Federal home loan bank system: Community support review; members selected for review; list,


[Federal Register: January 17, 2003 (Volume 68, Number 12)]


[Page 2543-2555]

From the Federal Register Online via GPO Access [wais.access.gpo.gov]



[No. 2003-N-2]

Federal Home Loan Bank Members Selected for Community Support Review

AGENCY: Federal Housing Finance Board.

ACTION: Notice.

SUMMARY: The Federal Housing Finance Board (Finance Board) is announcing the Federal Home Loan Bank (Bank) members it has selected for the 2002-03 fourth quarter review cycle under the Finance Board's community support requirement regulation. This notice also prescribes the deadline by which Bank members selected for review must submit Community Support Statements to the Finance Board.

DATES: Bank members selected for the 2002-03 fourth quarter review cycle under the Finance Board's community support requirement regulation must submit completed Community Support Statements to the Finance Board on or before March 3, 2003.

ADDRESSES: Bank members selected for the 2002-03 fourth quarter review cycle under the Finance Board's community support requirement regulation must submit completed Community Support Statements to the Finance Board either by regular mail at the Office of Supervision, Community Investment & Affordable Housing, Federal Housing Finance Board, 1777 F Street, NW., Washington, DC 20006, or by electronic mail at FITZGERALDE@FHFB.GOV.

FOR FURTHER INFORMATION CONTACT: Emma J. Fitzgerald, Program Analyst, Office of Supervision, Community Investment & Affordable Housing, by telephone at (202) 408-2874, by electronic mail at FITZGERALDE@FHFB.GOV, or by regular mail at the Federal Housing Finance Board, 1777 F Street, NW., Washington, DC 20006. A telecommunications device for deaf persons (TDD) is available at (202) 408-2579.


  1. Selection for Community Support Review

    Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) requires the

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    Finance Board to promulgate regulations establishing standards of community investment or service Bank members must meet in order to maintain access to long-term advances. See 12 U.S.C. 1430(g)(1). The regulations promulgated by the Finance Board must take into account factors such as the Bank member's performance under the Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901 et seq., and record of lending to first-time homebuyers. See 12 U.S.C. 1430(g)(2). Pursuant to the requirements of section 10(g) of the Bank Act, the Finance Board has promulgated a community support requirement regulation that establishes standards a Bank member must meet in order to maintain access to long-term advances, and review criteria the Finance Board must apply in evaluating a member's community support performance. See 12 CFR part 944. The regulation includes standards and criteria for the two statutory factors--CRA performance and record of lending to first- time homebuyers. 12 CFR 944.3. Only members subject to the CRA must meet the CRA standard. 12 CFR 944.3(b). All members, including those not subject to CRA, must meet the first-time homebuyer standard. 12 CFR 944.3(c).

    Under the rule, the Finance Board selects approximately one-eighth of the members in each Bank district for community support review each calendar quarter. 12 CFR 944.2(a). The Finance Board will not review an institution's community support performance until it has been a Bank member for at least one year. Selection for review is not, nor should it be construed as, any indication of either the financial condition or the community support performance of the member.

    Each Bank member selected for review must complete a Community Support Statement and submit it to the Finance Board by the March 3, 2003 deadline prescribed in this notice. 12 CFR 944.2(b)(1)(ii) and (c). On or before January 31, 2003, each Bank will notify the members in its district that have been selected for the 2002-03 fourth quarter community support review cycle that they must complete and submit to the Finance Board by the deadline a Community Support Statement. 12 CFR 944.2(b)(2)(i). The member's Bank will provide a blank Community Support Statement Form, which also is available on the Finance Board's Web site: WWW.FHFB.GOV. Upon request, the member's Bank also will provide assistance in completing the Community Support Statement.

    The Finance Board has selected the following members for the 2002- 03 fourth quarter community support review cycle:

    Federal Home Loan Bank of Boston--District 1

    Union Savings Bank, Danbury, Connecticut Jewett City Savings Bank, Jewett City, Connecticut The First National Bank of Litchfield, Litchfield, Connecticut Naugatuck Valley Savings and Loan Association, Inc., Naugatuck, Connecticut New Haven Savings Bank, New Haven, Connecticut Newtown Savings Bank, Newtown, Connecticut Fairfield County Savings Bank, Norwalk, Connecticut Ridgefield Bank, Ridgefield, Connecticut Cornerstone Bank, Stamford, Connecticut First County Bank, Stamford, Connecticut Patriot National Bank, Stamford, Connecticut Dutch Point Credit Union, Wethersfield, Connecticut Windsor Locks Federal Credit Union, Windsor Locks, Connecticut Bangor Federal Credit Union, Bangor, Maine Bangor Savings Bank, Bangor, Maine Bar Harbor Savings and Loan Association, Bar Harbor, Maine Northeast Bank FSB, Lewiston, Maine First Citizens Bank, N.A., Presque Isle, Maine York County Federal Credit Union, Sanford, Maine South Adams Savings Bank, Adams, Massachusetts Athol Credit Union, Athol, Massachusetts Barre Savings Bank, Barre, Massachusetts Taupa Lithuanian Federal Credit Union, Boston, Massachusetts Horizon Bank and Trust Company, Braintree, Massachusetts Cambridgeport Bank, Brighton, Massachusetts Crescent Credit Union, Brockton, Massachusetts Brookline Savings Bank, FSB, Brookline, Massachusetts Boston Federal Savings Bank, Burlington, Massachusetts Cambridge Trust Company, Cambridge, Massachusetts North Cambridge Co-operative Bank, Cambridge, Massachusetts Canton Cooperative Bank, Canton, Massachusetts Meetinghouse Co-operative Bank, Dorchester, Massachusetts The Edgartown National Bank, Edgartown, Massachusetts Fidelity Cooperative Bank, Fitchburg, Massachusetts Fitchburg Savings Bank, FSB, Fitchburg, Massachusetts Greenfield Co-operative Bank, Greenfield, Massachusetts Haverhill Co-operative Bank, Haverhill, Massachusetts Hyde Park Cooperative Bank, Hyde Park, Massachusetts Ipswich Co-operative Bank, Ipswich, Massachusetts Leominster Credit Union, Leominster, Massachusetts Lowell Co-operative Bank, Lowell, Massachusetts Marlborough Savings Bank, Marlborough, Massachusetts The Milford National Bank and Trust Company, Milford, Massachusetts Natick Federal Savings Bank, Natick, Massachusetts Institution for Savings, Newburyport, Massachusetts North Abington Co-operative Bank, North Abington, Massachusetts Rockland Federal Credit Union, Rockland, Massachusetts South Coastal Bank, Rockland, Massachusetts Heritage Co-operative Bank, Salem, Massachusetts Salem Five Cents Savings Bank, Salem, Massachusetts Southbridge Credit Union, Southbridge, Massachusetts Stoneham Savings Bank, Stoneham, Massachusetts First Federal Savings Bank of America, Swansea, Massachusetts Country Bank for Savings, Ware, Massachusetts Wellesley Co-operative Bank, Wellesley, Massachusetts South Shore Co-operative Bank, Weymouth, Massachusetts Winchester Co-operative Bank, Winchester, Massachusetts Bay State Savings Bank, Worcester, Massachusetts Cape Cod Cooperative Bank, Yarmouth Port, Massachusetts Centrix Bank and Trust, Bedford, New Hampshire The Berlin City Bank, Berlin, New Hampshire Village Bank & Trust Company, Gilford, New Hampshire Granite Bank, Keene, New Hampshire Lancaster National Bank, Lancaster, New Hampshire Holy Rosary Regional Credit Union, Rochester, New Hampshire Profile Bank, FSB, Rochester, New Hampshire Bank of Newport, Newport, Rhode Island

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    Citizens Bank of Rhode Island, Providence, Rhode Island Greenwood Credit Union, Warwick, Rhode Island Westerly Savings Bank, Westerly, Rhode Island Brattleboro Savings & Loan Association, FA, Brattleboro, Vermont Lyndonville Savings Bank & Trust Company, Lyndonville, Vermont First Community Bank, Woodstock, Vermont

    Federal Home Loan Bank of New York--District 2

    Cape Savings Bank, Cape May Court House, New Jersey United Roosevelt Savings Bank, Carteret, New Jersey Commerce Bank, N.A., Cherry Hill, New Jersey Unity Bank, Clinton, New Jersey 1st Constitution Bank, Cranbury, New Jersey Delanco Federal Savings Bank, Delanco, New Jersey Pinnacle Federal Credit Union, Edison, New Jersey Columbia Bank, Fair Lawn, New Jersey Haven Savings Bank, Hoboken, New Jersey National Union Bank of Kinderhook, Kinderhook, New Jersey Manasquan Savings Bank, Manasquan, New Jersey Equity Bank NA, Marlton, New Jersey West Essex Bank, Pinebrook, New Jersey 1st Bank of Sea Isle City, Sea Isle City, New Jersey Somerset Valley Bank, Somerville, New Jersey Union Center National Bank, Union, New Jersey Wawel Savings Bank, SLA. Wallington, New Jersey Crest Savings Bank, Wildwood, New Jersey Bridgehampton National Bank, Bridgehampton, New York Atlas Savings and Loan Association, Brooklyn, New York Visions Federal Credit Union, Endicott, New York Tompkins Trust Company, Ithaca, New York Mid-Hudson Valley Federal Credit Union, Kingston, New York Medina Savings & Loan Association, Medina, New York Emigrant Savings Bank, New York, New York Greenpoint Bank, New York, New York Isreal Discount Bank of New York, New York, New York NBT Bank, N.A., Norwich, New York The Oneida Savings Bank, Oneida, New York The Suffolk County National Bank, Riverhead, New York Adirondack Bank, N.A., Saranac Lake, New York Sawyer Savings Bank, Saugerties, New York Bank of Smithtown, Smithtown, New York Walden Federal Savings and Loan Association, Walden, New York Fourth Federal Savings Bank, White Plains, New York First Central Savings Bank, Whitestone, New York City & Suburban Federal Savings Bank, Yonkers, New York Westernbank Puerto Rico, Mayaguez, Puerto Rico Banco Bilbao Vizcaya Argentaria Puerto Rico, San Juan, Puerto Rico

    Federal Home Loan Bank of Pittsburgh--District 3

    Christiana Bank & Trust Company, Greenville, Delaware ING Bank, F.S.B., Wilmington, Delaware First National Bank of Wyoming, Wyoming, Delaware American Bank, Allentown, Pennsylvania Iron Workers Savings Bank, Aston, Pennsylvania Brentwood Bank, Bethel Park, Pennsylvania Madison Bank, Blue Bell, Pennsylvania National Penn Bank, Boyertown, Pennsylvania Union Building and Loan Savings Bank, Bridgewater, Pennsylvania Community Bank and Trust Company, Clarks Summit, Pennsylvania Clearfield Bank & Trust Company, Clearfield, Pennsylvania First Financial Savings Bank, Downingtown, Pennsylvania Suburban Community Bank, Feasterville, Pennsylvania Vartan National Bank, Harrisburg, Pennsylvania The Dime Bank, Honesdale, Pennsylvania Indiana First Savings Bank, Indiana, Pennsylvania Jim Thorpe National Bank, Jim Thorpe, Pennsylvania FirstService Bank, Lansdale, Pennsylvania Manor National Bank, Manor, Pennsylvania Province Bank, FSB, Marietta, Pennsylvania First National Bank of Marysville, Marysville, Pennsylvania Standard Bank, PaSB, Monroeville, Pennsylvania Commonwealth Bank, Norristown, Pennsylvania American Heritage Federal Credit Union, Philadelphia, Pennsylvania Commerce Bank Pennsylvania NA, Philadelphia, Pennsylvania Philadelphia Trust Company, Philadelphia, Pennsylvania Roxborough Manayunk Bank, Philadelphia, Pennsylvania SB1 Federal Credit Union, Philadelphia, Pennsylvania New Century Bank, Phoenixville, Pennsylvania Allegheny Valley Bank of Pittsburgh, Pittsburgh, Pennsylvania Mt. Troy Savings Bank, FSB, Pittsburgh, Pennsylvania PNC Bank, NA, Pittsburgh, Pennsylvania Schuylkill Savings & Loan Association, Schuylkill Haven, Pennsylvania Somerset Trust Company, Somerset, Pennsylvania Omega Bank, N.A., State College, Pennsylvania Mechanics Savings Bank, Steelton, Pennsylvania First County Bank, Warrington, Pennsylvania Guard Security Bank, Wilkes-Barre, Pennsylvania Compass Federal Savings Bank, Wilmerding, Pennsylvania Sovereign Bank, FSB, Wyomissing, Pennsylvania Capital State Bank, Charleston, West Virginia Hancock County Savings Bank FSB, Chester, West Virginia Citizens National Bank of Elkins, Elkins, West Virginia Monongahela Valley Bank, Inc., Fairmont, West Virginia Fayette County National Bank, Fayetteville, West Virginia Rock Branch Community Bank, Nitro, West Virginia The Bank of Romney, Romney, West Virginia Traders Bank, Spencer, West Virginia Progressive Bank, Wheeling, West Virginia

    Federal Home Loan Bank of Atlanta--District 4

    Alabama Central Credit Union, Birmingham, Alabama America's First Federal Credit Union, Birmingham, Alabama Citizens Federal Savings Bank, Birmingham, Alabama First Educators Credit Union, Birmingham, Alabama Sloss Federal Credit Union, Birmingham, Alabama SouthTrust Bank, Birmingham, Alabama First Bank of Boaz, Boaz, Alabama Town-Country National Bank, Camden, Alabama Coosa Pines Federal Credit Union, Childersburg, Alabama Heritage Bank, Decatur, Alabama Escambia County Bank, Flomaton, Alabama

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    First Federal Bank, Fort Payne, Alabama Traders and Farmers Bank, Haleyville, Alabama City Bank of Hartford, Hartford, Alabama First National Bank of Jasper, Jasper, Alabama Pinnacle Bank, Jasper, Alabama Marion Bank and Trust Company, Marion, Alabama Merchants & Farmers Bank, Millport, Alabama Farmers and Merchants Bank, Piedmont, Alabama Bank of Pine Hill, Pine Hill, Alabama Alabama Credit Union, Tuscaloosa, Alabama First Federal Bank, A Federal Savings Bank, Tuscaloosa, Alabama Alabama Exchange Bank, Tuskegee, Alabama AmeriFirst Bank, Union Springs, Alabama Small Town Bank, Wedowee, Alabama Bank of York, York, Alabama Department of Veterans Affairs FCU, Washington, D.C. Independence Federal Savings Bank, Washington, D.C. Community National Bank of Bartow, Bartow, Florida First Southern Bank, Boca Raton, Florida Platinum Bank, Brandon, Florida Citizens and Peoples Bank, N.A., Cantonment, Florida Crown Bank, A Federal Savings Bank, Casselberry, Florida First National Bank of Nassau County, Fernandian Beach, Florida Harbor Federal Savings Bank, Fort Pierce, Florida Citizens Bank of Frostproof, Frostproof, Florida Millennium Bank, Gainesville, Florida Homosassa Springs Bank, Homosassa Springs, Florida The Jacksonville Bank, Jacksonville, Florida Columbia County Bank, Lake City, Florida Premier Community Bank of Florida, Largo, Florida City National Bank of Florida, Miami, Florida Intercredit Bank, N.A, Miami, Florida Interamerican Bank, a Federal Savings Bank, Miami, Florida Metro Bank of Dade County, Miami, Florida Northern Trust Bank of Florida, N.A., Miami, Florida Pacific National Bank, Miami, Florida Farmers and Merchants Bank, Monticello, Florida The First National Bank of Mount Dora, Mount Dora, Florida Citizens National Bank of S.W. Florida, Naples, Florida Fairwinds Credit Union, Orlando, Florida First Commercial Bank of Florida, Orlando, Florida Southern Community Bank, Orlando, Florida Lydian Private Bank, Palm Beach Gardens, Florida Union Bank of Florida, Plantation, Florida GulfStream Community Bank, Port Richey, Florida First Peoples Bank, Port St. Lucie, Florida Community Educators Credit Union of Brevard, Rockledge, Florida Suncoast National Bank, Sarasota, Florida Public Bank, St. Cloud, Florida Cornerstone Community Bank, St. Petersburg, Florida First Community Bank of America, St. Petersburg, Florida GTE Federal Credit Union, Tampa, Florida The Terrace Bank of Florida, Tampa, Florida Valrico State Bank, Valrico Florida Premier Community Bank, Venice Florida Fidelity Federal Bank & Trust, West Palm Beach, Florida Grand Bank & Trust of Florida, West Palm Beach, Florida The Perkins State Bank, Williston, Florida Albany Bank and Trust, Albany, Georgia Bank of North Georgia, Alpharetta, Georgia North Atlanta National, Bank, Alpharetta, Georgia Sun Trust Bank, Atlanta, Atlanta, Georgia United Americas Bank, NA, Atlanta, Georgia First Port City Bank, Bainbridge, Georgia Peoples State Bank and Trust, Baxley, Georgia The Coastal Bank of Georgia, Brunswick, Georgia Peoples Bank of West Georgia, Carrollton, Georgia West Georgia National, Bank Carrollton,Georgia Unity National, Bank, Cartersville, Georgia Tippins Bank and Trust Company, Claxton, Georgia Liberty National Bank, Conyers, Georgia The Citizens Bank of Forsyth County, Cumming, Georgia Alliance National Bank, Dalton, Georgia Dalton Whitfield Bank, Dalton, Georgia First Bank of Dalton, Dalton, Georgia Decatur First Bank, Decatur, Georgia Farmers and Merchants Bank, Dublin, Georgia The Peachtree Bank, Duluth, Georgia The Bank of Edison, Edison, Georgia Colony Bank of Fitzgerald, Fitzgerald, Georgia Community Banking Co. of Fitzgerald, Fitzgerald, Georgia Farmers State Bank, Lumpkin, Georgia F&M Bank and Trust Company, Manchester, Georgia Riverside Bank, Marietta, Georgia Southern National Bank, Marietta, Georgia The Security State Bank, McRae, Georgia First Bank of Coastal Georgia, Pembroke, Georgia First Peoples Bank, Pine Mountain, Georgia Colony Bank Quitman, FSB, Quitman, Georgia Citizens Bank of Washington County, Sandersville, Georgia Bank of Hancock County, Sparta, Georgia Eagle National Bank, Stockbridge, Georgia First National Bank of Johns Creek, Suwancee, Georgia Colony Bank Worth, Sylvester, Georgia Thomas County FS&LA, Thomasville, Georgia Stephens Federal Bank, Toccoa, Georgia Bank of Dade, Trenton, Georgia Mountain National Bank, Tucker, Georgia Altamaha Bank and Trust Company, Uvalda, Georgia Commercial Banking Company, Valdosta, Georgia Darby Bank and Trust Company, Vidalia, Georgia Vidalia Federal Savings and LA, Vidalia, Georgia Bank of Dooly, Vienna, Georgia The Peoples Bank of Willacoochee, Willacoochee, Georgia The Peoples Bank, Winder, Georgia Talbot State Bank, Woodland, Georgia Hartford National Bank, Aberdeen, Maryland Arundel Federal Savings Bank, Baltimore, Maryland Chesapeake Bank of Maryland, Baltimore, Maryland Fairmount Federal Savings Bank, Baltimore, Maryland Golden Prague Federal FS&LA, Baltimore, Maryland Hopkins Federal Savings Bank, Baltimore, Maryland Madison Square Federal Savings Bank, Baltimore, Maryland Municipal Employees CU of Baltimore, Baltimore, Maryland Parkville Federal Savings Bank, Baltimore, Maryland Rosedale Federal Savings & LA, Baltimore, Maryland Westview Savings Bank, Baltimore, Maryland Bay Net, A Community Bank, Bel Air, Maryland

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    Chevy Chase Bank, Bethesda, Maryland Marriott Employees FCU, Bethesda, Maryland The Washington Savings Bank, F.S.B., Bowie, Maryland The National Bank of Cambridge, Cambridge, Maryland U.S. Postal Service Credit Union, Clinton, Maryland The Bank of Delmarva, N.A., Delmar, Maryland The Patapsco Bank, Dundalk, Maryland Farmers and Mechanics National Bank, Frederick, Maryland Montgomery County Teachers FCU, Gaithersburg, Maryland OBA Federal Savings Bank, Gaithersburg, Maryland Suburban Federal Savings Bank, Crofton, Maryland Library of Congress FCU, Lanham, Maryland Maryland Permanent Bank and Trust, Owings Mills, Maryland National Institute of Health FCU, Rockville, Maryland Senator Savings Bank, FSB, Towson, Maryland Community Bank of Tri-County, Waldorf, Maryland Woodsboro Bank, Woodsboro, Maryland Asheville Savings Bank, Asheville, North Carolina The Bank of Asheville, Asheville, North Carolina First State Bank, Burlington, North Carolina Crescent State Bank, Cary, North Carolina Charlotte Metro Credit Union, Charlotte, North Carolina First Trust Bank, Charlotte, North Carolina Sharonview Federal Credit Union, Charlotte, North Carolina Cherryville Federal S&L Association, Cherryville, North Carolina First Federal Savings Bank, Dunn, North Carolina Mutual Community SB, SSB, Durham, North Carolina Seymour Johnson Federal Credit Union, Goldsboro, North Carolina First Federal Savings Bank, Lincolnton, North Carolina Progressive Savings Bank, Lumberton, North Carolina Mooresville Savings Bank, SSB, Mooresville, North Carolina Lumbee Guaranty Bank, Pembroke, North Carolina North Carolina Local Government Employees, Raleigh, North Carolina Paragon Commercial Bank, Raleigh, North Carolina Roanoke Valley Savings Bank, SSB, Roanoke Rapids, North Carolina Roxboro Savings Bank, SSB, Roxboro, North Carolina First South Bank, Washington, North Carolina WNC Community Credit Union, Waynesville, North Carolina Truliant Federal Credit Union, Winston-Salem, North Carolina Abbeville Savings and LA, Abbeville, South Carolina The Bank of Abbeville, Abbeville, South Carolina South Carolina Federal Credit Union, North Charleston, South Carolina First Federal Savings and LA, Cheraw, South Carolina The Conway National Bank, Conway, South Carolina First Piedmont FS&LA, Gaffney, South Carolina First Savers Bank, Greenville, South Carolina S.C. Telco Federal Credit Union, Greenville, South Carolina Citizens Building and Loan Association, Greer, South Carolina Mutual Savings Bank, Hartsville, South Carolina Atlantic Savings Bank, FSB, Hilton Head Island, South Carolina The Commercial Bank, Honea Path, South Carolina Founders Federal Credit Union, Lancaster, South Carolina First Community Bank, N.A., Lexington, South Carolina Pee Dee Federal Savings Bank, Marion, South Carolina Coastal Federal Bank, Myrtle Beach, South Carolina Family Trust Federal Credit Union, Rock Hill, South Carolina Oconee Federal S&LA, Seneca, South Carolina Seneca National Bank, Seneca, South Carolina New Commerce Bank, NA, Greenville, South Carolina Community First Bank, Walhalla, South Carolina Bank of Walterboro, Walterboro, South Carolina First Federal of South Carolina, FSB, Walterboro, South Carolina James Monroe Bank, Arlington,Virginia Citizens Bank and Trust Company, Blackstone, Virginia First Community Bank, N.A., Bluefield, Virginia Albemarle First Bank, Charlottesville, Virginia Monarch Bank, Chesapeake, Virginia Alliance Bank Corporation, Fairfax, Virginia Cardinal Bank, N.A., Fairfax, Virginia Acacia Federal Savings Bank, Falls Church, Virginia First Virginia Bank, Falls Church, Virginia Virginia Savings Bank, F.S.B., Front Royal, Virginia Virginia Community Bank, Louisa, Virginia Community First Bank, Lynchburg, Virginia First Federal S&LA, Martinsville, Virginia Community Bankers' Bank, Midlothian, Virginia Harbor Bank, Newport News, Virginia Newport News Shipbuilding Employees Credit Union, Inc., Newport News, Virginia 1st Advantage FCU, Newport News, Virginia Essex Savings Bank, F.S.B., Norfolk, Virginia TowneBank, Portsmouth, Virginia Community National Bank, Pulaski, Virginia Millennium Bank, N.A. Reston, Virginia Richmond Federal Credit Union, Richmond, Virginia First-Citizens Bank, a Virginia Corp., Roanoke, Virginia Shenandoah Life Insurance Company, Roanoke, Virginia Bank of Tazewell County, Tazewell, Virginia Approved Federal Savings Bank, Virginia Beach, Virginia Shenandoah Valley National Bank, Winchester, Virginia Fort Belvoir Federal Credit Union, Woodbridge, Virginia

    Federal Home Loan Bank, of Cincinnati--District 5

    Home Federal Savings and Loan Association of Ashland, Ashland, Kentucky Bank of Buffalo, Buffalo, Kentucky The First National Bank of Columbia, Columbia, Kentucky Kentucky Federal Savings and Loan Association, Covington, Kentucky Fort Campbell Federal Credit Union, Fort Campbell, Kentucky First National Bank of Northern Kentucky, Ft. Mitchell, Kentucky South Central Bank of Barre, Glasgow, Kentucky Greensburg Deposit Bank and Trust Company, Greensburg, Kentucky First Security Bank of Lexington, Lexington, Kentucky The Casey County Bank, Liberty, Kentucky Independence Bank, Livermore, Kentucky Laurel National Bank, London, Kentucky Commonwealth Bank and Trust Company, Louisville, Kentucky Louisville Community Development Bank, Louisville, Kentucky PRP National Bank, Louisville, Kentucky Home Savings Bank, fsb, Ludlow, Kentucky

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    Community First Bank, Madisonville, Kentucky First Guaranty Bank, Martin, Kentucky Bank of Maysville, Maysville, Kentucky Hart County Bank and Trust Company, Munfordville, Kentucky The Farmers Bank, Nicholasville, Kentucky First Security Bank of Owensboro, Owensboro, Kentucky Owingsville Banking Company, Owingsville, Kentucky Family Bank, FSB, Paintsville, Kentucky Community Trust Bank, National Association, Pikeville, Kentucky Madison Bank, Richmond, Kentucky Cumberland Security Bank, Somerset, Kentucky Citizens National Bank, Somerset, Kentucky Commercial Bank, West Liberty, Kentucky The Antwerp Exchange Bank Company, Antwerp, Ohio Hocking Valley Bank, Athens, Ohio Rockhold Brown and Company Bank, Bainbridge, Ohio Citizens Federal Savings and Loan Association of Bellefontaine, Bellefontaine, Ohio The Citizens Bank Company, Beverly, Ohio Castalia Banking Company, Castalia, Ohio Mercer Savings Bank, Celina, Ohio The Cheviot Building and Loan Company, Cheviot, Ohio Cincinnati Federal Savings and Loan Association, Cincinnati, Ohio Cincinnati Police Federal Credit Union, Cincinnati, Ohio Kemba Cincinnati Credit Union, Cincinnati, Ohio The North Side Bank and Trust Company, Cincinnati, Ohio National City Bank, Cleveland, Ohio Ohio Savings Bank, Cleveland, Ohio The Home Loan Savings Bank, Coshocton, Ohio The Covington Savings and Loan Association, Covington, Ohio The Citizens Bank of De Graff, De Graff, Ohio Employees Own Federal Credit Union, Defiance, Ohio The Delaware County Bank & Trust Company, Delaware, Ohio The Northern Savings and Loan Company, Elyria, Ohio The Genoa Savings and Loan Company, Genoa, Ohio The First National Bank, Germantown, Ohio Indian Village Community Bank, Gnadenhutten, Ohio Chaco Credit Union, Hamilton, Ohio The Hicksville Bank, Hicksville, Ohio The Citizens Bank of Higginsport, Higginsport, Ohio Salt Creek Valley Bank, Laurelville, Ohio The Home Builders Association, Lynchburg, Ohio The Bank of Magnolia Company, Magnolia, Ohio The Citizens Savings Bank, Martins Ferry, Ohio Peoples Building, Loan and Savings Company, Mason, Ohio Western Reserve Bank, Medina, Ohio Bramble Federal Savings & Loan Association of Cincinnati, Milford, Ohio First Clermont Bank, Milford, Ohio The Commercial & Savings Bank of Millersburg, Millersburg, Ohio The Nelsonville Home and Savings Association, Nelsonville, Ohio Peoples National Bank, New Lexington, Ohio Geauga Savings Bank, Newbury, Ohio The First National Bank of Pandora, Pandora, Ohio Century Bank, F.S.B., Parma, Ohio Farmers Bank and Savings Company, Pomeroy, Ohio The St. Henry Bank, St. Henry, Ohio The Arlington Bank, Upper Arlington, Ohio The Commercial Savings Bank, Upper Sandusky, Ohio The First Citizens NB of Upper Sandusky, Upper Sandusky, Ohio The Versailles Savings and Loan Company, Versailles, Ohio First National Bank of Waverly, Waverly, Ohio Commerce National Bank, Worthington, Ohio Spring Valley Bank, Wyoming, Ohio The Home Savings and Loan Company, Youngstown, Ohio Century National Bank, Zanesville, Ohio Athens Federal Community Bank, Athens, Tennessee Bells Banking Company, Bells, Tennessee Benton Banking Company, Benton, Tennessee Bank of Bolivar, Bolivar, Tennessee Premier Bank of Brentwood, Brentwood, Tennessee People's Bank and Trust Company of Picket County, Byrdstown, Tennessee Bank of Camden, Camden, Tennessee Tennessee Valley Federal Credit Union, Chattanooga, Tennessee Legends Bank, Clarksville, Tennessee BankTennessee, Collierville, Tennessee Greenfield Banking Company, Greenfield, Tennessee First Peoples Bank of Tennessee, Jefferson City, Tennessee Lawrenceburg FS&LA, Lawrenceburg, Tennessee First Central Bank, Lenoir City, Tennessee Community National Bank, Lexington, Tennessee Union Bank & Trust Company, Livingston, Tennessee City of Memphis Credit Union, Memphis, Tennessee EFS National Bank, Memphis, Tennessee Farmers State Bank, Mountain City, Tennessee Citizens Savings Bank & Trust Company, Nashville, Tennessee Community Bank, Nashville, Tennessee Tennessee Teachers Credit Union, Nashville, Tennessee First Trust & Savings Bank, Oneida, Tennessee The FNB of Oneida, Tennessee, Oneida, Tennessee Citizens Bank and Trust Company of Grainger County, Rutledge, Tennessee The Bank of Waynesboro, Waynesboro, Tennessee

    Federal Home Loan Bank of Indianapolis--District 6

    Knisley National Bank of Butler, Butler, Indiana Heritage Bank & Trust Company, Darlington, Indiana Elberfeld State Bank, Elberfeld, Indiana Dana Federal Credit Union, Fort Wayne, Indiana Mutual Savings Bank, Franklin, Indiana First State Bank, Greenwood, Indiana Bank Calumet National Association, Hammond, Indiana First Federal S&L, Hammond, Indiana Citizens First State Bank, Hartford City, Indiana Central Indiana School Educators Credit Union, Indianapolis, Indiana First Indiana Bank, a FSB, Indianapolis, Indiana FORUM Credit Union, Indianapolis, Indiana Meridian Security Insurance Company, Indianapolis, Indiana The Lafayette Life Insurance Company, Lafayette, Indiana Farmers State Bank, LaGrange, Indiana Linden State Bank, Linden, Indiana MFB Financial, Mishawaka, Indiana St. Joseph Capital Bank, Mishawaka, Indiana Hometown National Bank, New Albany, Indiana West End Savings Bank, Richmond, Indiana Scott County State Bank, Scottsburg, Indiana Communitywide Federal Credit Union, South Bend, Indiana Indiana State University Federal Credit Union, Terre Haute, Indiana Steel Parts Federal Credit Union, Tipton, Indiana Home Building Savings Bank, FSB, Washington, Indiana Purdue Employees Federal Credit Union, West Lafayette, Indiana

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    The Randolph County Bank, Winchester, Indiana TLC Community Credit Union, Adrian, Michigan School Employees Credit Union, Bay City, Michigan Brighton Commerce Bank, Brighton, Michigan Macomb Community, Clinton Township, Michigan Community Bank of Dearborn, Dearborn, Michigan Dearborn Federal Credit Union, Dearborn, Michigan Communicating Arts Credit Union, Detroit, Michigan First Independence, Detroit, Michigan Michigan State University FCU, East Lansing, Michigan Northern Michigan, Escanaba, Michigan MetroBank, Farmington Hills, Michigan Citizens Bank, Flint, Michigan Grand Haven Bank, Grand Haven, Michigan Grand Rapids Teachers Credit Union, Grand Rapids, Michigan Mercantile Bank, of West Michigan, Grand Rapids, Michigan Northpointe Bank, Grand Rapids, Michigan Old Kent Bank, Grand Rapids, Michigan Greenville Community Bank, Greenville, Michigan Mainstreet Savings Bank, FSB, Hastings, Michigan The Bank of Holland, Holland, Michigan Honor State Bank, Honor, Michigan Ionia County National Bank, Ionia, Michigan First National Bank of Iron Mountain, Iron Mountain, Michigan Capital National Bank, Lansing, Michigan E&A Credit Union, Marysville, Michigan Mayville State Bank, Mayville, Michigan Dow Chemical Employee Credit Union, Midland, Michigan Wolverine Bank, FSB, Midland, Michigan First General Credit Union, Muskegon, Michigan Northland Area Federal Credit Union, Oscoda, Michigan Port Austin State Bank, Port Austin, Michigan Portage Commerce Bank, Portage, Michigan Central Savings Bank, Sault Ste. Marie, Michigan Sturgis Bank and Trust Company, Sturgis, Michigan First Savings Bank, a Federal Savings Bank, Three Rivers, Michigan Howmet Credit Union, Whitehall, Michigan Macatawa Bank, Zeeland, Michigan

    Federal Home Loan Bank of Chicago--District 7

    Citizens National Bank of Albion, Albion, Illinois GreatBank, Algonquin, Illinois Farmers State Bank of Western Illinois, Alpha, Illinois Anna National Bank, Anna, Illinois Apple River State Bank, Apple River, Illinois Arcola Homestead Savings Bank, Arcola, Illinois The First National Bank of Arcola, Arcola, Illinois First National Bank of Arenzville, Arenzville, Illinois Ben Franklin Bank of Illinois, Arlington Heights, Illinois First Northwest Bank, Arlington Heights, Illinois State Bank of Ashland, Ashland, Illinois Farmers State Bank Astoria, Astoria, Illinois The Atlanta National Bank, Atlanta, Illinois First State Bank, Atwood, Illinois Bartonville Bank, Bartonville, Illinois Scott State Bank, Bethany, Illinois First State Bank of Bloomington, Bloomington, Illinois Midland Federal Savings and Loan Association, Bridgeview, Illinois First National Bank of Brookfield, Brookfield, Illinois Farmers and Merchants State Bank of Bushnell, Bushnell, Illinois Byron Bank, Byron, Illinois First State Bank of Campbell Hill, Campbell Hill, Illinois The Egyptian State Bank, Carrier Mills, Illinois Carrollton Bank, Carrollton, Illinois BankIllinois, Champaign, Illinois University of Illinois Employees Credit Union, Champaign, Illinois State Bank of Cherry, Cherry, Illinois Bank of Chestnut, Chestnut, Illinois American Metro Bank, Chicago, Illinois Associated Bank, Chicago, Illinois Chesterfield Federal Savings and Loan Association, Chicago, Illinois Chicago Patrolmens Federal Credit Union, Chicago, Illinois Hoyne Savings Bank, Chicago, Illinois Loomis Federal Savings & Loan Association, Chicago, Illinois Mid-City National Bank of Chicago, Chicago, Illinois North Side FS&LA of Chicago, Chicago, Illinois Seaway National Bank, Chicago, Illinois Second Federal Savings and Loan Association of Chicago, Chicago, Illinois Royal Savings Bank, Chicago, Illinois United Airlines Employees' Credit Union, Chicago, Illinois Heritage Bank, Chicago Heights, Illinois Central Federal Savings and Loan Association, Cicero, Illinois Mid America Bank, FSB, Clarendon Hills, Illinois DeWitt Savings Bank, Clinton, Illinois First Federal Bank, Colchester, Illinois First Collinsville Bank, Collinsville, Illinois Crystal Lake Bank & Trust Company, N.A., Crystal Lake, Illinois Soy Capital Bank & Trust Company, Decatur, Illinois Baxter Credit Union, Deerfield, Illinois Castle Bank, N.A., DeKalb, Illinois Delafield State Bank, Delafield, Illinois Downers Grove National Bank, Downers Grove, Illinois Dunlap State Bank, Dunlap, Illinois Erie State Bank, Erie, Illinois Community First Bank, Fairview Heights, Illinois Bank of Farmington, Farmington, Illinois First United Bank, Frankfort, Illinois Galena State Bank & Trust Company, Galena, Illinois Community State Bank, Galva, Illinois Gifford State Bank, Gifford, Illinois Howard Savings Bank, Glenview, Illinois The Bank of Godfrey, Godfrey, Illinois Guardian Savings Bank FSB, Granite City, Illinois Hamel State Bank, Hamel, Illinois Security State Bank of Hamilton, Hamilton, Illinois Harvard Savings Bank, Harvard, Illinois Mutual Bank, Harvey, Illinois WestBank, Hillside, Illinois Community Bank of Hopedale, Hopedale, Illinois Joy State Bank, Joy, Illinois First Trust Bank of Illinois, Kankakee, Illinois First National Bank of LaGrange, LaGrange, Illinois Cambridge Bank, Lake Zurich, Illinois Exchange State Bank, Lanark, Illinois The Lemont National Bank & Trust Company, Lemont, Illinois State Bank of Lincoln, Lincoln, Illinois Bank & Trust Company, Litchfield, Illinois Union Bank/West, Macomb, Illinois Malden State Bank, Malden, Illinois Prairie State Bank, Marengo, Illinois First National Bank of Marshall, Marshall, Illinois Continental Community Bank, Maywood, Illinois A.J. Smith Federal Savings Bank, Midlothian, Illinois Southeast National Bank, Moline, Illinois Marquette Bank Monmouth, Monmouth, Illinois Security Savings Bank, Monmouth, Illinois Farmers State Bank Chadwick & Mt. Carroll, Mt. Carroll, Illinois

    [[Page 2550]]

    Farmers State Bank and Trust Company, Mt. Sterling, Illinois The First National Bank, Mulberry Grove, Illinois Hawthorn Bank, Mundelein, Illinois First County Bank, New Baden, Illinois Warren-Boynton State Bank, New Berlin, Illinois The Peoples State Bank of Newton, Newton, Illinois The Old Exchange National Bank of Okawville, Okawville, Illinois First Personal Bank, Orland Park, Illinois Ottawa Savings Bank, Ottawa, Illinois Peoples Bank & Trust, Pana, Illinois State Bank of Paw Paw, Paw Paw, Illinois Farmers-Merchants National Bank of Paxton, Paxton, Illinois First Capital Bank, Peoria, Illinois The Heights Bank, Peoria Heights, Illinois Central State Bank, Pleasant Hill, Illinois Pleasant Plains State Bank, Pleasant Plains, Illinois Northwest Community Bank, Prospect Heights, Illinois Town & Country Bank of Quincy, Quincy, Illinois Western Catholic Union, Quincy, Illinois Rantoul First Bank, S.B., Rantoul, Illinois First National Bank of Raymond, Raymond, Illinois First Ridge Farm State Bank, Ridge Farm, Illinois Lincoln State Bank, S.B., Rochelle, Illinois Community State Bank of Rock Falls, Rock Falls, Illinois Associated Bank Illinois, Rockford, Illinois Rushville State Bank, Rushville, Illinois American Chartered Bank, Schaumburg, Illinois AmericaUnited Bank & Trust Company USAS chaumburg, Illinois First FS&LA of Shelbyville, IL, Shelbyville, Illinois State Bank of Speer, Speer, Illinois Illini Bank, Springfield, Illinois Union Bank of Illinois, Swansea, Illinois Tuscola National Bank, Tuscola, Illinois Petefish, Skiles and Company Bank, Virginia, Illinois Bank of Warrensburg, Warrensburg, Illinois Western Springs National Bank and Trust, Western Springs, Illinois First DuPage Bank, Westmont, Illinois First National Bank of Winnebago, Winnebago, Illinois State Bank Winslow-Warren, Winslow, Illinois Wyoming Bank and Trust, Wyoming, Illinois State Bank, Wonder Lake, Illinois Keystone Community Bank, Kalamazoo, Michigan The Portage County Bank, Almond, Wisconsin Bay Bank, Ashwaubenon, Wisconsin Pioneer Bank, Auburndale, Wisconsin The First National Bank of Baldwin, Baldwin, Wisconsin The First National Bank and Trust Co. of Baraboo, Baraboo, Wisconsin Black River Country Bank, Black River Falls, Wisconsin Bonduel State Bank, Bonduel, Wisconsin Red Cedar Bank, National Association, Boyceville, Wisconsin Bank of Cashton, Cashton, Wisconsin Chetek State Bank, Chetek, Wisconsin Dairyman's State Bank, Clintonville, Wisconsin Farmers & Merchants Union Bank, Columbus, Wisconsin Wisconsin Community Bank, Cottage Grove, Wisconsin Cumberland Federal Bank, FSB, Cumberland, Wisconsin Community Bank of Grafton, Grafton, Wisconsin Highland State Bank, Highland, Wisconsin Park Bank, Holmen, Wisconsin Security State Bank, Iron River, Wisconsin East Wisconsin Savings Bank, S.A., Kaukauna, Wisconsin Greenwood's State Bank, Lake Mills, Wisconsin Heartland Credit Union, Madison, Wisconsin State Capitol Credit Union, Madison, Wisconsin First National Bank--Fox Valley, Menasha, Wisconsin First Bank & Trust, Menomonie, Wisconsin Associated Bank South Central, Middleton, Wisconsin Bank of Milton, Milton, Wisconsin Milwaukee Western Bank, Milwaukee, Wisconsin Mutual Savings Bank, Milwaukee, Wisconsin St. Francis Bank, FSB, Milwaukee, Wisconsin Universal Savings Bank, Milwaukee, Wisconsin Associated Bank, N.A., Neenah, Wisconsin Clare Bank, N.A., Platteville, Wisconsin First National Bank of Platteville, Platteville, Wisconsin Mound City Bank, Platteville, Wisconsin The FNB of River Falls, River Falls, Wisconsin Intercity State Bank, Schofield, Wisconsin Community Bank & Trust, Sheboygan, Wisconsin Bank of Sun Prairie, Sun Prairie, Wisconsin Superior National Bank, Superior, Wisconsin Shoreline Credit Union, Two Rivers, Wisconsin The State Bank of Viroqua, Viroqua, Wisconsin Walworth State Bank, Walworth, Wisconsin First Federal Savings Bank of Wisconsin, Waukesha, Wisconsin Sunset Bank and Savings, Waukesha, Wisconsin KeySavings Bank, Wisconsin Rapids, Wisconsin River Cities Bank, Wisconsin Rapids, Wisconsin Wood County National Bank, Wisconsin Rapids, Wisconsin

    Federal Home Loan Bank of Des Moines--District 8

    Gateway Savings Bank, Ankeny, Iowa Landmands National Bank, Audubon, Iowa Community Bank of Boone, Boone, Iowa Commercial Savings Bank, Carroll, Iowa Iowa Savings Bank, Carroll, Iowa Page County State Bank, Clarinda, Iowa Linn County State Bank, Coggon, Iowa Farmers Savings Bank, Colesburg, Iowa Columbus Junction State Bank, Columbus Junction, Iowa Okey Vernon First National Bank, Corning, Iowa Corydon State Bank, Corydon, Iowa Fortress Bank of Cresco, Cresco, Iowa Alliant Credit Union, Dubuque, Iowa Valley Bank, Eldridge, Iowa First National Bank in Fairfield, Fairfield, Iowa Farmers Savings Bank, Fostoria, Iowa Grinnell Mutual Reinsurance Company, Grinnell, Iowa Security State Bank, Hubbard, Iowa Farmers State Bank, Jesup, Iowa American Interstate Bank, Manning, Iowa First State Bank of Mapleton, Mapleton, Iowa Maxwell State Bank, Maxwell, Iowa Bridge Community Bank, Mechanicsville, Iowa State Bank and Trust Company, Nevada, Iowa New Vienna Savings Bank, New Vienna, Iowa First Newton National Bank, Newton, Iowa First State Bank, Nora Springs, Iowa Farmers State Bank, Northwood, Iowa First National Bank of Oelwein, Oelwein, Iowa City State Bank, Ogden, Iowa American State Bank, Osceola, Iowa Panora State Bank, Panora, Iowa Marion County State Bank, Pella, Iowa Perry State Bank, Perry, Iowa

    [[Page 2551]]

    Savings Bank, Primghar, Iowa Readlyn Savings Bank, Readlyn, Iowa Community Savings Bank, Robins, Iowa Premier Bank, Rock Valley, Iowa Home State Bank, Royal, Iowa Iowa State Bank, Sac City, Iowa Sanborn Savings Bank, Sanborn, Iowa Community State Bank, Spencer, Iowa The State Bank, Spirit Lake, Iowa Union Bank & Trust Company, Strawberry Point, Iowa State Bank of Toledo, Toledo, Iowa Farmers Savings Bank, Walford, Iowa Iowa State Bank, Wapello, Iowa Washington Federal Savings Bank, Washington, Iowa Security State Bank, Waverly, Iowa State Bank of Waverly, Waverly, Iowa First State Bank, Webster City, Iowa Freedom Financial Bank, West Des Moines, Iowa Westside State Savings Bank, Westside, Iowa Farmers & Merchants State Bank, Winterset, Iowa Union State Bank, Winterset, Iowa First State Bank of Alexandria, Alexandria, Minnesota Altura State Bank, Altura, Minnesota Lakewood Bank, N.A., Baxter, Minnesota First State Bank of Bayport, Bayport, Minnesota First National Bank Bemidji, Bemidji, Minnesota American National Bank of Minnesota, Brainerd, Minnesota State Bank of Bricelyn, Bricelyn, Minnesota State Bank of Chanhassen, Chanhassen, Minnesota Farmers and Merchants State Bank of Clarkfield, Clarkfield, Minnesota The First National Bank of Coleraine, Coleraine, Minnesota Farmers State Bank of Dent, Dent, Minnesota Northwestern Bank, N.A., Dilworth, Minnesota Western National Bank, Duluth, Minnesota Fidelity Bank, Edina, Minnesota State Bank of Fairmont, Fairmont, Minnesota Franklin State Bank, Franklin, Minnesota Commerce Bank, Geneva, Minnesota First National Bank of Gilbert, Gilbert, Minnesota Eagle Bank, Glenwood, Minnesota Yellow Medicine County Bank, Granite Falls, Minnesota Northwestern State Bank of Hallock, Hallock, Minnesota 1st American State Bank of Minnesota, Hancock, Minnesota First Southeast Bank, Harmony, Minnesota Farmers State Bank of Hartland, Hartland, Minnesota Merchants Bank, N.A., Hastings, Minnesota Exchange State Bank of Hills, Hills, Minnesota First Federal fsb, Hutchinson, Minnesota United Prairie Bank--Jackson, Jackson, Minnesota Community Bank Minnesota Valley, Jordan, Minnesota CornerStone State Bank, Le Sueur, Minnesota First Community Bank Lester Prairie, Lester Prairie, Minnesota Center National Bank, Litchfield, Minnesota State Bank of Loretto, Loretto, Minnesota First National Bank of Luverne, Luverne, Minnesota Northern Star Bank, Mankato, Minnesota First National Bank of Montgomery, Montgomery, Minnesota United Farmers & Merchants State Bank, Morris, Minnesota St. Paul Postal Employees Credit Union, North St. Paul, Minnesota Northland Community Bank, Northome, Minnesota Citizens State Bank Norwood Young, Norwood Young America, Minnesota Washington County Bank, N.A., Oakdale, Minnesota Odin State Bank, Odin, Minnesota Prinsburg State Bank, Prinsburg, Minnesota Randall State Bank, Randall, Minnesota Woodland Bank, Remer, Minnesota Home Federal Savings Bank, Rochester, Minnesota North Star Bank, Roseville, Minnesota First State Bank of Rush City, Rush City, Minnesota First Community Bank, Savage, Minnesota Security State Bank of Sebeka, Sebeka, Minnesota First Community Bank Silver Lake, Silver Lake, Minnesota St. Anthony Park State Bank, St. Paul, Minnesota Heartland State Bank, Storden, Minnesota Peoples State Bank of Truman, Inc., Truman, Minnesota Victoria State Bank, Victoria, Minnesota Integrity Plus Bank, Wabasso, Minnesota Centennial National Bank, Walker, Minnesota The First National Bank of Walker, Walker, Minnesota Citizens State Bank of Waverly, Waverly, Minnesota Wells Federal Bank, fsb, Wells, Minnesota First State Bank of Southwest, Worthington, Minnesota Worthington Federal Savings Bank, F.S.B., Worthington, Minnesota First Missouri National Bank, Brookfield, Missouri Community First Bank, Butler, Missouri BC National Banks, Butler, Missouri Carroll County Trust Company, Carrollton, Missouri Chillicothe State Bank, Chillicothe, Missouri Investors National Bank, Chillicothe, Missouri Boone National Savings & Loan Association, F.A., Columbia, Missouri Concordia Bank of Concordia, Concordia, Missouri The Citizens Bank of Edina, Edina, Missouri First State Community Bank, Farmington, Missouri Ozarks Federal Savings and Loan, Farmington, Missouri The Callaway Bank, Fulton, Missouri Northland National Bank, Gladstone, Missouri Bank Northwest, Hamilton, Missouri Hannibal National Bank, Hannibal, Missouri Bank of Hayti, Hayti, Missouri Eagle Bank & Trust Company of Missouri, Hillsboro, Missouri The Bank of Houston, Houston, Missouri Bank of Iberia, Iberia, Missouri Jefferson City Highway Credit Union, Jefferson City, Missouri Business Men's Assurance Company of America, Kansas City, Missouri Generations Bank, Kansas City, Missouri Kansas City Life Insurance Company, Kansas City, Missouri Kennett National Bank, Kennett, Missouri Bank of Kimberling City, Kimberling City, Missouri Lamar Bank & Trust Company, Lamar, Missouri The First National Bank, Lamar, Missouri Central Bank, Lebanon, Missouri Midwest Bank Centre, Lemay, Missouri Linn State Bank, Linn, Missouri Mercantile Bank of Louisiana, Louisiana, Missouri First National Bank, Malden, Missouri Community Bank of Marshall, Marshall, Missouri Wood & Huston Bank, Marshall, Missouri First National Bank of Audrain County, Mexico, Missouri Peoples Bank of the Ozarks, Nixa, Missouri First Midwest Bank of Piedmont, Piedmont, Missouri Peoples Savings Bank of Rhineland, Rhineland, Missouri The State Bank, Richmond, Missouri Town & Country Bank, Salem, Missouri

    [[Page 2552]]

    Farmers State Bank, S/B, Schell City, Missouri Third National Bank of Sedalia, Sedalia, Missouri Senath State Bank, Senath, Missouri The Community Bank of Shell Knob, Shell Knob, Missouri Citizens National Bank of Springfield, Springfield, Missouri Old Missouri National Bank, Springfield, Missouri First State Bank of St. Charles, St. Charles, Missouri Lindell Bank & Trust Company, St. Louis, Missouri Pioneer Bank & Trust Company, St. Louis, Missouri The PrivateBank, St. Louis, Missouri Bank of Thayer, Thayer, Missouri Quarry City Savings and Loan Association, Warrensburg, Missouri First State Bank of Cando, Cando, North Dakota Citizens State Bank--Midwest, Cavalier, North Dakota Farmers State Bank, Elgin, North Dakota State Bank of Fargo, Fargo, North Dakota Union State Bank of Fargo, Fargo, North Dakota U.S. Bank N.A., Fargo, North Dakota Wells Fargo Bank, North Dakota, N.A., Fargo, North Dakota State Bank and Trust of Kenmare, Kenmare, North Dakota Farmers and Merchants State Bank, Langdon, North Dakota United Community Bank of North Dakota, Leeds, North Dakota First Western Bank & Trust, Minot, North Dakota Lakeside State Bank, New Town, North Dakota McKenzie County Bank, Watford City, North Dakota First State Bank of Claremont, Claremont, South Dakota BankStar Financial, Elkton, South Dakota Farmers State Bank, Flandreau, South Dakota Dakotaland Federal Credit Union, Huron, South Dakota BankFirst, Sioux Falls, South Dakota Home Federal Bank, Sioux Falls, South Dakota F&M Bank, Watertown, South Dakota Wilmot State Bank, Wilmot, South Dakota First National Bank South Dakota, Yankton, South Dakota

    Federal Home Loan Bank of Dallas--District 9

    River Valley Bank, Russellville, Alabama First Community Bank of Batesville, Batesville, Arkansas Farmers Bank and Trust Company, Blytheville, Arkansas First State Bank, Conway, Arkansas Bank of Dardanelle, Dardanelle, Arkansas First Financial Bank, El Dorado, Arkansas Fordyce Bank & Trust Company, Fordyce, Arkansas Forrest City Bank, N.A., Forrest City, Arkansas Benefit Bank, Ft. Smith, Arkansas First State Bank, Huntsville, Arkansas Simmons First Bank of South Arkansas, Lake Village, Arkansas Bank of Lockesburg, Lockesburg, Arkansas Southern State Bank, Malvern, Arkansas Bank of Mulberry, Mulberry, Arkansas First National Bank at Paris, Paris, Arkansas Delta Trust & Bank, Parkdale, Arkansas Pine Bluff National Bank, Pine Bluff, Arkansas Simmons First Bank of Northwest Arkansas, Rogers, Arkansas The First National Bank of Springdale, Springdale, Arkansas Red River Bank, Alexandria, Louisiana East Federal Credit Union, Baton Rouge, Louisiana Bank of Coushatta, Coushatta, Louisiana St. Tammany Homestead Savings & Loan Association, Covington, Louisiana City Savings Bank & Trust Company, DeRidder, Louisiana Teche Federal Savings Bank, Franklin, Louisiana Florida Parishes Bank, Hammond, Louisiana Coastal Commerce Bank, Houma, Louisiana Synergy Bank, Houma, Louisiana LBA Savings Bank, Lafayette, Louisiana Guaranty Savings and Homestead Association, Metairie, Louisiana Mutual Savings and Loan Association, Metairie, Louisiana Eureka Homestead, New Orleans, Louisiana Hibernia Homestead & Savings Association, New Orleans, Louisiana Peoples Bank & Trust Company of Pointe Coupee Parish, Inc., New Roads, Louisiana Homestead Bank, Ponchatoula, Louisiana Bank of West Baton Rouge, Port Allen, Louisiana Richland State Bank, Rayville, Louisiana Bank, of Ringgold, Ringgold, Louisiana Ruston Building & Loan Association, Ruston, Louisiana First Louisiana Bank, Shreveport, Louisiana Bank of St. Francisville, St. Francisville, Louisiana American Bank, Welsh, Louisiana The Bank of Commerce, White Castle, Louisiana Amory Federal Savings & Loan Association, Amory, Mississippi Spirit Bank, Belmont, Mississippi The Peoples Bank, Biloxi, Mississippi Bank of Brookhaven, Brookhaven, Mississippi The Cleveland State Bank, Cleveland, Mississippi Commerce National Bank, Corinth, Mississippi Bank of Holly Springs, Holly Springs, Mississippi First National Bank of Pine Belt, Laurel, Mississippi Community Bank, Meridian, Mississippi Britton & Koontz First National Bank, Natchez, Mississippi Senatobia Bank, Senatobia, Mississippi Mechanics Bank, Water Valley, Mississippi Wells Fargo Bank New Mexico, N.A., Albuquerque, New Mexico International Bank, Raton, New Mexico First National Bank of Ruidoso, Ruidoso, New Mexico Tucumcari Federal Savings & Loan Association, Tucumcari, New Mexico First State Bank, Athens, Texas The First National Bank of Athens, Athens, Texas Southwest Resource Credit Union, Baytown, Texas First National Bank of Bridgeport, Bridgeport, Texas Citizens State Bank, Chandler, Texas Citizens State Bank, Cross Plains, Texas Zavala County Bank, Crystal City, Texas Dallas National Bank, Dallas, Texas Dallas Teachers Credit Union, Dallas, Texas Mercantile Bank & Trust, FSB, Dallas, Texas Landmark Bank N.A., Denison, Texas First United Bank, Dimmitt, Texas First National Bank, Dublin, Texas Union State Bank, Florence, Texas Fort Worth National Bank, Fort Worth, Texas Omni American Federal Credit Union, Fort Worth, Texas First State Bank, Frankston, Texas Security Bank, N.A., Garland, Texas Community Bank, Granbury, Texas First State Bank, Grapeland, Texas Hebbronville State Bank, Hebbronville, Texas Community National Bank, Hondo, Texas Central Bank, Houston, Texas MetroBank, N.A., Houston, Texas Paradigm Bank Texas, Houston, Texas Reliance Standard Life Insurance Company of Texas, Houston, Texas Southwestern National Bank, Houston, Texas Woodforest National Bank, Houston, Texas Austin Bank, Texas N.A., Jacksonville, Texas

    [[Page 2553]]

    Texas State Bank, Joaquin, Texas First State Bank, Keene, Texas First-Nichols National Bank, Kenedy, Texas First National Bank of Lake Jackson, Lake Jackson, Texas First Federal Savings & Loan Association, Littlefield, Texas PNB Financial, Lubbock, Texas Mason National Bank, Mason, Texas Inter National Bank, McAllen, Texas Security State Bank, McCamey, Texas Mineola Community Bank, S.S.B., Mineola, Texas City National Bank, Mineral Wells, Texas American National Bank of Mt. Pleasant, Mt. Pleasant, Texas Commercial Bank of Texas, N.A., Nacogdoches, Texas Western National Bank, Odessa, Texas Orange Savings Bank, Orange, Texas Lone Star National Bank, Pharr, Texas Beal Bank, SSB, Plano, Texas Security National Bank, Quanah, Texas South Padre Bank, N.A., South Padre Island, Texas Town and Country Bank, Stephenville, Texas Extraco Banks, N.A., Temple, Texas Heritage Savings Bank, SSB, Terrell, Texas First National Bank of Bosque County, Valley Mills, Texas FirstCapital Bank, ssb, Victoria, Texas Community Bank & Trust, Waco, Texas First National Bank of Central Texas, Waco, Texas Fannin Bank, Windom, Texas

    Federal Home Loan Bank of Topeka--District 10

    Citywide Bank of Denver, Aurora, Colorado Commerce Bank, Aurora, Colorado Premier Members Federal Credit Union, Boulder, Colorado First Charter Federal Credit Union, Colorado Springs, Colorado First National Bank, Cortez, Colorado Del Norte Federal Savings & Loan Association, Del Norte, Colorado Colorado United Credit Union, Denver, Colorado Denver Police Federal Credit Union, Denver, Colorado Premier Bank, Denver, Colorado Bank of the San Juans, Durango, Colorado FirstBank of Evergreen, Evergreen, Colorado Fort Morgan State Bank, Fort Morgan, Colorado Bank of Grand Junction, Grand Junction, Colorado FirstBank of Greeley, Greeley, Colorado First National Bank, Julesberg, Colorado Kit Carson State Bank, Kit Carson, Colorado The State Bank--La Junta, La Junta, Colorado First National Bank of Lake City & Creede, Lake City, Colorado Home State Bank, Loveland, Colorado First National Bank of Paonia, Paonia, Colorado FirstBank of Parker, Parker, Colorado The First National Bank of Stratton, Stratton, Colorado First National Bank in Belleville, Belleville, Kansas Bank of Commerce, Chanute, Kansas Home Savings Bank, Chanute, Kansas Farmers and Merchants Bank, Colby, Kansas Legacy Bank, Colwich, Kansas The State Bank of Conway Springs, Conway Springs, Kansas Farmers and Drovers Bank, Council Grove, Kansas Citizens State Bank & Trust Company, Ellsworth, Kansas State Bank of Fredonia, Fredonia, Kansas Gardner National Bank, Gardner, Kansas Community Bank of the Midwest, Great Bend, Kansas Halstead Bank, Halstead, Kansas Emprise Bank, NA, Hays, Kansas First National Bank of Hoxie, Hoxie, Kansas Security Bank of Kansas City, Kansas City, Kansas Douglas County Bank, Lawrence, Kansas First National Bank and Trust of Leavenworth, Leavenworth, Kansas Horizon National Bank, Leawood, Kansas Western National Bank, Lenexa, Kansas Farmers National Bank of Lincoln, Lincoln, Kansas The Lyons State Bank, Lyons, Kansas Farmers State Bank, McPherson, Kansas Mission Bank, Mission, Kansas The Mulvane State Bank, Mulvane, Kansas Farmers State Bank, Oakley, Kansas First National Bank of Olathe, Olathe, Kansas First Kansas Federal Savings Bank, Osawatomie, Kansas Valley View State Bank, Overland Park, Kansas Citizens State Bank, Paola, Kansas University National Bank, Pittsburg, Kansas Sedgwick State Bank, Sedgwick, Kansas TriCentury Bank, Simpson, Kansas The First National Bank and Trust, St. John, Kansas First Bank, Sterling, Kansas Valley State Bank, Syracuse, Kansas The Tampa State Bank, Tampa, Kansas Community National Bank, Topeka, Kansas Kaw Valley State Bank and Trust Company, Topeka, Kansas Chisholm Trail State Bank, Wichita, Kansas INTRUST Bank, National Association, Wichita, Kansas The State Bank, Winfield, Kansas Bank of Wyandotte, Wyandotte, Kansas Bank of the Valley, Bellwood, Nebraska Bank of Bennington, Bennington, Nebraska Washington County Bank, Blair, Nebraska Custer Federal Savings & Loan Association, Broken Bow, Nebraska First Central Bank, Cambridge, Nebraska Citizens State Bank, Carleton, Nebraska Deeuel County State Bank, Chappell, Nebraska First Bank and Trust Company, Cozad, Nebraska Jefferson County Bank, Daykin, Nebraska First National Bank in Exeter, Exeter, Nebraska Farnam Bank, Farnam, Nebraska American National Bank of Fremont, Fremont, Nebraska First State Bank, Fremont, Nebraska Gothenburg State Bank and Trust Company, Gothenburg, Nebraska Henderson State Bank, Henderson, Nebraska First State Bank of Enders/Imperial, Imperial, Nebraska Kearney State Bank and Trust Company, Kearney, Nebraska Farmers State Bank, Maywood, Nebraska First Central Bank McCook, National Association, McCook, Nebraska Farmers and Merchants Bank, Milligan, Nebraska Centennial Bank, Omaha, Nebraska First National Bank of Omaha, Omaha, Nebraska Nebraska State Bank of Omaha, Omaha, Nebraska Potter State Bank of Potter, Potter, Nebraska Peoples Webster City Bank, Red Cloud, Nebraska First State Bank, Shelton, Nebraska Hometown Bank, Sumner, Nebraska Sutton State Bank, Sutton, Nebraska First National Bank of Syracuse, Syracuse, Nebraska CerescoBank, Wahoo, Nebraska Citizens Bank of Ada, Ada, Oklahoma First National Bank in Altus, Altus, Oklahoma Stockmans Bank, Altus, Oklahoma The First National Bank and Trust Company of Broken Arrow, Broken Arrow, Oklahoma Bank of Commerce, Chelsea, Oklahoma Farmers Exchange Bank, Cherokee, Oklahoma First National Bank and Trust Company, Chickasha, Oklahoma 1st Bank Oklahoma, Claremore, Oklahoma The First National Bank in Durant, Durant, Oklahoma

    [[Page 2554]]

    American Bank & Trust, Edmond, Oklahoma Bank Elgin, N.A., Elgin, Oklahoma Bank of Western Oklahoma, Elk City, Oklahoma Liberty Federal Savings Bank, Enid, Oklahoma Fairview Savings and Loan Association, Fairview, Oklahoma Oklahoma State Bank, Guthrie, Oklahoma City National Bank & Trust Company, Guymon, Oklahoma The Bank of Kremlin, Kremlin, Oklahoma Exchange National Bank of Moore, Moore, Oklahoma The Morris State Bank, Morris, Oklahoma Bank of Nichols Hills, Oklahoma City, Oklahoma First Security Bank and Trust Company, Oklahoma City, Oklahoma Oklahoma Educators Credit Union, Oklahoma City, Oklahoma NBC Bank, Pawhuska, Oklahoma Osage Federal Savings and Loan Association, Pawhuska, Oklahoma Security Bank, , NA, Pawnee, Oklahoma Exchange Bank and Trust Company, Perry, Oklahoma Central Bank of Poteau, Poteau, Oklahoma First Pryority Bank, Pryor, Oklahoma Peoples Bank & Trust Company, Ryan, Oklahoma InterBank, N.A., Sayre, Oklahoma Southwest State Bank, Sentinel, Oklahoma Advantage Bank, Spencer, Oklahoma Bank of Commerce, Stilwell, Oklahoma American Bank and Trust, Tulsa, Oklahoma Bank South, NA, Tulsa, Oklahoma Sooner State Bank, Tuttle, Oklahoma Bank of Union, Union City, Oklahoma First State Bank, Valliant, Oklahoma Citizens' Bank, Velma, Oklahoma First State Bank, Watonga, Oklahoma Peoples Bank, Westville, Oklahoma Yukon National Bank, Yukon, Oklahoma

    Federal Home Loan Bank of San Francisco--District 11

    Century Bank, Scottsdale, Arizona Placer Sierra Bank, Auburn, California Los Angeles National Bank, Buena Park, California Burbank City Employees Federal Credit Union, Burbank, California Western Security Bank, N.A., Burbank, California Pan American Bank, FSB, Burlingame, California Pacific Trust Bank, FSB, Chula Vista, California Pacific Trust Federal Credit Union, Chula Vista, California Clovis Community Bank, Clovis, California Mt. Diablo National Bank, Danville, California Rockwell Federal Credit Union, Downey, California Hawthorne Savings, FSB, El Segundo, California Centennial Bank, Fountain Valley, California Murphy Bank, Fresno, California Kerman State Bank, Kerman, California Eldorado Bank, Laguna Hills, California Marathon National Bank, Los Angeles, California USC Federal Credit Union, Los Angeles, California Yosemite Bank, Mariposa, California Trust Bank, Monterey Park, California Downey Savings and Loan Association, F.A., Newport Beach, California American Commercial Bank, Oxnard, California Kaiser Permanante Federal Credit Union, Pasadena, California Heritage Oaks Bank, Paso Robles, California Rancho Santa Fe National Bank, Rancho Santa Fe, California Tehama Bank, Red Bluff, California Redlands Centenial Bank, Redlands, California Provident Central Credit Union, Redwood City, California Provident Bank, Riverside, California The Bank of Hemet, Riverside, California First Federal Credit Union, Sacramento, California River City Bank, Sacramento, California Business Bank of California, San Bernardino, California Neighborhood National Bank, San Diego, California San Diego National Bank, San Diego, California Bank of the Orient, San Francisco, California Five Star Bank, San Francisco, California Pacific Coast Bankers' Bank, San Francisco, California Pacific IBM Employees Credit Union, San Jose, California Tamalpais Bank, San Rafael, California First National Bank of Central California, Santa Barbara, California Santa Cruz Community Credit Union, Santa Cruz, California Los Padres Bank, Solvang, California Sonoma Valley Bank, Sonoma, California Bank of Stockton, Stockton, California South Bay Bank, Torrance, California Sierra West Bank, Truckee, California First Security Bank of California, NA, West Covina, California Universal Bank, West Covina, California Quaker City Bank, Whittier, California Feather River State Bank, Yuba City, California Business Bank of Nevada, Las Vegas, Nevada

    Federal Home Loan Bank of Seattle--District 12

    Credit Union 1, Anchorage, Alaska Citizens Security Bank (Guam), Inc., Agana, Guam FirstBank Northwest, Lewiston, Idaho Idaho Central Credit Union, Pocatello, Idaho Panhandle State Bank, Sandpoint, Idaho First Citizens Bank of Billings, Billings, Montana First Citizens Bank of Butte, Butte, Montana Dutton State Bank, Dutton, Montana Heritage Bank, Fort Benton, Montana Valley Bank of Glasgow, Glasgow, Montana 1st Liberty Federal Credit Union, Great Falls, Montana Independence Bank, Havre, Montana First National Bank of Lewistown, Lewistown, Montana Empire Bank, Livingston, Montana Community Bank-Missoula, Inc., Missoula, Montana First Security Bank of Missoula, Missoula, Montana Ronan State Bank, Ronan, Montana Basin State Bank, Stanford, Montana Pioneer Bank, A F.S.B., Baker City, Oregon Evergreen FS & LA, Grants Pass, Oregon Bank of Eastern Oregon, Heppner, Oregon Klamath First FS & LA, Klamath Falls, Oregon South Valley Bank and Trust, Klamath Falls, Oregon American Pacific Bank, Portland, Oregon Bank of America Oregon, N.A., Portland, Oregon USU Community Credit Union, Logan, Utah BMW Bank of North America, Salt Lake City, Utah Franklin Templeton Bank & Trust, F.S.B., Salt Lake City, Utah Washington Mutual Bank, Salt Lake City, Utah Valley Bank, Auburn, Washington American Marine Bank, Bainbridge Island, Washington Charter Bank, Bellevue, Washington Fife Commercial Bank, Fife, Washington The Bank of Washington, Lynnwood, Washington Whidbey Island Bank, Oak Harbor, Washington Olympia Federal Savings & Loan Association, Olympia, Washington Twin County Credit Union, Olympia, Washington First FS & LA of Port Angeles, Port Angeles, Washington

    [[Page 2555]]

    Riverview Community Bank, Riverview, Washington Asia Europe Americas Bank, Seattle, Washington Key Bank, N.A., Seattle, Washington Northwest International Bank, Seattle, Washington Seattle Savings Bank, Seattle, Washington Washington Mutual Bank, Seattle, Washington Western United Life Assurance Company, Seattle, Washington Simpson Community Federal Credit Union, Shelton, Washington Farmers & Merchants Bank of Rockford, Spokane, Washington Old Standard Life Insurance Company, Spokane, Washington Yakima Federal Savings and Loan Association, Yakima, Washington American National Bank of Rock Springs, Rock Springs, Wyoming The Rock Springs National Bank, Rock Springs, Wyoming Tri-County Bank, Torrington, Wyoming

  2. Public Comments

    To encourage the submission of public comments on the community support performance of Bank members, on or before January 31, 2003, each Bank will notify its Advisory Council and nonprofit housing developers, community groups, and other interested parties in its district of the members selected for community support review in the 2002-03 fourth quarter review cycle. 12 CFR 944.2(b)(2)(ii). In reviewing a member for community support compliance, the Finance Board will consider any public comments it has received concerning the member. 12 CFR 944.2(d). To ensure consideration by the Finance Board, comments concerning the community support performance of members selected for the 2002-03 fourth quarter review cycle must be delivered to the Finance Board on or before the March 3, 2003 deadline for submission of Community Support Statements. By the Federal Housing Finance Board.

    Dated: January 9, 2003. Arnold Intrater, General Counsel.

    [FR Doc. 03-785 Filed 1-16-03; 8:45 am]

    BILLING CODE 6725-01-P