Debt Collection Practices (Regulation F); Extension of Comment Period
| Published date | 27 March 2020 |
| Record Number | 2020-06237 |
| Section | Proposed rules |
| Court | Consumer Financial Protection Bureau |
Federal Register, Volume 85 Issue 60 (Friday, March 27, 2020)
[Federal Register Volume 85, Number 60 (Friday, March 27, 2020)]
[Proposed Rules]
[Pages 17299-17300]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2020-06237]
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BUREAU OF CONSUMER FINANCIAL PROTECTION
12 CFR Part 1006
[Docket No. CFPB-2020-0010]
RIN 3170-AA41
Debt Collection Practices (Regulation F); Extension of Comment
Period
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Supplemental notice of proposed rulemaking; extension of
comment period.
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SUMMARY: On March 3, 2020, the Bureau of Consumer Financial Protection
(Bureau) published in the Federal Register a Supplemental Notice of
Proposed Rulemaking (SNPRM) requesting comment on the Bureau's proposal
to amend Regulation F, which implements the Fair Debt Collection
Practices Act (FDCPA), to require debt collectors to make certain
disclosures when collecting time-barred debts. The SNPRM provided a 60-
day comment period that was set to close on May 4, 2020. To allow
interested persons more time to consider and submit their comments, the
Bureau has determined that an extension of the comment period until
June 5, 2020, is appropriate.
DATES: The comment period for the debt collection SNPRM published March
3, 2020, at 85 FR 12672, is extended. Responses to the SNPRM must now
be received on or before June 5, 2020.
ADDRESSES: You may submit comments, identified by Docket No. CFPB-2020-
0010 or RIN 3170-AA41, by any of the following methods:
Federal eRulemaking Portal: http://www.regulations.gov.
Follow the instructions for submitting comments.
Email: [email protected]. Include Docket
No. CFPB-2020-0010 or RIN 3170-AA41 in the subject line of the email.
Mail/Hand Delivery/Courier: Comment Intake, Bureau of
Consumer Financial Protection, 1700 G Street NW, Washington, DC 20552.
Instructions: The Bureau encourages the early submission of
comments. All submissions should include the agency name and docket
number or Regulatory Information Number (RIN) for this rulemaking.
Because paper mail in the Washington, DC area and at the Bureau is
subject to delay, commenters are encouraged to submit comments
electronically. In general, all comments received will be posted
without change to http://www.regulations.gov. In addition, comments
will be available for public inspection and copying at 1700
[[Page 17300]]
G Street NW, Washington, DC 20552, on official business days between
the hours of 10:00 a.m. and 5:00 p.m. Eastern Time. You can make an
appointment to inspect the documents by telephoning 202-435-9169.
All comments, including attachments and other supporting materials,
will become part of the public record and subject to public disclosure.
Proprietary or sensitive personal information, such as account numbers,
Social Security numbers, or names of other individuals, should not be
included. Comments will not be edited to remove any identifying or
contact information.
FOR FURTHER INFORMATION CONTACT: Seth Caffrey or Kristin McPartland,
Senior Counsels, Office of Regulations, at 202-435-7700. If you require
this document in an alternative electronic format, please contact
[email protected].
SUPPLEMENTARY INFORMATION: On February 21, 2020, the Bureau issued an
SNPRM proposing to amend Regulation F, 12 CFR part 1006, to prescribe
Federal rules governing the activities of debt collectors, as that term
is defined in the FDCPA. The SNPRM was published in the Federal
Register on March 3, 2020.\1\ The SNPRM proposed to require debt
collectors to make certain disclosures when collecting time-barred
debts.
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\1\ 85 FR 12672 (Mar. 3, 2020).
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The SNPRM provided a 60-day public comment period that was set to
close on May 4, 2020. Given the challenges posed by the COVID-19
(coronavirus infection) pandemic, we have received requests from
stakeholders to give interested parties more time to conduct outreach
to relevant constituencies and to properly address the many questions
presented in the SNPRM. The Bureau believes that an extension of the
SNPRM comment period to June 5, 2020, is appropriate. This extension
should allow interested parties more time to prepare responses to the
SNPRM without delaying the rulemaking. The SNPRM comment period will
now close on June 5, 2020.
Kathleen L. Kraninger,
Director, Bureau of Consumer Financial Protection.
[FR Doc. 2020-06237 Filed 3-26-20; 8:45 am]
BILLING CODE 4810-AM-P
