Federal home loan bank system: Community supportg review— Members selected for review; list,

 
CONTENT

[Federal Register: April 9, 1999 (Volume 64, Number 68)]

[Notices]

[Page 17368-17379]

From the Federal Register Online via GPO Access [wais.access.gpo.gov]

[DOCID:fr09ap99-58]

FEDERAL HOUSING FINANCE BOARD

[No. 99-N-4]

Federal Home Loan Bank Members Selected for Community Support Review

AGENCY: Federal Housing Finance Board.

ACTION: Notice.

SUMMARY: The Federal Housing Finance Board (Finance Board) is announcing the Federal Home Loan Bank (FHLBank) members it has selected for the 1998-99fifth quarter review cycle under the Finance Board's community support requirement regulation. This notice also prescribes the deadline by which FHLBank members selected for review must submit Community Support Statements to the Finance Board.

DATES: FHLBank members selected for the 1998-99fifth quarter review cycle must submit completed Community Support Statements to the Finance Board on or before May 31, 1999.

ADDRESSES: FHLBank members selected for the 1998-99fifth quarter review cycle must submit completed Community Support Statements to the Finance Board either by regular mail: Office of Policy, Research and Analysis, Program Assistance Division, Federal Housing Finance Board, 1777 F Street, N.W., Washington, D.C. 20006; or by electronic mail: BATESP@FHFB.GOV.

FOR FURTHER INFORMATION CONTACT: Penny S. Bates, Program Analyst, Office of Policy, Research and Analysis, Program Assistance Division, by telephone at 202/408-2574, by electronic mail at BATESP@FHFB.GOV, or by regular mail at the Federal Housing Finance Board, 1777 F Street, N.W., Washington, D.C. 20006. A telecommunications device for deaf persons (TDD) is available at 202/408-2579.

SUPPLEMENTARY INFORMATION:

  1. Selection for Community Support Review

    Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) requires the

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    Finance Board to promulgate regulations establishing standards of community investment or service that FHLBank members must meet in order to maintain access to long-term advances. See 12 U.S.C. 1430(g)(1). The regulations promulgated by the Finance Board must take into account factors such as the FHLBank member's performance under the Community Reinvestment Act of 1977 (CRA), id. 2901 et seq., and record of lending to first-time homebuyers. Id. 1430(g)(2).

    Pursuant to the requirements of section 10(g) of the Bank Act, the Finance Board has promulgated a community support requirement regulation that establishes standards a FHLBank member must meet in order to maintain access to long-term advances and review criteria the Finance Board must apply in evaluating a member's community support performance. See 12 CFR part 936. The regulation includes standards and criteria for the two statutory factors--CRA performance and record of lending to first-time homebuyers. Id. Sec. 936.3. Only members subject to the CRA must meet the CRA standard. Id. Sec. 936.3(b). All members, including those not subject to CRA, must meet the first-time homebuyer standard. Id. Sec. 936.3(c).

    Under the rule, the Finance Board selects approximately one-eighth of the members in each FHLBank district for community support review each calendar quarter. Id. Sec. 936.2(a). The Finance Board will not review an institution's community support performance until it has been a FHLBank member for at least one year. Selection for review is not, nor should it be construed as, any indication of either the financial condition or the community support performance of the member.

    Each FHLBank member selected for review must complete a Community Support Statement and submit it to the Finance Board by the May 31, 1999 deadline prescribed in this notice. Id. Sec. 936.2(b)(1)(ii) and (c). On or before May 1, 1999, each FHLBank will notify the members in its district that have been selected for the 1998-99fifth quarter community support review cycle that they must complete and submit to the Finance Board by the deadline a Community Support Statement. Id. Sec. 936.2(b)(2)(i). The member's FHLBank will provide a blank Community Support Statement Form, which also is available on the Finance Board's web site at WWW.FHFB.GOV. Upon request, the member's FHLBank also will provide assistance in completing the Community Support Statement.

    The Finance Board has selected the following members for the 1998- 99fifth quarter community support review cycle:

    Federal Home Loan Bank of Boston--District 1

    People's Bank............................ Bridgeport, CT Maritime Bank and Trust Company.......... Essex, CT Farmington Savings Bank.................. Farmington, CT Glastonbury Bank & Trust................. Glastonbury, CT Savings Bank of Manchester............... Manchester, CT Liberty Bank............................. Middletown, CT Naugatuck Savings Bank................... Naugatuck, CT Citizens National Bank................... Putnam, CT The Equity Bank.......................... Wethersfield, CT Windsor Federal S&LA..................... Windsor, CT Windsor Locks S&LA....................... Windsor Locks, CT Co-operative Bank of Concord............. Acton, MA University Credit Union.................. Boston, MA Brockton Credit Union.................... Brockton, MA Dedham Cooperative Bank.................. Dedham, MA Everett Credit Union..................... Everett, MA Framingham Co-operative Bank............. Framingham, MA Benjamin Franklin Savings Bank........... Franklin, MA Dean Cooperative Bank.................... Franklin, MA Greenfield Savings Bank.................. Greenfield, MA Hanscom Federal Credit Union............. Hanscom AFB, MA Economy Co-operative Bank................ Merrimac, MA Mayflower Cooperative Bank............... Middleborough, MA Pacific National Bank of Nantucket....... Nantucket, MA Compass Bank............................. New Bedford, MA First Citizens' Federal Credit Union..... New Bedford, MA North Shore Bank......................... Peabody, MA Berkshire Bank........................... Pittsfield, MA Pittsfield Cooperative Bank.............. Pittsfield, MA Sharon Co-operative Bank................. Sharon, MA Slade's Ferry Trust Company.............. Somerset, MA Central Co-operative Bank................ Somerville, MA Savers Co-operative Bank................. Southbridge, MA Springfield Institution for Savings...... Springfield, MA Stoneham Co-operative Bank............... Stoneham, MA Martha's Vineyard Co-operative Bank...... Vineyard Haven, MA Ware Co-operative Bank................... Ware, MA United Co-operative Bank................. West Springfield, MA Westfield Savings Bank................... Westfield, MA Flagship Bank and Trust Company.......... Worcester, MA Cushnoc Bank and Trust Company........... Augusta, ME United Bank.............................. Bangor, ME First National Bank of Damariscotta...... Damariscotta, ME Gardiner Savings Institution, FSB........ Gardiner, ME Machias Savings Bank..................... Machias, ME Katahdin Federal Credit Union............ Millinocket, ME

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    Centerpoint Bank......................... Bedford, NH Connecticut River Bank, N.A.............. Charleston, NH Claremont Savings Bank................... Claremont, NH Peoples Bank of Littleton................ Littleton, NH Triangle Credit Union.................... Nashua, NH Lake Sunapee Bank, F.S.B................. Newport, NH Sugar River Savings Bank................. Newport, NH Olde Port Bank and Trust Company......... Portsmouth, NH Piscataqua Savings Bank.................. Portsmouth, NH Service Credit Union..................... Portsmouth, NH Domestic Bank............................ Cranston, RI Rhode Island Hospital Trust National Bank Providence, RI Warwick Credit Union..................... Warwick, RI Washington Trust Company................. Westerly, RI Bennington Co-operative S&LA, Inc........ Bennington, VT Factory Point National Bank.............. Manchester Cen., VT Heritage Family Credit Union............. Rutland, VT Passumpsic Savings Bank.................. St. Johnsbury, VT

    Federal Home Loan Bank of New York--District 2

    Ocwen Federal Bank FSB................... West Palm Beach, FL First Savings Bank of New Jersey, SLA.... Bayonne, NJ American Savings Bank of New Jersey...... Bloomfield, NJ Clifton Savings Bank, S.L.A.............. Clifton, NJ Sussex County Bank....................... Franklin, NJ The First National Bank of Hope.......... Hope, NJ Little Falls Bank........................ Little Falls, NJ Metropolitan State Bank.................. Montville, NJ Magyar Savings Bank...................... New Brunswick, NJ Lusitania Savings Bank, fsb.............. Newark, NJ Roebling Savings Bank.................... Roebling, NJ Franklin Savings Bank, S.L.A............. Salem, NJ Pulaski Savings Bank..................... Springfield, NJ Monroe Savings Bank, SLA................. Williamstown, NJ Cayuga Bank.............................. Auburn, NY BSB Bank & Trust Company................. Binghampton, NY Ponce de Leon Federal Bank............... Bronx, NY Atlantic Liberty Savings, F.A............ Brooklyn, NY Community Capital Bank................... Brooklyn, NY Olympian Bank............................ Brooklyn, NY Bank of Castile.......................... Castile, NY Catskill Savings Bank.................... Catskill, NY Cohoes Savings Bank...................... Cohoes, NY Fulton Savings Bank...................... Fulton, NY Astoria Federal Savings and Loan......... Lake Success, NY First Federal Savings of Middletown...... Middletown, NY Amalgamated Bank of New York............. New York, NY United Orient Bank....................... New York, NY Pittsford Federal Credit Union........... Pittsford, NY Northfield Savings Bank.................. Staten Island, NY Empire Federal Credit Union.............. Syracuse, NY Tarrytowns Bank, FSB..................... Tarrytown, NY CFS Bank................................. Westbury, NY Bank & Trust of Puerto Rico.............. Hato Rey, PR

    Federal Home Loan Bank of Pittsburgh--District 3

    The Travelers Bank....................... Newark, DE Delaware First Bank, FSB................. Wilmington, DE Wilmington Savings Fund Society.......... Wilmington, DE C&G Savings Bank......................... Altoona, PA Ambler S&LA.............................. Ambler, PA First Star Savings Bank.................. Bethlehem, PA First FS&LA of Bucks County.............. Bristol, PA Greater Delaware Valley Savings Bank..... Broomall, PA Sharon Savings Bank...................... Darby, PA ESB Bank, F.S.B.......................... Ellwood City, PA County Savings Association............... Essington, PA Bank of Hanover and Trust Company........ Hanover, PA Hatboro Federal Savings.................. Hatboro, PA First FS&LA of Hazleton.................. Hazleton, PA Security Savings Association of Hazleton. Hazleton, PA William Penn Savings and Loan Association Levittown, PA Willow Grove Bank........................ Maple Glen, PA First Keystone Federal Savings Bank...... Media, PA

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    Morton Savings and Loan Association...... Morton, PA Nesquehoning Savings Bank................ Nesquehoning, PA Third Federal Savings Bank............... Newtown, PA Malvern Federal Savings Bank............. Paoli, PA First Savings Bank of Perkasie........... Perkasie, PA Crusader Savings Bank, fsb............... Philadelphia, PA Fox Chase Federal Savings Bank........... Philadelphia, PA Second FS&LA of Philadelphia............. Philadelphia, PA Washington Savings Association........... Philadelphia, PA Bell FS&LA of Bellevue................... Pittsburgh, PA Great American FS&LA..................... Pittsburgh, PA Mellon Bank, F.S.B....................... Pittsburgh, PA National City Bank of Pennsylvania....... Pittsburgh, PA Progressive Home FS&LA................... Pittsburgh, PA Patriot Bank............................. Pottstown, PA Mercer County State Bank................. Sandy Lake, PA North Penn S&LA.......................... Scranton, PA Pennview Savings Bank.................... Souderton, PA Slovenian S&LA of Canonsburg............. Strabane, PA First National Bank of West Chester...... West Chester, PA Bank of Iaeger........................... Iaeger, WV Bank of Mount Hope, Inc.................. Mount Hope, WV Community Bank of Parkersburg............ Parkersburg, WV Poca Valley Bank......................... Walton, WV AmeriBank................................ Welch, WV

    Federal Home Loan Bank of Atlanta--District 4

    Covington County Bank.................... Andalusia, AL United Bank.............................. Atmore, AL AmSouth Bank............................. Birmingham, AL Peoples Bank of North Alabama............ Cullman, AL First American Bank...................... Decatur, AL The Citizens Bank........................ Enterprise, AL Eufala Bank & Trust Company.............. Eufala, AL First Commercial Bank.................... Good Hope, AL Merchants Bank........................... Jackson, AL Farmers and Merchants Bank............... Lafayette, AL Bank of Mobile........................... Mobile, AL Colonial Bank............................ Montgomery, AL Eagle Bank of Alabama.................... Opelika, AL Community Spirit Bank.................... Red Bay, AL Peoples Bank & Trust Company............. Selma, AL First Federal of the South............... Sylacauga, AL First National Bank...................... Talladega, AL United Security Bank..................... Thomasville, AL Century National Bank.................... Washington, DC Citrus and Chemical Bank................. Bartow, FL Mackinac Savings Bank.................... Boynton Beach, FL First Bank of Clewiston.................. Clewiston, FL Regent Bank.............................. Davie, FL Dunnellon State Bank..................... Dunnellon, FL Gateway American Bank of Florida......... Ft. Lauderdale, FL Desjardins Federal Savings Bank.......... Hallandale, FL Bank of Inverness........................ Inverness, FL Educational Community Credit Union....... Jacksonville, FL Monticello Bank.......................... Jacksonville Bch., FL First Federal Savings Bank of Florida.... Live Oak, FL Helm Bank................................ Miami, FL Tropical Federal Credit Union............ Miami, FL Eastern Financial Credit Union........... Miramar, FL SunTrust Bank............................ Ocala, FL Bank at Ormond By-the-Sea................ Ormond Beach, FL First Community Bank of Palm Beach County Pahokee, FL Peoples First Community Bank............. Panama City, FL Century Bank, F.S.B...................... Sarasota, FL Highlands Independent Bank............... Sebring, FL Raymond James Bank, FSB.................. St. Petersb. Bch., FL Southern Exchange Bank................... Tampa, FL United Southern Bank..................... Umatilla, FL Federal Employees Credit Union........... West Palm Beach, FL Sterling Bank............................ West Palm Beach, FL Bank of Adairsville...................... Adairsville, GA Farmers and Merchants Bank............... Adel, GA Montgomery County Bank................... Ailey, GA AGE Federal Credit Union................. Albany, GA

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    First Colony Bank........................ Alpharetta, GA Citizens Trust Bank...................... Atlanta, GA First Union National--Georgia............ Atlanta, GA Union County Bank........................ Blairsville, GA Peoples Bank of Fannin County............ Blue Ridge, GA First National Bank of Haralson County... Buchanan, GA Bank of Chickamauga...................... Chickamauga, GA SunTrust Bank, West Georgia, N.A......... Columbus, GA Bank of Dahlonega........................ Dahlonega, GA The Peoples Bank......................... Eatonton, GA Gainesville Bank and Trust............... Gainesville, GA First Citizens Bank...................... Glennville, GA South Georgia Bank, FSB.................. Glennville, GA SunMark Community Bank................... Hawkinsville, GA Community Trust Bank..................... Hiram, GA Northeast Georgia Bank................... Lavonia, GA The Peoples Bank......................... Lithonia, GA The Community Bank....................... Loganville, GA Westside Bank & Trust Company............ Marietta, GA Metter Banking Company................... Metter, GA First Security National Bank............. Norcross, GA Family Federal Savings Bank.............. Pelham, GA Crossroads Bank of Georgia............... Perry, GA Independent Bank and Trust Company....... Powder Springs, GA Citizens First Bank...................... Rome, GA Farmers and Merchants Bank............... Summerville, GA Bank of Thomas County.................... Thomasville, GA Citizens Bank and Trust.................. Trenton, GA Farmers and Merchants Bank............... Washington, GA Back and Middle River FS&LA.............. Baltimore, MD Bay-Vanguard Federal Savings Bank........ Baltimore, MD Hull Federal Savings Bank................ Baltimore, MD Ideal Federal Savings Bank............... Baltimore, MD Northfield Federal Savings............... Baltimore, MD Provident Bank of Maryland............... Baltimore, MD Susquehanna Bank......................... Baltimore, MD Vigilant Federal S&LA.................... Baltimore, MD F&M Bank--Allegiance..................... Bethesda, MD TMB Federal Credit Union................. Cabin John, MD Cecil Federal Savings Bank............... Elkton, MD IR Federal Credit Union.................. Riverdale, MD GrandBank................................ Rockville, MD State Employees' Credit Union............ Towson, MD Randolph Bank and Trust Company.......... Asheboro, NC Rowan Savings Bank, SSB.................. China Grove, NC Cabarrus Bank of North Carolina.......... Concord, NC Central Carolina Bank and Trust Company.. Durham, NC Mechanics & Farmers Bank................. Durham, NC Macon Savings Bank, Inc., SSB............ Franklin, NC Hertford Savings Bank, SSB............... Hertford, NC Bank of Carolinas........................ Landis, NC Industrial Federal Savings Bank.......... Lexington, NC Lexington State Bank..................... Lexington, NC Liberty Savings and Loan Association..... Liberty, NC First Savings and Loan Association....... Mebane, NC Mount Gilead Savings and Loan Association Mount Gilead, NC State Employees' Credit Union............ Raleigh, NC Taylorsville Savings Bank, SSB........... Taylorsville, NC Anson Savings Bank, SSB.................. Wadesboro, NC Cooperative Bank for Savings, Inc., SSB.. Wilmington, NC Branch Banking and Trust Company......... Wilson, NC Home Federal S&LA........................ Bamberg, SC Bank of Greeleyville..................... Greeleyville, SC The County Bank.......................... Greenwood, SC Greer State Bank......................... Greer, SC Kingstree Federal S&LA................... Kingstree, SC Bank of Clarendon........................ Manning, SC Anderson Brothers Bank................... Mullins, SC Pickens S&LA............................. Pickens, SC Bank of Travelers Rest................... Travelers Rest, SC Napus Federal Credit Union............... Alexandria, VA Bank of Southside Virginia............... Carson, VA Apple Federal Credit Union............... Fairfax, VA Dominion Savings Bank.................... Front Royal, VA Farmers and Merchants Bank............... Harrisonburg, VA First Colonial Bank, F.S.B............... Hopewell, VA

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    Imperial Savings and Loan Association.... Martinsville, VA Lee Bank and Trust Company............... Pennington Gap, VA Bank of Rockbridge....................... Raphine, VA Marathon Bank............................ Winchester, VA

    Federal Home Loan Bank of Cincinnati--District 5

    Farmers Bank and Trust Company........... Bardstown, KY Wilson and Muir Bank and Trust Company... Bardstown, KY Bank of Marshall County.................. Benton, KY Bank of Cadiz and Trust Company.......... Cadiz, KY Bank of Columbia......................... Columbia, KY First Federal Savings Bank............... Cynthiana, KY Harrison Deposit Bank and Trust Company.. Cynthiana, KY Ft. Thomas Savings Bank.................. Ft. Thomas, KY Fulton Bank.............................. Fulton, KY New Farmers National Bank of Glasgow..... Glasgow, KY First State Bank of Greenville........... Greenville, KY Farmers Bank............................. Hardinsburg, KY Peoples Bank and Trust Company........... Hazard, KY Hopkinsville Federal Savings Bank........ Hopkinsville, KY Planters Bank, Inc....................... Hopkinsville, KY THE BANK--Oldham County.................. LaGrange, KY Leitchfield Deposit Bank & Trust Company. Leitchfield, KY Central Bank and Trust Company........... Lexington, KY L&N Federal Credit Union................. Louisville, KY Citizens Bank of Kentucky................ Madisonville, KY Farmers Bank and Trust Company........... Madisonville, KY Farmers Bank & Trust Company............. Marion, KY United Community Bank.................... Marrowbone, KY Exchange Bank............................ Mayfield, KY Monticello Banking Company............... Monticello, KY Pioneer Bank............................. Munfordville, KY South Central Bank of Daviess County..... Owensboro, KY Salt Lick Deposit Bank................... Owingsville, KY Blue Grass Federal S&LA.................. Paris, KY First Commonwealth Bank.................. Prestonburg, KY Commerce Exchange Bank................... Beachwood, OH Belpre Savings Bank...................... Belpre, OH The First Bremen Bank.................... Bremen, OH Farmers Citizens Bank.................... Bucyrus, OH Cambridge Savings Bank................... Cambridge, OH Centennial Savings Bank.................. Cincinnati, OH Eagle Savings Bank....................... Cincinnati, OH Findlay Savings Bank..................... Cincinnati, OH Guardian Savings Bank, F.S.B............. Cincinnati, OH Mercantile Savings Bank.................. Cincinnati, OH Oakley Improved Building and Loan Company Cincinnati, OH Union Savings Bank....................... Cincinnati, OH Westwood Homestead Savings Bank.......... Cincinnati, OH Winton Savings and Loan Company.......... Cincinnati, OH County Savings Bank...................... Columbus, OH First Community Bank..................... Columbus, OH Conneaut Savings & Loan Company.......... Conneaut, OH Commercial Bank.......................... Delphos, OH Fort Jennings State Bank................. Fort Jennings, OH Lincoln Savings and Loan Association..... Ironton, OH People's Building Loan and Savings

    Lebanon, OH Company. Lower Salem Commercial Bank.............. Lower Salem, OH First Bank of Marietta................... Marietta, OH Marietta Savings Bank.................... Marietta, OH Great Lakes Bank......................... Mentor, OH American Savings and Loan Association.... Middletown, OH Farmers State Bank....................... New Washington, OH First National Bank...................... Orrville, OH Chippewa Valley Bank..................... Rittman, OH Mutual Federal Savings Bank.............. Sidney, OH Strongsville Savings Bank................ Strongsville, OH Central Federal Savings and Loan

    Wellsville, OH Association. Peoples Savings and Loan Company......... West Liberty, OH Farmers State Bank....................... West Salem, OH Wilmington Savings Bank.................. Wilmington, OH Brighton Bank............................ Brighton, TN Twin City Federal Savings Bank........... Bristol, TN Cumberland Bank.......................... Carthage, TN Highland Federal Savings and Loan

    Crossville, TN Association.

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    Security Federal Savings Bank............ Elizabethton, TN Lauderdale County Bank................... Halls, TN Carroll Bank and Trust................... Huntingdon, TN First National Bank of Manchester........ Manchester, TN The Home Bank of Tennessee............... Maryville, TN Home Banking Company..................... Selmer, TN

    Federal Home Loan Bank of Indianapolis--District 6

    Bedford Federal Savings Bank............. Bedford, IN FCN Bank, NA............................. Brookville, IN Montgomery SA, FA........................ Crawfordsville, IN Decatur Bank and Trust Company........... Decatur, IN United Fidelity Bank..................... Evansville, IN Springs Valley Bank and Trust Company.... French Lick, IN Pacesetter Bank.......................... Hartford City, IN First Federal Savings Bank............... Huntington, IN Campbell and Fetter Bank................. Kendallville, IN Progressive Federal Savings Bank......... Lawrenceburg, IN River Valley Financial Bank.............. Madison, IN Fidelity Federal Savings Bank............ Marion, IN State Bank of Markle..................... Markle, IN First State Bank of Middlebury........... Middlebury, IN Citizens Financial Services, FSB......... Munster, IN Community Bank of Southern Indiana....... New Albany, IN Regional Federal Savings Bank............ New Albany, IN Ameriana Bank of Indiana, FSB............ New Castle, IN AmericanTrust FSB........................ Peru, IN Spencer County Bank...................... Santa Claus, IN Jackson County Bank...................... Seymour, IN Shelby County Bank....................... Shelbyville, IN Sobieski FS & LA of South Bend........... South Bend, IN Security Federal Bank, F.S.B............. St. John, IN Terre Haute Savings Bank................. Terre Haute, IN Frances Slocum Bank and Trust Company.... Wabash, IN Ann Arbor Commerce Bank.................. Ann Arbor, MI Flagstar Bank............................ Bloomfield Hills, MI Charlevoix State Bank.................... Charlevoix, MI Dearborn Federal Savings Bank............ Dearborn, MI MFC First National Bank.................. Escanaba, MI Michigan National Bank................... Farmington Hills, MI Bank West, FSB........................... Grand Rapids, MI AmeriBank, FSB........................... Holland, MI Bank of Lakeview......................... Lakeview, MI Financial Health Credit Union............ Lansing, MI State Employees Credit Union............. Lansing, MI Independent Bank-South Michigan.......... Leslie, MI State Savings Bank....................... Manistique, MI Mason State Bank......................... Mason, MI Community Federal Credit Union........... Plymouth, MI Team One Credit Union.................... Saginaw, MI Sidney State Bank........................ Sidney, MI Research Federal Credit Union............ Warren, MI First Bank............................... West Branch, MI

    Federal Home Loan Bank of Chicago--District 7

    Oxford Bank and Trust.................... Addison, IL Heartland Bank and Trust Company......... Bloomington, IL Peoples Bank of Kankakee County.......... Bourbonnais, IL Bridgeview Bank and Trust Company........ Bridgeview, IL First American Bank...................... Carpentersville, IL United Community Bank.................... Chatham, IL Amalgamated Bank of Chicago.............. Chicago, IL Austin Bank of Chicago................... Chicago, IL Community Bank of Lawndale............... Chicago, IL First Savings Bank of Hegewisch.......... Chicago, IL St. Paul Federal Bank for Savings........ Chicago, IL First Savings Bank of Danville........... Danville, IL First Mutual Bank, S.B................... Decatur, IL Clover Leaf Bank, SB..................... Edwardsville, IL Illinois Community Bank.................. Effingham, IL Washington Savings Bank.................. Effingham, IL Elgin Financial Savings Bank............. Elgin, IL Harris Bank Frankfort.................... Frankfort, IL Union Savings Bank....................... Freeport, IL

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    Central Trust & Savings Bank............. Geneseo, IL UnionBank/Northwest...................... Hanover, IL Bank of Homewood......................... Homewood, IL Farmers State Bank and Trust Company..... Jacksonville, IL Commonwealth Credit Union................ Kankakee, IL First FS&LA of Kewanee................... Kewanee, IL Johnson Bank Illinois.................... Lake Forest, IL Logan County Bank........................ Lincoln, IL Twin Oaks Savings Bank................... Marseilles, IL Okaw Building and Loan, s.b.............. Mattoon, IL Blackhawk State Bank..................... Milan, IL BankPlus................................. Morton, IL George Washington Savings Bank........... Oak Lawn, IL Bank of Palmyra.......................... Palmyra, IL Edgar County Bank & Trust Company........ Paris, IL First FS&LA of Pekin..................... Pekin, IL First National Bank...................... Pinckneyville, IL Mercantile Trust and Savings Bank........ Quincy, IL State Street Bank and Trust Company...... Quincy, IL North County Savings Bank................ Red Bud, IL American Bank of Rock Island............. Rock Island, IL First Savanna Savings Bank............... Savanna, IL First State Bank of Shannon-Polo......... Shannon, IL First S&LA of South Holland.............. South Holland, IL Charter Bank, S.B........................ Sparta, IL Security Bank, s.b....................... Springfield, IL Stillman BancCorp, NA.................... Stillman Valley, IL Argo Federal Savings Bank, F.S.B......... Summit, IL Villa Park Trust and Savings Bank........ Villa Park, IL Citizens First State Bank................ Walnut, IL Hill-Dodge Banking Company............... Warsaw, IL Alpha Community Bank..................... Washburn, IL State Bank of Waterloo................... Waterloo, IL Cardunal Savings Bank, FSB............... West Dundee, IL F&M Bank--Algoma......................... Algoma, WI First American Credit Union.............. Beloit, WI Jackson County Bank...................... Black River Falls, WI Marine Bank and Savings.................. Cedarburg, WI State Bank of Cross Plains............... Cross Plains, WI Community Bank of Elkhorn................ Elkhorn, WI AM Community Credit Union................ Kenosha, WI Time Federal Savings Bank................ Medford, WI M&I Marshall & Isley Bank................ Milwaukee, WI Community Bank Spring Green.............. Spring Green, WI Tomahawk Community Bank, S.S.B........... Tomahawk, WI West Allis Savings Bank.................. West Allis, WI

    Federal Home Loan Bank of Des Moines--District 8

    Security State Bank...................... Anamosa, IA State Savings Bank....................... Baxter, IA Linn Area Credit Union................... Cedar Rapids, IA United Security Savings Bank, F.S.B...... Cedar Rapids, IA Citizens State Bank...................... Clarinda, IA Cresco Union Savings Bank................ Cresco, IA DeWitt Bank and Trust Company............ DeWitt, IA Denver Savings Bank...................... Denver, IA Hardin County Savings Bank............... Eldora, IA Peoples State Bank....................... Elkader, IA Peoples Trust and Savings Bank........... Grand Junction, IA Midstates Bank, N.A...................... Harlan, IA Hills Bank and Trust Company............. Hills, IA First State Bank......................... Huxley, IA Iowa Falls State Bank.................... Iowa Falls, IA Citizens Bank............................ Leon, IA Libertyville Savings Bank................ Libertyville, IA Maquoketa State Bank..................... Maquoketa, IA Union State Bank......................... Monona, IA Citizens State Bank...................... Monticello, IA Mount Vernon Bank and Trust Company...... Mount Vernon, IA Community Bank of Muscatine.............. Muscatine, IA Iowa State Bank.......................... Orange City, IA Horizon Federal Savings Bank............. Oskaloosa, IA Iowa Trust and Savings Bank.............. Oskaloosa, IA Peoples Bank and Trust................... Rock Valley, IA Union State Bank......................... Rockwell City, IA

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    Security State Bank...................... Sheldon, IA Fremont County Savings Bank.............. Sidney, IA Bank Plus................................ Swea City, IA Washington State Bank.................... Washington, IA Guidant Life Insurance Company........... West Des Moines, IA Guidant Mutual Insurance Company......... West Des Moines, IA Guidant Specialty Mutual Insurance

    West Des Moines, IA Company. Sterling State Bank...................... Austin, MN Currie State Bank........................ Currie, MN State Bank of Delano..................... Delano, MN Inter Savings Bank, fsb.................. Edina, MN Stearns Bank of Evansville............... Evansville, MN 1st United Bank.......................... Faribault, MN Fortress Bank............................ Houston, MN Lake City Federal S&LA................... Lake City, MN Lake Area Bank........................... Lindstrom, MN Voyager Bank............................. Mankato, MN Norwest Bank Minnesota, N.A.............. Minneapolis, MN Bayside Bank............................. Minnetonka, MN The American Bank of Nashwauk............ Nashwauk, MN State Bank of New Prague................. New Prague, MN Nicollet State Bank...................... Nicollet, MN Reliastar Bank (fka Citizens Savings St. Cloud, MN Bank). St. James Federal S&LA................... St. James, MN RoundBank................................ Waseca, MN Community Bank Winsted................... Winsted, MN Citizens Bank............................ Amsterdam, MO Bank of Jacomo........................... Blue Springs, MO Boonslick Bank........................... Boonville, MO Community State Bank of Bowling Green.... Bowling Green, MO Mississippi County S&LA.................. Charleston, MO Clayco State Bank........................ Claycomo, MO Union State Bank and Trust of Clinton.... Clinton, MO First National Bank and Trust Company.... Columbia, MO Meramec Valley Bank...................... Ellisville, MO New Era Bank............................. Fredericktown, MO Bank Star One............................ Fulton, MO American Loan and Savings Association.... Hannibal, MO Central Trust Bank....................... Jefferson City, MO Pony Express Bank........................ Kearney, MO Lafayette County Bank of Lexington/

    Lexington, MO Wellington. Peoples Security Bank.................... Licking, MO Regional Missouri Bank................... Marceline, MO Nodaway Valley Bank...................... Maryville, MO Independent Farmers Bank................. Maysville, MO Heritage State Bank...................... Nevada, MO Palmyra Saving & Building Association, Palmyra, MO F.A.. Perry County Savings Bank, FSB........... Perryville, MO The Citizens Bank of Pilot Grove,

    Pilot Grove, MO Missouri. Farmers Bank of Portageville............. Portageville, MO Pulaski Bank, a Federal Savings Bank..... Saint Louis, MO The Merchants and Farmers Bank of

    Salisbury, MO Salisbury. Community Bank of Pettis County.......... Sedalia, MO Empire Bank.............................. Springfield, MO Bank of the BootHeel..................... Steele, MO Bank of Washington....................... Washington, MO West Plains Savings and Loan Association. West Plains, MO First and Farmers Bank................... Portland, ND First International Bank & Trust......... Watford City, ND Norwest Bank South Dakota, N.A........... Sioux Falls, SD

    Federal Home Loan Bank of Dallas--District 9

    Community Bank........................... Cabot, AR Farmers Bank and Trust Company........... Clarksville, AR First Arkansas Valley Bank............... Dardanelle, AR Bank of Eureka Springs................... Eureka Springs, AR Community Bank FSB....................... Fayetteville, AR McIlroy Bank and Trust................... Fayetteville, AR First National Bank of Fort Smith........ Fort Smith, AR Bank of the Ozarks, nwa.................. Jasper, AR Simmons First Bank....................... Kenset, AR Bank of Lake Village..................... Lake Village, AR First State Bank......................... Lonoke, AR Union Bank of Mena....................... Mena, AR First Bank of Montgomery County.......... Mount Ida, AR

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    Bank of the Ozarks, wca.................. Ozark, AR First State Bank......................... Parkin, AR Bank of Salem............................ Salem, AR First Security Bank...................... Searcy, AR Springdale Bank and Trust................ Springdale, AR UNICO Bank F.S.B......................... Trumann, AR Bank of Yellville........................ Yellville, AR Fidelity Bank and Trust Company.......... Baton Rouge, LA First National Bank...................... Gonzales, LA Schwegmann Bank and Trust Company........ Harvey, LA Washington Life Insurance Company........ Lafayette, LA Globe Homestead Federal Savings

    Metairie, LA Association. State-Investors Savings and Loan, FSA.... Metairie, LA City Bank and Trust of Shreveport........ Shreveport, LA First Federal Savings Bank............... Shreveport, LA Home FS&LA of Shreveport................. Shreveport, LA Citizens Bank and Trust Company of Vivian Vivian, LA Cleveland Community Bank, s.s.b.......... Cleveland, MS First National Bank of Bolivar County.... Cleveland, MS First Federal Bank for Savings........... Columbia, MS SOUTHBank, a FSB......................... Corinth, MS Quitman County Federal Credit Union...... Marks, MS Community First National Bank............ Las Cruces, NM Pioneer Savings Bank..................... Roswell, NM First National Bank of Santa Fe.......... Santa Fe, NM Liberty Bank, SSB........................ Austin, TX International Bank of Commerce--

    Brownsville, TX Brownsville. First American Bank Texas, S.S.B......... Bryan, TX American Bank, N.A....................... Corpus Christi, TX Pacific Southwest Bank................... Corpus Christi, TX Bank of the Southwest.................... Dallas, TX Bluebonnet Savings Bank, FSB............. Dallas, TX Guaranty Federal Bank, F.S.B............. Dallas, TX State Bank and Trust Company, Dallas..... Dallas, TX Del Rio Bank & Trust Company............. Del Rio, TX Western Bank and Trust................... Duncanville, TX Mid-Coast Savings Bank, S.S.B............ Edna, TX Bank of the West......................... El Paso, TX Houston Savings Bank, fsb................ Houston, TX New Era Life Insurance Company........... Houston, TX OmniBank, N.A............................ Houston, TX Southwest Bank of Texas, N.A............. Houston, TX First National Bank of Hughes Springs.... Hughes Springs, TX Brazos Bank, N.A......................... Joshua, TX International Bank of Commerce........... Laredo, TX East Texas National Bank of Marshall..... Marshall, TX Interstate Bank, ssb..................... Perryton, TX Cypress Bank, FSB........................ Pittsburg, TX Benchmark Bank........................... Quinlan, TX Peoples State Bank....................... Rocksprings, TX Texas State Bank......................... San Angelo, TX State Bank & Trust of Seguin, Texas...... Seguin, TX Cedar Creek Bank......................... Seven Points, TX Citizens Bank of Lubbock County.......... Slaton, TX Southside Bank........................... Tyler, TX First Victoria National Bank............. Victoria, TX Texas Bank............................... Weatherford, TX International Bank of Commerce........... Zapata, TX

    Federal Home Loan Bank of Topeka--District 10

    Gateway Credit Union..................... Aurora, CO FirstBank of Avon........................ Avon, CO Canon National Bank...................... Canon City, CO Ent Federal Credit Union................. Colorado Springs, CO First State Bank, Colorado Springs....... Colorado Springs, CO Citizens State Bank of Cortez............ Cortez, CO Guaranty Bank and Trust Company.......... Denver, CO 1st Choice Bank.......................... Greeley, CO Commercial Bank of Leadville............. Leadville, CO The State Bank........................... Rocky Ford, CO FirstBank of Vail........................ Vail, CO Community State Bank..................... Coffeyville, KS First National Bank...................... Conway Springs, KS City State Bank.......................... Fort Scott, KS Liberty Savings Association, FSA......... Fort Scott, KS

    [[Page 17378]]

    First FS&LA of Independence.............. Independence, KS First National Bank...................... Independence, KS Iola Bank and Trust Company.............. Iola, KS MidAmerican Bank & Trust Company, N.A.... Leavenworth, KS Kansas State Bank of Manhattan........... Manhattan, KS Kansas State Bank........................ Overbrook, KS Rose Hill State Bank..................... Rose Hill, KS Bennington State Bank.................... Salina, KS Security State Bank...................... Scott City, KS First Federal Savings & Loan............. WaKeeney, KS Kaw Valley State Bank and Trust Company.. Wamego, KS Fidelity Bank............................ Wichita, KS Columbus Federal Savings Bank............ Columbus, NE Crete State Bank......................... Crete, NE Equitable Building and Loan Association, Grand Island, NE FSB. Home FS&LA of Grand Island............... Grand Island, NE Hershey State Bank....................... Hershey, NE Nebraska National Bank................... Kearney, NE Home FS&LA of Nebraska................... Lexington, NE Lincoln Federal Savings Bank of Nebraska. Lincoln, NE Security Federal Savings................. Lincoln, NE Sherman County Bank...................... Loup City, NE First National Bank Northeast............ Lyons, NE Madison County Bank...................... Madison, NE Pinnacle Bank............................ Mitchell, NE Bank of Norfolk.......................... Norfolk, NE First American Savings Bank, FSB......... Omaha, NE Sidney Federal Savings and Loan

    Sidney, NE Association. Dakota County State Bank................. S. Sioux City, NE Tecumseh Building and Loan Association... Tecumseh, NE Farmers State Bank....................... Wallace, NE Bank of Commerce......................... Adair, OK Federal Credit Union..................... Bartlesville, OK Bank of Cordell.......................... Cordell, OK Grand Lake Bank.......................... Grove, OK Bank of Hydro............................ Hydro, OK Citizens State Bank...................... Okemah, OK First Enterprise Bank.................... Oklahoma City, OK Union Bank and Trust Company............. Oklahoma City, OK Will Rogers Bank......................... Oklahoma City, OK Community Bank and Trust Company......... Tulsa, OK ONECU Federal Credit Union............... Tulsa, OK

    Federal Home Loan Bank of San Francisco--District 11

    Fremont Investment and Loan.............. Anaheim, CA Vista Federal Credit Union............... Burbank, CA Palomar Savings and Loan................. Escondido, CA First Bank and Trust..................... Huntington Bch., CA La Jolla Bank, F.S.B..................... La Jolla, CA Eastern International Bank............... Los Angeles, CA People's Bank of California.............. Los Angeles, CA Napa National Bank....................... Napa, CA Wescom Credit Union...................... Pasadena, CA San Diego County Credit Union............ San Diego, CA Chevron Federal Credit Union............. San Francisco, CA United Commercial Bank................... San Francisco, CA Bank USA................................. Santa Cruz, CA Luther Burbank Savings................... Santa Rosa, CA Sentinel Community Bank.................. Sonora, CA Tracy Federal Bank, F.S.B................ Tracy, CA

    Federal Home Loan Bank of Seattle--District 12

    National Bank of Alaska.................. Anchorage, AK First Bank............................... Ketchikan, AK First S&LA of America.................... Dededo, GU Realty Finance, Inc...................... Hilo, HI Central Pacific Bank..................... Honolulu, HI Territorial Savings and Loan Association. Honolulu, HI Farmers and Merchants State Bank......... Boise, ID Home FS&LA of Nampa, Idaho............... Nampa, ID Valley Bank of Helena.................... Helena, MT American Bank of Montana................. Livington, MT Centennial Bank.......................... Eugene, OR Liberty Federal Bank, A S.B.............. Eugene, OR

    [[Page 17379]]

    Chetco Federal Credit Union.............. Harbor, OR Bank of Southern Oregon.................. Medford, OR West Coast Bank.......................... Newport, OR Pioneer Trust Bank, N.A.................. Salem, OR Wood Products Credit Union............... Springfield, OR Draper Bank and Trust.................... Draper, UT McKay Dee Hospital Credit Union.......... Ogden, UT American Investment Bank, N.A............ Salt Lake City, UT Mountain America Credit Union............ Salt Lake City, UT Zions First National Bank of Utah........ Salt Lake City, UT Kitsap Community Federal Credit Union.... Bremerton, WA The Wheatland Bank....................... Davenport, WA Washington State Bank NA................. Federal Way, WA Issaquah Bank............................ Issaquah, WA First Community Bank of Washington....... Lacey, WA Cowlitz Bank............................. Longview, WA Pacific Northwest Bank................... Seattle, WA United Savings and Loan Bank............. Seattle, WA Viking Community Bank.................... Seattle, WA Spokane Teachers Credit Union............ Spokane, WA Sound Banking Company.................... Tacoma, WA TAPCO Credit Union....................... Tacoma, WA First Savings Bank of Washington......... Walla Walla, WA Equality State Bank...................... Cheyenne, WY Security First Bank...................... Cheyenne, WY Ranchester State Bank.................... Sheridan, WY

  2. Public Comments

    To encourage the submission of public comments on the community support performance of FHLBank members, on or before May 1, 1999, each FHLBank will notify its Advisory Council and nonprofit housing developers, community groups, and other interested parties in its district of the members selected for community support review in the 1998-99fifth quarter review cycle. 12 CFR 936.2(b)(2)(ii). In reviewing a member for community support compliance, the Finance Board will consider any public comments it has received concerning the member. Id. 936.2(d). To ensure consideration by the Finance Board, comments concerning the community support performance of members selected for the 1998-99fifth quarter review cycle must be delivered to the Finance Board on or before the May 31, 1999 deadline for submission of Community Support Statements.

    By the Federal Housing Finance Board. William W. Ginsberg, Managing Director.

    [FR Doc. 99-8934Filed4-8-99; 8:45 am]

    BILLING CODE 6725-01-P