of
QMs, the thresholds for total points and
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