Federal home loan bank system: Community support review; members selected for review; list,

[Federal Register: April 14, 2003 (Volume 68, Number 71)]


[Page 17942-17949]

From the Federal Register Online via GPO Access [wais.access.gpo.gov]



[No. 2003-N-4]

Federal Home Loan Bank Members Selected for Community Support Review

AGENCY: Federal Housing Finance Board.

ACTION: Notice.

SUMMARY: The Federal Housing Finance Board (Finance Board) is announcing the Federal Home Loan Bank (Bank) members it has selected for the 2002-03 fifth quarter review cycle under the Finance Board's community support requirements regulation. This notice also prescribes the deadline by which Bank members selected for review must submit Community Support Statements to the Finance Board.

DATES: Bank members selected for the 2002-03 fifth quarter review cycle under the Finance Board's community support requirements regulation must submit completed Community Support Statements to the Finance Board on or before May 26, 2003.

ADDRESSES: Bank members selected for the 2002-03 fifth quarter review cycle under the Finance Board's community support requirements regulation must submit completed Community Support Statements to the Finance Board either by regular mail at the Federal Housing Finance Board, Office of Supervision, Community Investment and Affordable Housing, 1777 F Street, NW., Washington, DC 20006, or by electronic mail at fitzgeralde@fhfb.gov. FOR FURTHER INFORMATION CONTACT: Emma J. Fitzgerald, Program Analyst, Office of Supervision, Community Investment and Affordable Housing, by telephone at 202/408-2874, by electronic mail at fitzgeralde@fhfb.gov, or by regular mail at the Federal Housing Finance Board, 1777 F Street, NW., Washington, DC 20006.


  1. Selection for Community Support Review

    Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) requires the Finance Board to promulgate regulations establishing standards of community investment or service Bank members must meet in order to maintain access to long-term advances. See 12 U.S.C. 1430(g)(1). The regulations promulgated by the Finance Board must take into account factors such as the Bank member's performance under the Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901 et seq., and record of lending to first-time homebuyers. See 12 U.S.C. 1430(g)(2). Pursuant to section 10(g) of the Bank Act, the Finance Board has promulgated a community support requirements regulation that establishes standards a Bank member must meet in order to maintain access to long-term advances, and review criteria the Finance Board must apply in evaluating a member's community support performance. See 12 CFR part 944. The regulation includes standards and criteria for the two statutory factors--CRA performance and record of lending to first- time homebuyers. 12 CFR 944.3. Only members subject to the CRA must meet the CRA standard. 12 CFR 944.3(b). All members, including those not subject to CRA, must meet the first-time homebuyer standard. 12 CFR 944.3(c).

    Under the rule, the Finance Board selects approximately one-eighth of the members in each Bank district for community support review each calendar quarter. 12 CFR 944.2(a). The Finance Board will not review an institution's community support performance until it has been a Bank member for at least one year. Selection for review is not, nor should it be construed as, any indication of either the financial condition or the community support performance of the member.

    Each Bank member selected for review must complete a Community Support Statement and submit it to the Finance Board by the May 26, 2003 deadline prescribed in this notice. 12 CFR 944.2(b)(1)(ii) and (c). On or before April 28, 2003, each Bank will notify the members in its district that have been selected for the 2002-03 fifth quarter community support review cycle that they must complete and submit to the Finance Board by the deadline a Community Support Statement. 12 CFR 944.2(b)(2)(i). The member's Bank will provide a blank Community Support Statement Form, which also is available on the Finance Board's web site: http://www.fhfb.gov. Upon request, the member's Bank also will provide assistance in completing the Community Support Statement.

    The Finance Board has selected the following members for the 2002- 03 fifth quarter community support review cycle:

    Federal Home Loan Bank of Boston--District 1

    People's Bank, Bridgeport, Connecticut Farmington Savings Bank, Farmington, Connecticut Savings Bank of Manchester, Manchester, Connecticut Liberty Bank, Middletown, Connecticut Naugatuck Savings Bank, Naugatuck, Connecticut The Citizens National Bank, Putnam, Connecticut Simsbury Bank and Trust Company, Simsbury, Connecticut Windsor Federal Savings & Loan, Windsor, Connecticut Windsor Locks Community Bank, FSL, Windsor Locks, Connecticut United Kingfield Bank, Bangor, Maine Ocean Communities Federal Credit Union, Biddeford, Maine St. Joseph's Credit Union, Biddeford, Maine The First National Bank of Damariscotta, Damariscotta, Maine Gardiner Savings Institution FSB, Gardiner, Maine Machias Savings Bank, Machias, Maine Katahdin Federal Credit Union, Millinocket, Maine St. Croix Federal Credit Union, Woodland, Maine Tremont Credit Union, Boston, Massachusetts University Credit Union, Boston, Massachusetts Brockton Credit Union, Brockton, Massachusetts Broadway National Bank, Chelsea, Massachusetts Dedham Co-operative Bank, Dedham, Massachusetts Everett Credit Union, Everett, Massachusetts Worker's Credit Union, Fitchburg, Massachusetts

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    Framingham Co-operative Bank, Framingham, Massachusetts The Benjamin Franklin Savings Bank, Franklin, Massachusetts Dean Cooperative Bank, Franklin, Massachusetts Greenfield Savings Bank, Greenfield, Massachusetts UMassFive College Federal Credit Union, Hadley, Massachusetts Hanscom Federal Credit Union, Hanscom AFB, Massachusetts Economy Co-operative Bank, Merrimac, Massachusetts Mayflower Cooperative Bank, Middleborough, Massachusetts Millbury Federal Credit Union, Millbury, Massachusetts Compass Bank for Savings, New Bedford, Massachusetts First Citizens' Federal Credit Union, New Bedford, Massachusetts North Shore Bank, A Co-Operative Bank, Peabody, Massachusetts Berkshire Bank, Pittsfield, Massachusetts The Pittsfield Cooperative Bank, Pittsfield, Massachusetts Sharon Co-operative Bank, Sharon, Massachusetts Slade's Ferry Trust Company, Somerset, Massachusetts Central Cooperative Bank, Somerville, Massachusetts Savers Co-operative Bank, Southbridge, Massachusetts Southbridge Savings Bank, Southbridge, Massachusetts Stoneham Co-operative Bank, Stoneham, Massachusetts The Martha's Vineyard Co-operative Bank, Vineyard Haven, Massachusetts Ware Co-operative Bank, Ware, Massachusetts United Cooperative Bank, West Springfield, Massachusetts Westfield Savings Bank, Westfield, Massachusetts Winthrop Federal Credit Union, Winthrop, Massachusetts Flagship Bank and Trust Company, Worcester, Massachusetts Connecticut River Bank N.A. Charleston, New Hampshire Claremont Savings, Claremont, New Hampshire Triangle Credit Union, Nashua, New Hampshire Sugar River Savings Bank, Newport, New Hampshire Lake Sunapee Bank, Newport, New Hampshire Piscataqua Savings Bank, Portsmouth, New Hampshire Service Credit Union, Portsmouth, New Hampshire The Washington Trust Company, Westerly, Rhode Island The Bank of Bennington, Bennington, Vermont Factory Point National Bank, Manchester Center, Vermont Heritage Family Credit Union, Rutland, Vermont Passumpsic Savings Bank, St. Johnsbury, Vermont

    Federal Home Loan Bank of New York--District 2

    Ocwen Federal Bank FSB, West Palm Beach, Florida American Savings Bank of NJ, Bloomfield, New Jersey Clifton Savings Bank, S.L.A., Clifton, New Jersey Sussex Bank, Franklin, New Jersey First Hope Bank, a national banking association, Hope, New Jersey Magyar Savings Bank, New Brunswick, New Jersey Lusitania Savings Bank, fsb, Newark, New Jersey Roebling Bank, Roebling, New Jersey Penn Federal Savings Bank, West Orange, New Jersey Monroe Savings Bank, S.L.A., Williamstown, New Jersey Franklin Savings Bank, Woodstown, New Jersey BSB Bank & Trust Company, Binghamton, New York Ponce De Leon Federal Bank, Bronx, New York Atlantic Liberty Savings, Brooklyn, New York Community Capital Bank, Brooklyn, New York The Bank of Castile, Castile, New York Fulton Savings Bank, Fulton, New York Astoria Federal Savings & Loan Association, Lake Success, New York Pittsford Federal Credit Union, Mendon, New York First Federal Savings of Middletown, Middletown, New York Amalgamated Bank, New York, New York United Orient Bank, New York, New York Northfield Savings Bank, Staten Island, New York Empire Federal Credit Union, Syracuse, New York Wallkill Valley FS&LA, Wallkill, New York The Bank & Trust of Puerto Rico, San Juan, Puerto Rico

    Federal Home Loan Bank of Pittsburgh--District 3

    Citicorp Trust Bank, FSB, Newark, Delaware Wilmington Savings Fund Society, FSB, Wilmington, Delaware C & G Savings Bank, Altoona, Pennsylvania Ambler Savings & Loan Association, Ambler, Pennsylvania First Star Savings Bank, Bethlehem, Pennsylvania First FS&LA of Bucks County, Bristol, Pennsylvania Alliance Bank, Broomall, Pennsylvania Sharon Savings Bank, Darby, Pennsylvania ESB Bank, Ellwood City, Pennsylvania County Savings Association, Essington, Pennsylvania Stonebridge Bank, Exton, Pennsylvania Bank of Hanover and Trust Company, Hanover, Pennsylvania Fox Chase Bank, Hatboro, Pennsylvania Hatboro Federal Savings, Hatboro, Pennsylvania First Federal Bank, Hazleton, Pennsylvania William Penn Savings and Loan Association, Levittown, Pennsylvania Willow Grove Bank, Maple Glen, Pennsylvania First Keystone Federal Savings Bank, Media, Pennsylvania Morton Savings Bank, Morton, Pennsylvania Nesquehoning Savings Bank, Nesquehoning, Pennsylvania Third Federal Bank, Newtown, Pennsylvania Malvern Federal Savings Bank, Paoli, Pennsylvania First Savings Bank of Perkasie, Perkasie, Pennsylvania Asian Bank, Philadelphia, Pennsylvania Pennsylvania Business Bank, Philadelphia, Pennsylvania Second FS&LA of Philadelphia, Philadelphia, Pennsylvania Washington Savings Association, Philadelphia, Pennsylvania Bell FS&LA of Bellevue, Pittsburgh, Pennsylvania Great American Federal, Pittsburgh, Pennsylvania National City Bank of Pennsylvania, Pittsburgh, Pennsylvania Progressive Home FS&LA, Pittsburgh, Pennsylvania Patriot Bank, Pottstown, Pennsylvania The Quakertown National Bank, Quakertown, Pennsylvania Mercer County State Bank, Sandy Lake, Pennsylvania North Penn Savings & Loan Association, Scranton, Pennsylvania Penn Security Bank, & Trust Company, Scranton, Pennsylvania Slovenian S&LA of Canonsburg, Strabane, Pennsylvania First National Bank of West Chester, West Chester, Pennsylvania First Heritage Bank, Wilkes-Barre, Pennsylvania WNB Bank, Williamsport, Pennsylvania First Century Bank, Bluefield, West Virginia Pioneer Community Bank, Iaeger, West Virginia Bank of Mount Hope, Inc., Mount Hope, West Virginia

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    Community Bank of Parkersburg, Parkersburg, West Virginia First National Bank, Spencer, West Virginia Pleasants County Bank, St. Marys, West Virginia Poca Valley Bank, Walton, West Virginia

    Federal Home Loan Bank of Atlanta--District 4

    Covington County Bank, Andalusia, Alabama United Bank, Atmore, Alabama AmSouth Bank, Birmingham, Alabama Bank of Alabama, Birmingham, Alabama New South Federal Savings Bank, Birmingham, Alabama Community Bank, Blountsville, Alabama BankTrust, Brewton, Alabama Cullman Savings Bank, Cullman, Alabama Peoples Bank of North Alabama, Cullman, Alabama First American Bank, Decatur, Alabama The Citizens Bank, Enterprise, Alabama Commerce South Bank, Eufala, Alabama EvaBank, Eva, Alabama First Gulf Bank, Gulf Shores, Alabama Merchants Bank, Jackson, Alabama Farmers & Merchants Bank, Lafayette, Alabama Southwest Bank of Alabama, Inc., McIntosh, Alabama Bank Trust, Mobile, Alabama Community Spirit Bank, Red Bay, Alabama Valley State Bank, Russellville, Alabama The Peoples Bank and Trust Company, Selma, Alabama Sweet Water State Bank, Sweet Water, Alabama First Federal of the South, Sylacauga, Alabama First Citizens Bank, Talladega, Alabama The First National Bank of Talladega, Talladega, Alabama First United Security Bank, Thomasville, Alabama City First Bank of D.C., N.A., Washington, D. C. Citrus and Chemical Bank, Bartow, Florida Mackinac Savings Bank, FSB, Boynton Beach, Florida First FSB of the Glades, Clewiston, Florida First Bank of Clewiston, Clewiston, Florida First National Bank of Crestview, Crestview, Florida Regent Bank, Davie, Florida Dunnellon State Bank, Dunnellon, Florida Landmark Bank, N.A., Ft. Lauderdale, Florida Premier Community Bank of South Florida, Ft. Lauderdale, Florida Old Florida Bank, Fort Myers, Florida First City Bank of Florida, Fort Walton Beach, Florida Desjardins Federal Savings Bank, Hallandale, Florida First National Bank of South Florida, Homestead, Florida Florida Community Bank, Immokalee, Florida The Bank of Inverness, Inverness, Florida Educational Community Credit Union, Jacksonville, Florida First Guaranty Bank and Trust Company, Jacksonville, Florida Monticello Bank, Jacksonville, Florida Publix Employees FCU, Lakeland, Florida First FSB of Lake County, Leesburg, Florida First Federal Savings Bank, Live Oak, Florida Commercial Bank of Florida, Miami, Florida Eastern National Bank, Miami, Florida Helm Bank, Miami, Florida Tropical Financial Credit Union, Miami, Florida Pelican National Bank, Naples, Florida American National Bank, Oakland Park, Florida CNL Bank, Orlando, Florida First Community Bank of Palm Beach County, Pahokee, Florida Peoples First Community Bank, Panama City, Florida Century Bank, a Federal Savings Bank, Sarasota, Florida Highlands Independent Bank, Sebring, Florida Eastern Financial Florida Credit Union, South Florida, Florida Raymond James Bank, FSB, St. Petersburg, Florida United Southern Bank, Umatilla, Florida Marine Bank and Trust, Vero Beach, Florida Sterling Bank, F.S.B., West Palm Beach, Florida Montgomery County Bank, Ailey, Georgia Chattahoochee National Bank, Alpharetta, Georgia First Colony Bank, Alpharetta, Georgia Citizens Trust Bank, Atlanta, Georgia First Bank of Georgia, Augusta, Georgia United Community Bank, Blairsville, Georgia First National Bank of Georgia, Buchanan, Georgia Bank of Chickamauga, Chickamauga, Georgia Peoples Community Bank of Colquitt, Colquitt, Georgia Peoples Community Bank, Colquitt, Georgia First Bank of Dalton, Dalton, Georgia Bank of Dudley, Dudley, Georgia The Peoples Bank, Eatonton, Georgia Pinnacle Bank, N.A., Elberton, Georgia Gainesville Bank and Trust, Gainesville, Georgia First Citizens Bank, Glennville, Georgia South Georgia Bank, Glennville, Georgia SunMark Community Bank, Hawkinsville, Georgia Community Trust Bank, Hiram, Georgia Northeast Georgia Bank, Lavonia, Georgia Peoples Bank, Lithonia, Georgia The Community Bank, Loganville, Georgia Rivoli Bank & Trust, Macon, Georgia First Security National Bank, Norcross, Georgia Family Bank, Pelham, Georgia The Citizens National Bank of Quitman, Quitman, Georgia Wilcox County State Bank, Rochelle, Georgia Citizens First Bank, Rome, Georgia Farmers and Merchants Community Bank, Senoia, Georgia Quantum National Bank, Suwanee, Georgia Bank of Thomas County, Thomasville, Georgia Citizens Bank & Trust, Trenton, Georgia Farmers and Merchants Bank, Washington, Georgia First Piedmont Bank, Winder, Georgia Bay-Vanguard Federal Savings Bank, Baltimore, Maryland Hull Federal Savings Bank, Baltimore, Maryland Ideal Federal Savings Bank, Baltimore, Maryland State Employees Credit Union, Baltimore, Maryland Susquehanna Bank, Baltimore, Maryland Vigilant Federal Savings Bank, Baltimore, Maryland F&M Bank--Allegiance, Bethesda, Maryland TMB Federal Credit Union, Cabin John, Maryland Cecil Federal Bank, Elkton, Maryland The Back and Middle River FS&L, Essex, Maryland County National Bank, Glen Burnie, Maryland North Arundel FSB, FSB, Pasadena, Maryland Provident State Bank of Preston, Preston, Maryland IR Federal Credit Union, Riverdale, Maryland Randolph Bank & Trust Company, Asheboro, North Carolina First Commerce Bank, Charlotte, North Carolina First Union Direct Bank, N.A., Charlotte, North Carolina Rowan Savings Bank, SSB, China Grove, North Carolina Mechanics and Farmers Bank, Durham, North Carolina

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    Gateway Bank & Trust Company, Elizabeth City, North Carolina Macon Bank, Franklin, North Carolina First Gaston Bank of North Carolina, Gastonia, North Carolina Carolina Bank, Greensboro, North Carolina MountainBank, Hendersonville, North Carolina Hertford Savings Bank, SSB, Hertford, North Carolina The Little Bank, Kinston, North Carolina Industrial Federal Savings Bank, Lexington, North Carolina Lexington State Bank, Lexington, North Carolina Liberty Savings and Loan Association, Liberty, North Carolina First Savings and Loan Association, Mebane, North Carolina American Community Bank, Monroe, North Carolina Mount Gilead S&LA, Mount Gilead, North Carolina State Employees' Credit Union, Raleigh, North Carolina Taylorsville Savings Bank, SSB, Taylorsville, North Carolina Anson Bank & Trust Company, Wadesboro, North Carolina Waccamaw Bank, Whiteville, North Carolina Cooperative Bank for Svgs, Inc., SSB, Wilmington, North Carolina Loyal American Life Insurance Company, Cincinnati, Ohio People's Community Bank of S.C., Aiken, South Carolina Home Federal Savings and Loan Assn, Bamberg, South Carolina Florence National Bank, Florence, South Carolina GrandSouth Bank, Fountain Inn, South Carolina Bank of Greeleyville, Greeleyville, South Carolina County Bank, Greenwood, South Carolina Greer State Bank, Greer, South Carolina First National Bank of South Carolina, Holly Hill, South Carolina Kingstree FS&LA, Kingstree, South Carolina The Bank of Clarendon, Manning, South Carolina Southcoast Community Bank, Mt. Pleasant, South Carolina Anderson Brothers Bank, Mullins, South Carolina Pickens Savings & Loan Association, Pickens, South Carolina Bank of Travelers Rest, Travelers Rest, South Carolina Napus Federal Credit Union, Alexandria, Virginia The Blue Grass Valley Bank, Blue Grass, Virginia The Bank of Southside Virginia, Carson, Virginia Second Bank & Trust, Culpeper, Virginia Apple Federal Credit Union, Fairfax, Virginia Chesapeake Bank, Kilmarnock, Virginia Imperial Savings and Loan Association, Martinsville, Virginia Navy Federal Credit Union, Merrifield, Virginia Bank of the Commonwealth, Norfolk, Virginia Lee Bank and Trust Company, Pennington Gap, Virginia First , Virginia Bank--Colonial, Richmond, Virginia The Marathon Bank, Winchester, Virginia

    Federal Home Loan Bank of Cincinnati--District 5

    Farmers Bank & Trust Company, Bardstown, Kentucky Wilson & Muir Bank and Trust Company, Bardstown, Kentucky Bank of Cadiz and Trust Company, Cadiz, Kentucky Bank of Columbia, Columbia, Kentucky First Federal Savings Bank, Cynthiana, Kentucky The Harrison Deposit Bank and Trust Company, Cynthiana, Kentucky Kentucky National Bank, Elizabethtown, Kentucky Farmers Bank, Hardinsburg, Kentucky Hancock Bank and Trust Company, Hawesville, Kentucky Peoples Bank & Trust Company of Hazard, Hazard, Kentucky Heritage Bank, Hopkinsville, Kentucky Planters Bank, Inc., Hopkinsville, Kentucky Bank of Jamestown, Jamestown, Kentucky THE BANK--Oldham County, Inc., LaGrange, Kentucky Leitchfield Deposit Bank and Trust Company, Leitchfield, Kentucky Central Bank & Trust Company, Inc., Lexington, Kentucky L&N Federal Credit Union, Louisville, Kentucky River City Bank, Louisville, Kentucky Farmers Bank & Trust Company of Marion, Kentucky, Marion, Kentucky Monticello Banking Company, Monticello, Kentucky Pioneer Bank, Munfordville, Kentucky South Central Bank of Daviess County, Inc., Owensboro, Kentucky The Salt Lick Deposit Bank, Owingsville, Kentucky Blue Grass Federal Savings and Loan Association, Paris, Kentucky First Commonwealth Bank of Prestonsburg, Inc., Prestonsburg, Kentucky Fort Knox National Bank, Radcliff, Kentucky Belpre Savings Bank, Belpre, Ohio The Farmers Citizens Bank, Bucyrus, Ohio Eagle Savings Bank, Cincinnati, Ohio The Mercantile Savings Bank, Cincinnati, Ohio Union Savings Bank, Cincinnati, Ohio The Winton Savings and Loan Company, Cincinnati, Ohio Conneaut Savings Bank, Conneaut, Ohio The Commercial Bank, Delphos, Ohio The Fort Jennings State Bank, Fort Jennings, Ohio The Hamler State Bank, Hamler, Ohio Morgan Bank, N.A., Hudson, Ohio The Fahey Banking Company of Marion, Marion, Ohio Citizens National Bank of McConnelsville, McConnelsville, Ohio Great Lakes Bank, Mentor, Ohio The American Savings Bank, Middletown, Ohio First National Bank of New Holland, New Holland, Ohio The Farmers State Bank, New Washington, Ohio First National Bank, Orrville, Ohio The Republic Banking Company, Republic, Ohio Chippewa Valley Bank, Rittman, Ohio Mutual Federal Savings Bank, Sidney, Ohio The Security National Bank and Trust Company, Springfield, Ohio Central Federal Savings and Loan Association of Wellsville, Wellsville, Ohio The Peoples Savings and Loan Company, West Liberty, Ohio The Union Banking Company, West Mansfield, Ohio Farmers State Bank, West Salem, Ohio First Community Bank, Whitehall, Ohio The Wilmington Savings Bank, Wilmington, Ohio The Wayne Savings Community Bank, Wooster, Ohio Brighton Bank, Brighton, Tennessee Cumberland Bank, Carthage, Tennessee Highland Federal Savings and Loan Association Of Crossville, Crossville, Tennessee Security Federal Bank, Elizabethton, Tennessee The Lauderdale County Bank, Halls, Tennessee Carroll Bank & Trust, Huntingdon, Tennessee First National Bank, Manchester, Tennessee The Coffee County Bank, Manchester, Tennessee The Home Bank of Tennessee, Maryville, Tennessee Memphis Area Teachers' Credit Union, Memphis, Tennessee The Bank of Moscow, Moscow, Tennessee Johnson County Bank, Mountain City, Tennessee

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    Bank of Murfreesboro, Murfreesboro, Tennessee Home Banking Company, Selmer, Tennessee

    Federal Home Loan Bank of Indianapolis--District 6

    Bedford Federal Savings Bank, Bedford, Indiana Franklin County National Bank, Brookville, Indiana Union Federal Savings & Loan Association, Crawfordsville, Indiana Decatur Bank and Trust Company, Decatur, Indiana United Fidelity Bank, Evansville, Indiana Fowler State Bank, Fowler, Indiana First Federal Savings Bank, Huntington, Indiana Campbell & Fetter Bank, Kendallville, Indiana United Community Bank, Lawrenceburg, Indiana River Valley Financial Bank, Madison, Indiana Fidelity FSB, Marion, Indiana State Bank of Markle, Markle, Indiana First State Bank of Middlebury, Middlebury, Indiana Citizens Financial Services, FSB, Munster, Indiana Regional Federal Savings Bank, New Albany, Indiana Community Bank of Southern Indiana, New Albany, Indiana Ameriana Bank and Trust, New Castle, Indiana AmericanTrust FSB, Peru, Indiana Mid-Southern Savings Bank, FSB, Salem, Indiana Spencer County Bank, Santa Claus, Indiana Jackson County Bank, Seymour, Indiana Shelby County Bank, Shelbyville, Indiana Sobieski Bank, South Bend, Indiana Security Federal Bank, FSB, St. John, Indiana Terre Haute Savings Bank, Terre Haute, Indiana Frances Slocum Bank, Wabash, Indiana Homestead Savings Bank, FSB, Albion, Michigan Ann Arbor Commerce Bank, Ann Arbor, Michigan Charlevoix State Bank, Charlevoix, Michigan Dearborn Federal Savings Bank, Dearborn, Michigan Financial Health Credit Union, East Lansing, Michigan Firstbank-Lakeview, Lakeview, Michigan State Employees Credit Union, Lansing, Michigan Independent Bank South Michigan, Leslie, Michigan State Savings Bank, Manistique, Michigan Mason State Bank, Mason, Michigan Community Federal Credit Union, Plymouth, Michigan Team One Credit Union, Saginaw, Michigan Sidney State Bank, Sidney, Michigan Standard Federal Bank National Association, Troy, Michigan Flagstar Bank, Troy, Michigan Research Federal Credit Union, Warren, Michigan 1st Bank, West Branch, Michigan

    Federal Home Loan Bank of Chicago--District 7

    Oxford Bank and Trust, Addison, Illinois Bank of Bellwood, Bellwood, Illinois Heartland Bank & Trust Company, Bloomington, Illinois Peoples Bank of Kankakee County, Bourbonnais, Illinois Bridgeview Bank and Trust, Bridgeview, Illinois Southe Pointe Bank, Carbondale, Illinois United Community Bank, Chatham, Illinois Amalgamated Bank of Chicago, Chicago, Illinois Austin Bank of Chicago, Chicago, Illinois Builders Bank, Chicago, Illinois Burling Bank, Chicago, Illinois Community Bank of Lawndale, Chicago, Illinois First Savings Bank of Hegewisch, Chicago, Illinois Foster Bank, Chicago, Illinois State Bank of Countryside, Countryside, Illinois First Savings Bank, Danville, Illinois Clover Leaf Bank, Edwardsville, Illinois Effingham State Bank, Effingham, Illinois Illinois Community Bank, Effingham, Illinois Washington Savings Bank, Effingham, Illinois Elgin Financial Savings Bank, Elgin, Illinois First American Bank, Elk Grove Village, Illinois Forest Park National Bank & Trust Company, Forest Park, Illinois Harris Bank Frankfort, Frankfort, Illinois Union Savings Bank, Freeport, Illinois Central Bank Illinois, Geneseo, Illinois Bank of Gibson City, Gibson City, Illinois Northside Community Bank, Gurnee, Illinois UnionBank/Northwest, Hanover, Illinois Parkway Bank & Trust Company, Harwood Heights, Illinois North Central Bank, Hennepin, Illinois State Bank of Herscher, Herscher, Illinois First State Bank of Heyworth, Heyworth, Illinois The Farmers State Bank and Trust Company, Jacksonville, Illinois First FS&LA of Kewanee, Kewanee, Illinois Logan County Bank, Lincoln, Illinois Twin Oaks Savings Bank, Marseilles, Illinois Citizens Community Bank, Mascoutah, Illinois Okaw Building and Loan, s.b., Mattoon, Illinois Middletown State Bank, Middleton, Illinois Blackhawk State Bank, Milan, Illinois Parish Bank and Trust Company, Momence, Illinois First State Bank of Monticello, Monticello, Illinois BankPlus, Morton, Illinois George Washington Savings Bank, Oak Lawn, Illinois The First National Bank of Ogden, Ogden, Illinois The First National Bank of Okawville, Okawville, Illinois First National Bank in Olney, Olney, Illinois The Edgar County Bank & Trust Company, Paris, Illinois First FS&LA of Pekin, Pekin, Illinois First National Bank in Pinckneyville, Pinckneyville, Illinois State Street Bank & Trust Company, Quincy, Illinois Mercantile Trust and Savings Bank, Quincy, Illinois North County Savings Bank, Red Bud, Illinois First Crawford State Bank, Robinson, Illinois American Bank and Trust Company, Rock Island, Illinois Stillman BancCorp, N.A., Rockford, Illinois First Savanna Savings Bank, Savanna, Illinois First State Bank of Shannon-Polo, Shannon, Illinois Security Bank, sb, Springfield, Illinois UmbrellaBank, FSB, Summit, Illinois The National Bank & Trust Company of Sycamore, Sycamore, Illinois Alpha Community Bank, Toluca, Illinois Villa Park Trust & Savings Bank, Villa Park, Illinois Citizens First State Bank, Walnut, Illinois The Hill Dodge Banking Company, Warsaw, Illinois State Bank of Waterloo, Waterloo, Illinois Cardunal Savings Bank, FSB, West Dundee, Illinois First American Credit Union, Beloit, Wisconsin Jackson County Bank, Black River Falls, Wisconsin State Bank of Cross Plains, Cross Plains, Wisconsin

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    State Financial Bank, National Association, Hales Corners, Wisconsin AM Community Credit Union, Kenosha, Wisconsin Time Federal Savings Bank, Medford, Wisconsin M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin Marine Bank, Pewaukee, Wisconsin Community Bank Spring Green & Plain, Spring Green, Wisconsin Tomahawk Community Bank SSB, Tomahawk, Wisconsin

    Federal Home Loan Bank of Des Moines--District 8

    Peoples Trust & Savings Bank, Adel, Iowa Security State Bank, Anamosa, Iowa State Savings Bank, Baxter, Iowa Farmers Trust and Savings Bank, Buffalo Center, Iowa Linn Area Credit Union, Cedar Rapids, Iowa United Security Savings Bank, F.S.B., Cedar Rapids, Iowa Citizens State Bank, Clarinda, Iowa Clear Lake Bank & Trust Company, Clera Lake, Iowa Gateway State Bank, Clinton, Iowa Cresco Union Savings Bank, Cresco, Iowa Denver Savings Bank, Denver, Iowa DeWitt Bank & Trust Company, DeWitt, Iowa Premier Bank, Dubuque, Iowa Liberty Trust and Savings Bank, Durant, Iowa Farmers Trust & Savings Bank, Earling, Iowa Hardin County Savings Bank, Eldora, Iowa Peoples State Bank, Elkader, Iowa Bank Plus Estherville, Iowa NorthStar Bank, Estherville, Iowa Fort Madison Bank & Trust Company, Fort Madison, Iowa Security Savings Bank, Gowrie, Iowa Midstates Bank, NA, Harlan, Iowa Hills Bank and Trust Company, Hills, Iowa First State Bank, Huxley, Iowa First State Bank, Ida Grove, Iowa Peoples Savings Bank, Indianola, Iowa Iowa Falls State Bank, Iowa Falls, Iowa Kerndt Brothers Savings Bank, Lansing, Iowa Libertyville Savings Bank, Libertyville, Iowa First State Bank, Lynnville, Iowa First National Bank, Manning, Iowa Valley Bank & Trust, Mapleton, Iowa Maquoketa State Bank, Maquoketa, Iowa Maynard Savings Bank, Maynard, Iowa Union State Bank, Monona, Iowa Citizens State Bank, Monticello, Iowa Wayland State Bank, Mount Pleasant, Iowa Mount Vernon Bank, and Trust Company, Mount Vernon, Iowa Community Bank, Muscatine, Iowa Horizon Federal Savings Bank, Oskaloosa, Iowa First National Bank Midwest, Oskaloosa, Iowa Pella State Bank, Pella, Iowa First State Bank, Riceville, Iowa Peoples Bank, Rock Valley, Iowa Union State Bank, Rockwell City, Iowa Rolfe State Bank, Rolfe, Iowa Security State Bank, Sheldon, Iowa First Community Bank, Sidney, Iowa St. Ansgar State Bank, St. Ansgar, Iowa Victor State Bank, Victor, Iowa Washington State Bank, Washington, Iowa Citizens State Bank, Waukon, Iowa Iowa State Bank, West Bend, Iowa GuideOne Life Insurance Company, West Des Moines, Iowa GuideOne Mutual Insurance Company, West Des Moines, Iowa GuideOne Specialty Insurance Company, West Des Moines, Iowa Wilton Savings Bank, Wilton, Iowa Sterling State Bank, Austin, Minnesota White Rock Bank, Cannon Falls, Minnesota Currie State Bank, Currie, Minnesota State Bank of Danvers, Danvers, Minnesota State Bank of Delano, Delano, Minnesota Voyager Bank, Eden Prairie, Minnesota Inter Savings Bank, fsb, Edina, Minnesota Stearns Bank Evansville, NA, Evansville, Minnesota 1st United Bank, Faribault, Minnesota Border State Bank of Greenbush, Greenbush, Minnesota Citizens State Bank of Hayfield, Hayfield, Minnesota Farmers State Bank of Hoffman, Hoffman, Minnesota Fortress Bank National Association, Houston, Minnesota Security State Bank of Howard Lake, Howard Lake, Minnesota Key Community Bank, Inver Grove Heights, Minnesota First Security Bank--Lake Benton, Lake Benton, Minnesota Lake City Federal Savings and Loan Association, Lake City, Minnesota Lake Area Bank, Lindstrom, Minnesota Wells Fargo, MN N.A., Minneapolis, Minnesota Bayside Bank, Minnetonka, Minnesota First National Bank of Moose Lake, Moose Lake, Minnesota United Prairie Bank, Mountain Lake, Minnesota American Bank of the North, Nashwauk, Minnesota State Bank of New Prague, New Prague, Minnesota ProGrowth Bank, Nicollet, Minnesota Midwest Bank NA, Parkers Prairie, Minnesota First National Bank of Pine City, Pine City, Minnesota Premier Bank Rochester, Rochester, Minnesota Citizens State Bank of Roseau, Roseau, Minnesota Bremer Bank, N.A., St. Cloud, Minnesota St. James Federal Savings and Loan Association, St. James, Minnesota Liberty State Bank, St. Paul, Minnesota Nicollet County Bank of Saint Peter, St. Peter, Minnesota Farmers State Bank of Trimont, Trimont, Minnesota The First National Bank of Walker, Walker, Minnesota Roundbank, Waseca, Minnesota Community Bank Winsted, Winsted, Minnesota First Independent Bank of Wood Lake, Wood Lake, Minnesota Citizens Bank of Amsterdam, Amsterdam, Missouri Bank of Jacomo, Blue Springs, Missouri Community State Bank of Bowling Green, Bowling Green, Missouri Pony Express Bank, Braymer, Missouri Mississippi County Savings & Loan Association,Charleston, Missouri CSB Bank, Claycomo, Missouri Citizens Union State Bank and Trust, Clinton, Missouri First National Bank & Trust, Columbia, Missouri Meramec Valley Bank, Ellisville, Missouri New Era Bank, Fredericktown, Missouri Bank Star One, Fulton, Missouri America Loan and Savings Association, Hannibal, Missouri The Central Trust Bank, Jefferson City, Missouri Macon-Atlanta State Bank, Macon, Missouri Regional Missouri Bank, Marceline, Missouri Nodaway Valley Bank, Maryville, Missouri Independent Farmers Bank, Maysville, Missouri Heritage State Bank, Nevada, Missouri Southwest Community Bank, Ozark, Missouri Palmyra State Bank, Palmyra, Missouri Farley State Bank, Parkville, Missouri Perry State Bank, Perry, Missouri Citizens Community Bank, Pilot Grove, Missouri Farmers Bank of Portageville, Portageville, Missouri Pulaski Bank, Saint Louis, Missouri Bank of Salem, Salem, Missouri The Merchants & Farmers Bank of Salisbury, Salisbury, Missouri Community Bank of Pettis County, Sedalia, Missouri

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    Empire Bank, Springfield, Missouri Liberty Bank, Springfield, Missouri Signature Bank, Springfield, Missouri Bank Star of the Bootheel, Steele, Missouri The Tipton Latham Bank, N.A., Tipton, Missouri Bank of Washington, Washington, Missouri West Plains Savings and Loan Association, West Plains, Missouri First and Farmers Bank, Portland, North Dakota First International Bank & Trust, Watford City, North Dakota Wells Fargo South Dakota, Sioux Falls, South Dakota

    Federal Home Loan Bank of Dallas--District 9

    Southbank, A Federal Savings Bank, Huntsville, Alabama Community Bank, Cabot, Arkansas Farmers Bank and Trust Company, Clarksville, Arkansas First State Bank, Conway, Arkansas Bank of Eureka Springs, Eureka Springs, Arkansas McIlroy Bank & Trust, Fayetteville, Arkansas First National Bank of Fort Smith, Arkansas, Fort Smith, Arkansas Peoples Bank of Imboden, Imboden, Arkansas Bank of Lake Village, Lake Village, Arkansas Bank of the Ozarks, Little Rock, Arkansas First State Bank, Lonoke, Arkansas Union Bank of Mena, Mena, Arkansas First Bank of Montgomery County, Mount Ida, Arkansas Newport Federal Savings Bank, Newport, Arkansas First State Bank, Parkin, Arkansas First Arkansas Valley Bank, Russellville, Arkansas Bank of Salem, Salem, Arkansas First Security Bank, Searcy, Arkansas Simmons First Bank of Searcy, Searcy, Arkansas Springdale Bank & Trust, Springdale, Arkansas The Bank of Yellville, Yellville, Arkansas Fidelity Bank & Trust Company, Baton Rouge, Louisiana Globe Homestead FSA, Metairie, Louisiana State-Investors Bank, Metairie, Louisiana Home Federal Savings and Loan Association, Shreveport, Louisiana Citizens Bank and Trust Company of Vivian, LA, Inc., Vivian, Louisiana Cleveland Community Bank, s.s.b., Cleveland, Mississippi First Federal Bank for Savings, Columbia, Mississippi Citizens Bank & Trust Company, Louisville, Mississippi Quitman Tri-County Federal Credit Union, Marks, Mississippi Community First National Bank, Las Cruces, New Mexico Pioneer Bank, Roswell, New Mexico First National Bank of Santa Fe, Santa Fe, New Mexico Liberty Bank, SSB, Austin, Texas International Bank of Commerce, Brownsville, Texas First American Bank Texas, SSB, Bryan, Texas American Bank, NA, Corpus Christi, Texas Bluebonnet Savings Bank FSB, Dallas, Texas Guaranty Bank, Dallas, Texas State Bank and Trust Company, Dallas, Dallas, Texas The Bank & Trust, Del Rio, Texas Western Bank and Trust, Duncanville, Texas Bank of the West, El Paso, Texas Government Employees Credit Union, El Paso, Texas OmniBank, N.A., Houston, Texas Houston Savings Bank, fsb, Houston, Texas New Era Life Insurance Company, Houston, Texas Southwest Bank of Texas, N.A., Houston, Texas The First National Bank of Hughes Springs, Hughes Springs, Texas Village Bank and Trust Company, Inc., Lakeway, Texas International Bank of Commerce, Laredo, Texas First State Bank, Moulton, Texas Liberty Bank, North Richland Hills, Texas Interstate Bank, ssb, Perryton, Texas Cypress Bank, FSB, Pittsburg, Texas Community Credit Union, Plano, Texas First National Bank in Quanah, Quanah, Texas Benchmark Bank, Quinlan, Texas Peoples State Bank, Rocksprings, Texas Crockett National Bank, San Angelo, Texas Texas State Bank, San Angelo, Texas Frost National Bank, San Antonio, Texas State Bank & Trust of Seguin, Texas, Seguin, Texas Cedar Creek Bank, Seven Points, Texas Citizens Bank, Slaton, Texas Texas National Bank, Tomball, Texas First National Bank of Olney, Trinity, Texas Southside Bank, Tyler, Texas First Victoria National, Victoria, Texas TexasBank, Weatherford, Texas International Bank of Commerce, Zapata, Texas

    Federal Home Loan Bank of Topeka--District 10

    Gateway Credit Union, Aurora, Colorado FirstBank of Avon, Avon, Colorado Canon National Bank, Canon City, Colorado Ent Federal Credit Union, Colorado Springs, Colorado First State Bank, Colorado Springs, Colorado Springs, Colorado Peoples National Bank Colorado, Colorado Springs, Colorado Citizens State Bank, Cortez, Colorado Guaranty Bank and Trust Company, Denver, Colorado The State Bank, Rocky Ford, Colorado FirstBank of Vail, Vail, Colorado Community State Bank, Coffeyville, Kansas Conway Bank, NA, Conway Springs, Kansas The City State Bank, Fort Scott, Kansas The Liberty Savings Association, FSA, Fort Scott, Kansas First FS&LA, Independence, Kansas First National Bank, Independence, Kansas MidAmerican Bank & Trust Company, na, Leavenworth, Kansas Kansas State Bank of Manhattan, Manhattan, Kansas Stockgrowers State Bank, Maple Hill, Kansas Citizens State Bank of Marysville, Marysville, Kansas First Bank of Medicine Lodge, Medicine Lodge, Kansas Montezuma State Bank, Montezuma, Kansas Kansas State Bank, Overbrook, Kansas 1st Financial Bank, Overland Park, Kansas First National Bank in Pratt, Pratt, Kansas Rose Hill Bank, Rose Hill, Kansas The Bennington State Bank, Salina, Kansas First National Bank of Scott City, Scott City, Kansas Security State Bank, Scott City, Kansas Centera Bank, Sublette, Kansas First Federal Savings & Loan Association of WaKeeney, WaKeeney, Kansas First National Bank of Wamego, Wamego, Kansas Kaw Valley State Bank, Wamego, Kansas Fidelity Bank, Wichita, Kansas First National Bank and Trust of Fullerton, Fullerton, Nebraska Geneva State Bank, Geneva, Nebraska Equitable Federal Savings Bank of Grand Island, Grand Island, Nebraska Home FS&LA of Grand Island, Nebraska, Grand Island, Nebraska Harvard State Bank, Harvard, Nebraska Hershey State Bank, Hershey, Nebraska Nebraska National Bank, Kearney, Nebraska Platte Valley State Bank and Trust Company, Kearney, Nebraska

    [[Page 17949]]

    Bank of Keystone, Keystone, Nebraska Home FS&LA of Nebraska, Lexington, Nebraska Lincoln Federal Savings Bank of Nebraska, Lincoln, Nebraska Security Federal Savings, Lincoln, Nebraska Sherman County Bank, Loup City, Nebraska First National Bank Northeast, Lyons, Nebraska The Bank of Madison, Madison, Nebraska Madison County Bank, Madison, Nebraska BankFirst, Norfolk, Nebraska First National Bank, North Platte, North Platte, Nebraska Nebraskaland National Bank, North Platte, Nebraska Pender State Bank, Pender, Nebraska Midwest Bank, N.A., Pierce, Nebraska The Ravenna Bank, Ravenna, Nebraska Sidney Federal Savings & Loan Association, Sidney, Nebraska Dakota County State Bank, South Sioux City, Nebraska Springfield State Bank, Springfield, Nebraska Bank of St. Edward, St. Edward, Nebraska Tecumseh Building and Loan Association, Tecumseh, Nebraska First National Bank Utica NE, Utica, Nebraska Farmers State Bank, Wallace, Nebraska Saline State Bank, Wilber, Nebraska Citizens National Bank of Wisner, Wisner, Nebraska 66 Federal Credit Union, Bartlesville, Oklahoma Bank of Cordell, Cordell, Oklahoma Bank of Hydro, Hydro, Oklahoma Armstrong Bank, Muskogee, Oklahoma Citizens State Bank, Okemah, Oklahoma First Enterprise Bank, Oklahoma City, Oklahoma Union Bank, NA, Oklahoma City, Oklahoma The First National Bank of Texhoma, Texhoma, Oklahoma Community Bank & Trust Company, Tulsa, Oklahoma Energy One Federal Credit Union, Tulsa, Oklahoma Grand Lake Bank, Tulsa, Oklahoma First Bank & Trust Company, Wagoner, Oklahoma Weleetka State Bank, Weleetka, Oklahoma Canadian State Bank, Yukon, Oklahoma

    Federal Home Loan Bank of San Francisco--District 11

    BankUSA, fsb, Phoenix, Arizona Fremont Investment & Loan, Anaheim, California Vista Federal Credit Union, Burbank, California La Jolla Bank, F.S.B., Escondido, California Eastern International Bank, Los Angeles, California Chevron Federal Credit Union, Oakland, California Wescom Credit Union, Pasadena, California Summit State Bank, Rohnert Park, California California Bank and Trust, San Diego, California San Diego County Credit Union, San Diego, California United Commercial Bank, San Francisco, California Patelco Credit Union, San Francisco, California Luther Burbank Savings, Santa Rosa, California Community Banks of Tracy, Tracy, California Yolo Community Bank, Woodland, California Redding Bank of Commerce, Yuba City, California

    Federal Home Loan Bank of Seattle--District 12

    Wells Fargo, Anchorage, Alaska First Bank, Ketchikan, Alaska Central Pacific Bank, Honolulu, Hawaii Territorial Savings and Loan Assn, Honolulu, Hawaii Farmers and Merchants State Bank, Boise, Idaho Home FS&LA of Nampa, Nampa, Idaho Valley Bank of Helena, Helena, Montana American Bank of Montana, Livington, Montana LibertyBank, Eugene, Oregon NW Community Credit Union, Eugene, Oregon Chetco Federal Credit Union, Harbor, Oregon West Coast Bank, Lake Oswego, Oregon Premier West Bank, Medford, Oregon McKay Dee Hospital Credit Union, Ogden, Utah Centennial Bank, Ogden, Utah American Investment Bank, Salt Lake City, Utah Mountain America Credit Union, Salt Lake City, Utah Zions First National Bank, Salt Lake City, Utah Kitsap Community FCU, Bremerton, Washington State Bank of Concrete, Concrete, Washington Washington State Bank NA, Federal Way, Washington Issaquah Bank, Issaquah, Washington First Community Bank of Washington, Lacey, Washington Spokane Teachers Credit Union, Liberty Lake, Washington Cowlitz Bank, Longview, Washington Heritage Savings Bank, Olympia, Washington United Savings and Loan Bank, Seattle, Washington Viking Community Bank, Seattle, Washington Wheatland Bank, Spokane, Washington Sound Banking Company, Tacoma, Washington TAPCO Credit Union, Tacoma, Washington Banner Bank, Walla Walla, Washington Security First Bank, Cheyenne, Wyoming Cowboy State Bank, Ranchester, Wyoming First State Bank of Thermopolis, Thermopolis, Wyoming

  2. Public Comments

    To encourage the submission of public comments on the community support performance of Bank members, on or before April 28, 2003, each Bank will notify its Advisory Council and nonprofit housing developers, community groups, and other interested parties in its district of the members selected for community support review in the 2002-03 fifth quarter review cycle. 12 CFR 944.2(b)(2)(ii). In reviewing a member for community support compliance, the Finance Board will consider any public comments it has received concerning the member. 12 CFR 944.2(d). To ensure consideration by the Finance Board, comments concerning the community support performance of members selected for the 2002-03 fifth quarter review cycle must be delivered to the Finance Board on or before the May 26, 2003 deadline for submission of Community Support Statements.

    Dated: April 7, 2003. Arnold Intrater, General Counsel.

    [FR Doc. 03-9020 Filed 4-11-03; 8:45 am]

    BILLING CODE 6725-01-P