Agency information collection activities: Mortgagee Review Board; administrative actions,

 
CONTENT

[Federal Register: May 12, 1998 (Volume 63, Number 91)]

[Notices]

[Page 26197-26204]

From the Federal Register Online via GPO Access [wais.access.gpo.gov]

[DOCID:fr12my98-104]

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-4367-N-01]

Mortgagee Review Board; Administrative Actions

AGENCY: Office of the Assistant Secretary for Housing--Federal Housing Commissioner, HUD.

ACTION: Notice.

SUMMARY: In compliance with Section 202(c) of the National Housing Act, notice is hereby given of the cause and description of administrative actions taken by HUD's Mortgagee Review Board against HUD-approved mortgagees.

FOR FURTHER INFORMATION CONTACT: D. Jackson Kinkaid, Secretary to the Mortgagee Review Board, 451 7th Street, SW, Washington, DC 20410, telephone: (202)755-0278. (This is not a toll-free number.) A Telecommunications Device for Hearing and Speech-Impaired Individuals (TTY) is available at 1-800-877-8339 (Federal Information Relay Service).

SUPPLEMENTARY INFORMATION: Section 202(c)(5) of the National Housing Act (added by Section 142 of the Department of Housing and Urban Development Reform Act of 1989, Pub. L. 101-235, approved December 15, 1989), requires that HUD ``publish a description of and the cause for administrative action against a HUD-approved mortgagee'' by the Department's Mortgagee Review Board. In compliance with the requirements of Section 202(c)(5), notice is hereby given of administrative actions that have been taken by the Mortgagee Review Board from July 18, 1997 through December 31, 1997.

1. Advantage Mortgage Company, Inc., Knoxville, TN

Action: Proposed civil money penalty in the amount of $60,000.

Cause: A review by the Department's Quality Assurance Division that disclosed violations of HUD/FHA requirements that included: failure to remit Up Front Mortgage Insurance Premiums (UFMIPs) to HUD/FHA within 15 days of loan closing and to remit late charges and interest penalties; failure to submit loans for endorsement in a timely manner; failure to pay an appraiser for services performed; and failure to implement and maintain an adequate Quality Control Plan for the origination of HUD/FHA insured mortgages.

2. Mortgage America Nationwide, Grand Terrace, CA

Action: Proposed civil money penalty of $75,000.

Cause: Mortgage America Nationwide failed to comply with the provisions of

[[Page 26198]]

a settlement agreement dated April 2, 1996. The settlement agreement was put into place in order to resolve violations discovered during a review of the lender by the Department's Quality Assurance Division.

3. FT Mortgage, Inc. dba Carl I. Brown, Inc. Kansas City, MO

Action: Proposed settlement agreement that would include indemnification to the Department for 16 mortgages insured under the Title II program.

Cause: An investigation conducted by the Department's Office of Inspector General and the Federal Bureau of Investigation revealed that FT Mortgage approved these loans for an investor who committed fraud when he applied for the loans.

4. Ryland Mortgage Company, Columbia, MD

Action: Proposed settlement agreement that would protect the Department during the period the indictment remained in place pending the results of a trial.

Cause: The company and various of its officers were indicted by the United States District Court, Middle District of Florida, Jacksonville District. The indictment alleged Ryland engaged in a conspiracy to defraud the United States Government in violation of Title 18 U.S.C. Sections 371, 1001, 1343, 1032. Such an indictment is grounds for an administrative Action by the Board pursuant to 24 CFR Section 25.9(m).

5. Title I Lenders and Title II Mortgagees That Failed To Comply With HUD/FHA Requirements for the Submission of an Audited Annual Financial Statement and/or Payment of the Annual Recertification Fee

Action: Withdrawal of HUD/FHA Title I lender approval and Title II mortgagee approval.

Cause: Failure to submit to the Department the required annual audited financial statement and/or remit the required annual recertification fee.

Title I Lenders Withdrawn

BOATMEN'S NATIONAL BANK, BATESVILLE, BATESVILLE, AR BOATMEN'S NATIONAL BANK, PINE BLUFF, PINE BLUFF, AR BOATMEN'S NATIONAL BANK, RUSSELLVILLE, RUSSELLVILLE, AR COLE TAYLOR BANK, BURBANK, IL SOUTH CHICAGO BANK, CHICAGO, IL INDIANA STATE BANK, TERRE HAUTE, IN THE NATIONAL BANK, WATERLOO, IA FARMERS BANK TRUST COMPANY, BARDSTOWN, KY CALCASIEU MARINE NATIONAL BANK, LAKE CHARLES, LA FAMILY MUTUAL SAVINGS BANK, HAVERHILL, MA STATE BANK OF EWEN, EWEN, MI THE STATE BANK, FENTON, MI SAULT BANK, SAULT SAINTE MARIE, MI GRAYLING STATE BANK, GRAYLING, MI PELICAN VALLEY STATE BANK, PELICAN RAPIDS, MN SECURITY STATE BANK, WYKOFF, MN PEOPLES BANK OF COMMERCE, CAMBRIDGE, MN BOATMEN'S NATIONAL BANK ST LOUIS, SAINT LOUIS, MO HAVELOCK BANK, LINCOLN, NE YOUNG MEN'S SVGS AND LOAN ASSN., BRIDGETON, NJ HUDSON CITY SAVINGS INST, HUDSON, NY DIME SAVINGS BANK NY FSB, UNIONDALE, NY MECHANICS AND FARMERS BANK, DURHAM, NC FARMERS STATE BANK, WINNER, SD FIRST NATIONAL BANK, MARSHALL, TX FIRST SECURITY BANK, SALT LAKE CITY, UT CONSOLIDATED BANK AND TRUST CO, RICHMOND, VA BANK OF BURLINGTON, BURLINGTON, WI FIRSTAR BANK EAU CLAIRE NA, EAU CLAIRE, WI FIRSTAR BANK, FOND DU LAC NA, FOND DU LAC, WI LINCOLN STATE BANK, MILWAUKEE, WI FIRSTAR BANK, SHEBOYGAN NA, SHEBOYGAN, WI CENTRAL BANK AND TRUST, OWENSBORO, KY STATE BANK STANDISH, STANDISH, MI BANCO POPULAR DE P R, SAN JUAN, PR BOATMEN'S BANK FRANKLIN COUNTY, BENTON, IL FIRST BANK MAINLAND, LAMARQUE, TX TERRELL STATE BANK, TERRELL, TX FIRST NATIONAL BANK, WEST MEMPHIS, AR TRI-COUNTIES BANK, CHICO, CA ASHLAND STATE BANK, CHICAGO, IL MARGUETTE BANK NA, GOLDEN VALLEY, MN BOATMEN'S NATIONAL BANK N CEN ARKANSAS, HARRISON, AR GRAHAM SAVINGS BANK, GRAHAM, NC STERLING STATE BANK, AUSTIN, MN MATEWAN NATIONAL BANK, WILLIAMSON, WV LYTLE STATE BANK, LYTLE, TX SOUTHBRIDGE CREDIT UNION, SOUTHBRIDGE, MA FIRST FEDERAL SAVINGS AND LOAN, ALPENA, MI COMMERCIAL SAVINGS BANK, ST. CLAIR, MI BANK OF HOUSTON, HOUSTON, TX DEL RIO BANK AND TRUST CO, DEL RIO, TX CITIZENS STATE BANK, HAYFIELD, MN GREENEVILLE FEDERAL BANK, FSB, GREENEVILLE, TN BOATMEN'S NATIONAL BANK CONWAY, CONWAY, AR FIRST NATIONAL BANK, NAVARRE, MN WEST SIDE AUTO W F C U, FLINT, MIFARMERS SAVINGS BANK, PIERSON, IA MOUNTAINEER FEDERAL C U, SOUTH CHARLESTON, WV CORNELL FEDERAL CREDIT UNION, ITHACA, NY AMERICAN BANK AND TRUST CO, HOUMA, LA R A C CREDIT UNION, ST LOUIS, MO NEBRASKA STATE BANK, OSHKOSH, NE SACRAMENTO DIST. POSTAL E.C.U, SACRAMENTO, CA SPRINGFIELD MUNICIPAL EMP CU, SPRINGFIELD, OH STAR MARKETS FEDERAL CREDIT UN, HONOLULU, HI CORPUS CHRISTI AREA TEACH C U, CORPUS CHRISTI, TX WEPCO FEDERAL CREDIT UNION, BLOOMINGTON, MD HERMANTOWN FEDERAL CREDIT UN, HERMANTOWN, MN CLEARWATER CREDIT UNION, LEWISTON, ID LOS ANGELES WATER-POWER FCU, LOS ANGELES, CA SECOND NATIONAL BANK BAY CITY, BAY CITY, MI HARRISON DEPOSIT BANK AND TRUST CO, CYNTHIANA, KY PADUCAH FEDERAL CR UN INC, PADUCAH, KY SPACE AGE FEDERAL CREDIT UN, AURORA, CO CORPUS CHRISTI CITY EMP C U, CORPUS CHRISTI, TX BANCO CENTRAL HISPANO, HATO REY, PR REPUBLIC BANK, DULUTH, MN EL CAP CREDIT UNION, HUTCHINSON, KS GREEN MOUNTAIN BANK, RUTLAND, VT KINGS PARK EMPLOYEES FED C U, KINGS PARK, NY STATE BANK, EDEN VALLEY, MN NORTHERN TIER FEDERAL C U, MINOT, ND STANDARD BANK PASB, MONROEVILLE, PA

[[Page 26199]]

FIRST CHEYENNE FEDERAL CREDIT UNION, CHEYENNE, WY BANK OF NORTH ARKANSAS, MELBOURNE, AR RENO CITY EMPLOYEES FED CR UN, RENO, NV PAUL REVERE LIFE INSURANCE CO, WORCESTER, MA BANK OF AMERICA FSB, SAN DIEGO, CA DAMLA CORPORATION, ATLANTA, GA KELLY FIELD NATIONAL BANK, SAN ANTONIO, TX FIRST INTERSTATE BANK DENVER, TEMPE, AZ JEFFERSON COUNTY BANK, JEFFERSON, WI QUAIL CREEK BANK NA, OKLAHOMA CITY, OK BANK OF AMERICA ALASKA NA, ANCHORAGE, AK NORTHWOOD TRANSPORTATION CR, ROYAL OAK, MI PACIFIC SHORE FUNDING, LAKE FOREST, CA SEVENTEEN FOURTEEN FEDERAL CREDIT UNION, WARREN, OH FB MORTGAGE CORPORATION, FORT WORTH, TX BENCHMARK MORTGAGE FIN SERVICES INC, LUTZ, FL STATE BANK OF KEWAUNEE, KEWAUNEE, WI FIRSTAR BANK GREEN BAY, GREEN BAY, WI BANK ONE OSHKOSH NA, OSHKOSH, WI BANK OF OKLAHOMA NA, TULSA, OK FIRSTAR BANK GRANTSBURG NA, GRANTSBURG, WI BANK ONE GREEN BAY, GREEN BAY, WI ROBBINS FINANCIAL INC, GLENDALE, CA IMPERIAL M C INC, SAN DIEGO, CA LASALLE BANK FSB, CHICAGO, IL KILBOURN STATE BANK, MILWAUKEE, WI FIRST TEXAS BANK, ROUND ROCK, TX FIRST BANK AND TRUST OF MEMPHIS, MEMPHIS, TX BANKTEXAS NA, HOUSTON, TX THE FIRST NATIONAL BANK-BAIRD, BAIRD, TX COMMONWEALTH THRIFT-FDIC, TORRANCE, CA ABBEY MORTGAGE CORPORATION II, LA MESA, CA WESTCO REAL ESTATE FINANCE CORP, COSTA MESA, CA COAST CAPITAL, TORRANCE, CA BANK ONE--MADISON, MADISON, WI RCFC INC, VICTORVILLE, CA FIRST STATE BANK--THOMPSON FALLS, THOMPSON FALLS, MT AMERICAN SOUTHWEST FUNDING, SAN DIEGO, CA VALLEY INDEPENDENT BANK, EL CENTRO, CA FIRST NATIONAL BANK--BOSTON, BOSTON, MA MIDLANTIC BANK NA, EDISON, NJ MONOGRAM HOME EQUITY COR, SALT LAKE CITY, UT TRIANGLE EAST BANK, RALEIGH, NC RAMSAY MORTGAGE CO OF--NC INC, CHAPEL HILL, NC WEST JERSEY COMMUNITY BANK, FAIRFIELD, NJ ANNAPOLIS MORTGAGE CORPORATION, PHOENIX, AZ FIRST JEFFERSON MORTGAGE CORP, NORFOLK, VA KNAPPER FINANCIAL SERVICES, HUNTINGTON BEACH, CA RL SCHMIDT MORTGAGE CORP INC, HOLLYWOOD, FL AMERICAN WEST BANK, ENCINO, CA FIRST FRANKLIN FINANCIAL CORP, SAN JOSE, CA CENTURY MORTGAGE CORP, LANGHORNE, PA CITILITES REALTY INC, RANCHO CUCAMONGA, CA STEVENS FINANCIAL CORPORATION, BREA, CA BETHANY INC DBA NEW ENGLAND FUNDING, NO PROVIDENCE, RI SOMERSET TRUST COMPAY, SOMERSET, PA FIRST BANK AND TRUST, MOUNT JULIET, TN SECURITY NATIONAL BK AND TR CO, NEWARK, NJ REDLANDS CENTENNIAL BANK, REDLANDS, CA COAST PARTNERS ACCEPTANCE CORP, SAN FRANCISCO, CA QUESTAR FINANCIAL, DANVILLE, CA CITY NATIONAL BANK COLORADO CITY, COLORADO CITY, TX AMERICAN FEDERAL LENDING INC, DENVER, CO BANK OF CHERRY CREEK NA, DENVER, CO TRI STAR MORTGAGE INC, SAN DIEGO, CA MORTECH FINANCIAL CORPORATION, VENTURA, CA KANSAS CITY MORTGAGE INC, KANSAS CITY, MO REI INC, ORANGE,CA UNION AMERICA MORTGAGE CORP, TARPON SPRINGS, FL BANK OF RANCHO BERNARDO, SAN DIEGO, CA GOLD KEY MORTGAGE INC, SPRINGFIELD, MO ALTA MORTGAGE CORPORATION, CHICAGO, IL ATLANTIC INTERNATIONAL COMPANY, TAMPA, FL CHICAGO COMMUNITY BANK, CHICAGO, IL AMERICAN CAPITAL HOME LN INC, RANCHO CORDOVA, CA FAST FLOW FINANCING, HOLLYWOOD, CA W E FINANCIAL CORPORATION, SAN BERNARDINO, CA CORPORATE CAPITAL FINANCIAL INC, IRVINE, CA BARCLAYS MORTGAGE CO, STREAMWOO, IL BANK OF HOLLOYWOOD, HOLLYWOOD, CA LE COCON DOR INC, THOUSAND OAKS, CA M AND I MARSHALL AND ILSLEY BANK, MILWAUKEE, WI LENDERS ASSOCIATES CORP, MARIETTA, GA SMITH MORTGAGE SERVICING CORP, LUBBOCK, TX OLD REPUBLIC INS FIN ACCEPT CORPORATION, BLOOMFIELD, NJ AAA MORTGAGE AND INVESTMENTS INC, CLEARWATER, FL SUNRISE MORTGAGE COMPANY INC, HUNTINGDON VALLEY, PA UNITED CAPITAL CORPORATION, WESTCHESTER, IL INDEPENDENT NATIONAL BANK, GRAND PRAIRIE, TX AMH MORTGAGE COMPANY LP, NEWPORT BEACH, CA ALPINE MORTGAGE SERVICES INC, SEATTLE, WA ISLAND COMMUNITY LENDING CORPORATION, HONOLULU, HI PREMIER LENDING CORPORATION, MARIETTA, GA HEARTLAND ENTERPRISES INC, CANOGA PARK, CA LONDON ACCEPTANCE CORPORATION, MARIETTA, GA FIRST UTAH MORTGAGE CORPORATION, LOGAN, UT SMITH SOLOMON, TEMPLE CITY, CA VISION MORTGAGE CORPORATION, HIALEAH, FL LOAN STORE INC, ST LOUIS, MO BECKHAM MORTGAGE CORPORATION, BIRMINGHAM, AL BANKATLANTIC, FT. LAUDERDALE, FL TWENTY FIRST CENTURY REAL ESTATE SER, ROCKWALL, TX AMERON MORTGAGE CORPORATION, MARIETTA, GA MORTGAGE STORE, WILLOWBROOK, IL WEST COAST CAPITAL GROUP INC, LYNNWOOD, WA UNITED CALIFORNIA LENDERS CORPORATION, TUSTIN, CA THE FINANCIAL COMPANY, HUNTINGTON BEACH, CA MORTGAGE BANC, KANSAS CITY, MO STANDARD AMERICAN FINANCIAL CORP, BATON ROUGE, LA AMERICAN TRADITIONAL MORTGAGE, NORTHRIDGE, CA

[[Page 26200]]

AMERICAN MUTUAL LIFE INSURANCE CO, DES MOINES, IA HEIGL MORTGAGE AND FINL CORP, BLOOMINGTON, MN CROSS COUNTRY LENDING INC, GOLETA, CA RED HILL FINANCIAL, ORANGE, CA FIRST INTERFINANCIAL MORTGAGE COMPANY, ST PETERSBURG, FL CASA MORTGAGE INC, ENCINO, CA CAPITAL CITY MORTGAGE CO INC, COLUMBIA, SC BAY MORTGAGE SERVICES, PLYMOUTH, MA CREST FINANCIAL I INC, MIDLAND, TX ONE SOURCE FUNDING INC, LAGUNA NIGUEL, CA NORTHERN PACIFIC MORTGAGE, RANCHO CUCAMONGA, CA ALLWEST LAND AND TITLE, SALT LAKE CITY, UT CONTINENTAL FUNDING CORP, STOUGHTON, MA LOAN WAREHOUSE LLC, COLORADO SPRINGS, CO PALMA MORTGAGE CORP, LAKE SUCCESS, NY TARA MORTGAGE CORPORATION, PENSACOLA, FL BARRONS FINANCIAL INC, DALLAS, TX AMERICAN RESIDENTIAL FUNDING, PLAINVIEW, NY NATIONALWIDE FINANCIAL CORP, ATLANTA, GA FOA FINANCIAL, ARCADIA, CA REMMINGTON ACCEPTANCE CORP, AUGUSTA, GA AMERI-FUND PROFESSIONAL LENDING SERV, TACOMA, WA

Title II Mortgagees Withdrawn

FIRST INTERSTATE BANK ARIZONA NA, PHOENIX, AZ BOATMEN'S NATIONAL BANK AR, LITTLE ROCK, AR BANK OF WALDRON, WALDRON, AR BOATMEN'S NATIONAL BANK HOT SPRINGS, HOT SPRINGS, AR BOATMEN'S NATIONAL BANK RUSSELLVILLE, RUSSELLVILLE,AR BOATMEN'S NATIONAL BANK NW ARKANSAS,FAYETTEVILLE,AR BOATMEN'S NATIONAL BANK CONWAY, CONWAY, AR MEMBERS MORTGAGE CORPORATION, ARVADA, CO LAFAYETTE AMERICAN BANK AND TRUST CO, BRIDGEPORT, CT ARTISANS SAVINGS BANK, WILMINGTON, DE SOCIETY FIRST FEDERAL SAVINGS BANK, FORT MYERS, FL JEFFERSON BANK--FLORIDA, MIAMI BEACH, FL CONSOLIDATED BANK NA, HIALEAH, FL COMMUNITY FIRST BANK, JACKSONVILLE, FL HOMEBANC MORTGAGE CORP, ATLANTA, GA FIRST NATIONAL BANK GAINSVILLE, GAINESVILLE, GA BANKERS FIRST FEDERAL SAVINGS AND LOAN, AUGUSTA, GA KNOX MORTGAGE COMPANY, THOMSON, GA BANKERS FIRST MORTGAGE CORP, MARTINEZ, GA FIDELITY FEDERAL SAVINGS BANK, DALTON, GA AMERICAN CAPITAL RESOURCE INC, ATLANTA, GA FIRST INTERSTATE BANK IDAHO NA, BOISE, ID ONEIDA SAVINGS BANK, ONEIDA, NY PAN AM MORTGAGE BANKERS INC, TAMPA, FL ST PAUL FEDERAL BANK FOR SAVINGS, CHICAGO, IL FARMERS NATL BANK GENESEO, GENESEO, IL SOUTH SHORE BANK CHICAGO, CHICAGO, IL FIRST NATIONAL BANK AND TRUST, GIBSON CITY, IL FIRST SUBURBAN NATIONAL BANK, MAYWOOD, IL ALLSTATE INSURANCE COMPANY, NORTHBROOK, IL ALLSTATE LIFE INS CO, NORTHBROOK, IL DEVELOPERS MORTGAGE CORP, CHICAGO, IL ROCKFORD MORTGAGE CO INC, ROCKFORD, IL LA PORTE BANK AND TRUST CO, LA PORTE, IN MERCHANTS MORTGAGE CORPORATION, INDIANAPOLIS, IN COLUMBUS BANK AND TRUST CO, COLUMBUS, IN STRATEGIC FINANCIAL CORP, ST JOHN, IN FIRSTAR BANK CEDAR RAPIDS NA, CEDAR RAPIDS, IA HARVEST SAVINGS BANK F S B, DUBUQUE, IA FIRSTAR BANK RED OAK NA, RED OAK, IA LIBERTY BANK AND TRUST, MASON CITY, IA FIRSTAR BANK AMES, AMES, IA BANK IV KANSAS NA, WICHITA, KS SUNFLOWER BANK NA, SALINA, KS COMMERCIAL NATIONAL BANK, SHREVEPORT, LA CALCASIEU MARINE NATIONAL BANK, LAKE CHARLES, LA PREMIER BANK NA, BATON ROUGE, LA HARRIS MORTGAGE CORPORATION, METAIRIE, LA AMERICAN BANK AND TRUST CO, HOUMA, LA ATLANTIC FEDERAL SAVINGS BANK, BALTIMORE, MD ODENTON FEDERAL SAVINGS AND LOAN ASSN, ODENTON, MD CO-OPERATIVE BANK CONCORD, ACTON, MA NEW ENGLAND MUTUAL LIFE INS CO, BOSTON, MA CITY BANK AND TRUST COMPANY, JACKSON, MI STATE BANK STANDISH, STANDISH, MI SECOND NATIONAL BANK SAGINAW, SAGINAW, MI D AND N MORTGAGE CORPORATION, HANCOCK, MI PELICAN VALLEY STATE BANK, PELICAN RAPIDS, MN AMERICAN EXPRESS FINANCIAL SRVCS, MINNEAPOLIS, MN TOWLE FINANCIAL SERVICES, MINNEAPOLIS, MN COMMUNITY FIRST NATIONAL BANK, LITTLE FALLS, MN FIRST NATIONAL BANK, CROSBY, MN WORTHINGTON FEDERAL SAVINGS AND LN ASSN, WORTHINGTON, MN INTER SAVINGS BANK FSB, EDINA, MN FBS MORTGAGE CORPORATION, MINNEAPOLIS, MN HEIGL MORTGAGE AND FIN CORP, BLOOMINGTON, MN SECURITY BANK WACONIA, WACONIA, MN DELTA BANK AND TRUST, DREW, MS BOATMEN'S NATIONAL BANK-ST LOUIS, SAINT LOUIS, MO UNITED MISSOURI BANK NA, KANSAS CITY, MO UNITED MISSOURI MORTGAGE CO, KANSAS CITY, MO BOATMEN'S FIRST NATIONAL BANK KC, KANSAS CITY, MO FIRST MIDWEST BANK OF DEXTER, DEXTER, MO SECURITY FINANCIAL AND MTGE CORP, ST LOUIS, MO PRIMERIT BANK FSB, LAS VEGAS, NV MILFORD COOPERATIVE BANK, MILFORD, NH FIRST NH MORTGAGE CORP, HOOKSETT, NH HUDSON UNITED BANK, MAHWAH, NJ MUTUAL BENEFIT LIFE INS CO, NEWARK, NJ FIRST INTERSTATE BANK, SANTA FE, NM PLAZA HOME MORTGAGE SERVICING CORP, SANTA ANA, CA EVERGREEN BANK NA, GLENS FALLS, NY NATIONS TITLE INSURANCE NY INC, WESTBURY, NY EAST NEW YORK SAVINGS BANK, NEW YORK, NY REPUBLIC NATIONAL BANK OF NY, BROOKLYN, NY RHINEBECK SAVINGS BANK, RHINEBECK, NY

[[Page 26201]]

NORTH SIDE SAVINGS BANK, FLORAL PARK, NY PROGRESSIVE EQUITY FUNDING, ITHACA, NY BANKAMERICA NATIONAL TRUST COMPANY, NEW YORK, NY MECHANICS AND FARMERS BANK DURHAM, DURHAM, NC NORWEST-BARCLAYS MORTGAGE, CHARLOTTE, NC FIRST COMMERCIAL BANK, ASHEVILLE, NC GOOSE RIVER BANK, MAYVILLE, ND COMMUNITY FIRST NATIONAL BANK-TR CO, DICKINSON, ND NORTHWESTERN SAVINGS BANK FSB, FARGO, ND FIRST NATIONAL BANK, DEVILS LAKE, ND FIRST NATIONAL BANK AND TRUST, OKMULGEE, OK BANCOKLAHOMA MORTGAGE CORP, TULSA, OK FIRST INTERSTATE BANK OREGON NA, PORTLAND, OR F V PRIME MORTGAGE COMPANY, CORVALLIS, OR FRANKFORD TRUST COMPANY, LANCASTER, PA FIRST FEDERAL SAVINGS ALA, HAZLETON, PA PITTSBURGH HOME SAVINGS, PITTSBURGH, PA PROTECTED HOME MUTUAL LIFE INS, SHARON, PA BOULEVARD MORTGAGE COMPANY, PHILADELPHIA, PA MERIDIAN MORTGAGE CORP, WAYNE, PA AMERICAN FEDERAL BANK FSB, MADISON, SD WESTERN BANK, SIOUX FALLS, SD REGIONS BANK--TENNESSEE, NASHVILLE, TN TRANS FINANCIAL BANK FSB, TULLAHOMA, TN FIRST CITIZENS BANK, HOHENWALD, TN BOMAC CAPITAL CORP, DALLAS, TX FIRST NATIONAL BANK, MARSHALL, TX FRANKLIN FEDERAL BANCORP, AUSTIN, TX FIRST INTERSTATE BANK UTAH, MURRAY, UT RICHARDS WOODBURY MTG CORP, SALT LAKE CITY, UT UTAH INDEPENDENT BANK, SALINA, UT MERCHANTS BANK BURLINGTON, BURLINGTON, VT FIRST COMMONWEALTH SAVINGS BANK, ALEXANDRIA, VA METROPOLITAN FEDERAL SAVINGS, SEATTLE, WA CENTRAL WASHINGTON BANK, WENATCHEE, WA FIRSTAR BANK SHEBOYGAN NA, SHEBOYGAN, WI M-I BANK BELOIT, BELOIT, WI FIRSTAR BANK MANITOWOC, MANITOWOC, WI BANK OF AMERICA ALASKA NA, ANCHORAGE, AK UPJOHN MANUFACTURING CO, ARECIBO, PR SAVINGS ASSOCIATIONS MTG CO INC, SAN JOSE, CA STANLEY M DAVIS MORTGAGE INC, DAVIS, CA HOME FEDERAL SAVINGS ALA, SAN FRANCISCO, CA HAMMOND COMPANY MTG BANKERS, NEWPORT BEACH, CA WESTSIDE BANK, TRACY, CA SUNRISE BANK OF CALIFORNIA, ROSEVILLE, CA AMERICAN FIDELITY MORTGAGE, ALTAMONTE SPRINGS, FL BANKERS BANK, ATLANTA, GA L J WRIGHT FINANCIAL RESOURCES, PHOENIX, AZ EQUICREDIT CORPORATION AMERICA, JACKSONVILLE, FL SUTTER BUTTES SAVINGS BANK, YUBA CITY, CA STERLING MORTGAGE CORP, TUKWILLA, WA UNIVERSAL MTG CORP, INDIANAPOLIS, IN HODGE BANK AND TRUST CO, HODGE, LA IMPERIAL CREDIT INDUSTRIES INC, SANTA ANA HEIGHTS, CA INDEPENDENT MORTGAGE CORP, ROCK HILL, SC MIDWESTERN MORTGAGE, ST LOUIS, MO COLORADO SPRINGS SAVINGS ALA, COLORADO SPRINGS, CO METROPOLITAN BANK FOR SAVINGS FSB, ARLINGTON, VA CONTINENTAL MORTGAGE CORP, PITTSBURGH, PA IBERVILLE TRUST AND SAVINGS BANK, PLAQUEMINE, LA HANCOCK SAVINGS BANK, LOS ANGELES, CA HARVARD FINANCIAL INC, LONG BEACH, CA FIRST CITIZENS BANK, BOZEMAN, MT PINE TREE FINANCIAL CORP, CHERRY HILL, NJ FARMERS BANK AND TRUST COMPANY, BLYTHEVILLE, AR SECURE MORTGAGE INC, HOLLYWOOD, FL SUNRISE MORTGAGE CO INC, HUNTINGDON VALLEY, PA VISION MORTGAGE CORPORATION, HIALEAH, FL FAMILY MORTGAGE BANKING CO INC, TROY, NY LITENDA MORTGAGE CORPORATION, MONTCLAIR, NJ INTEGRA MORTGAGE COMPANY, PITTSBURGH, PA EFM MORTGAGE BANKERS INC, BURBANK, CA FIRST MORTGAGE GROUP INC, FAIRFAX, VA ALEXIS GROUP LTD, ARLINGTON HEIGHTS, IL ANNAPOLIS MORTGAGE CORPORATION, PHOENIX, AZ CORPUS CHRISTI TEACHERS FED CU, CORPUS CHRISTI, TX FIRST NATIONAL BANK AND TRUST, BARABOO, WI PRAGUE NATIONAL BANK, PRAGUE, OK STEPHENS RESOURCE MANAGEMENT, LITTLE ROCK, AR PEOPLES STATE BANK, MANY, LA FIRST FEDERAL FUNDING CORP, ROSELLE, IL ASSOCIATED BANK MADISON, MADISON, WI HEARTLAND MORTGAGE CO INC, JUNCTION CITY, KS REINLEIN-LIESER-MC GEE, SAINT LOUIS, MO SOUTHTRUST BANK OF VOLUSIA CTY, DELAND, FL WEATHERFORD NATIONAL BANK, WEATHERFORD, TX KNAPPER FINANCIAL SERVICES INC, HUNTINGTON BEACH, CA FIDELITY BANK, FORT WORTH, TX SOUTHTRUST BANK CENTRAL FL, OCALA, FL PROGRESSIVE NATIONAL BANK OF DE SOTO, MANSFIELD, LA MORTGAGE FUNDING, SANTA BARBARA, CA BILTMORE MORTGAGE CORPORATION, NASHVILLE, TN PACIFIC SOUTHWEST BANK FSB, DALLAS, TX CONSUMER FIRST MORTGAGE INC, COLUMBIA, MD MIZNER MORTGAGE CORPORATION, STUART, FL CHARTER MORTGAGE CORPORATION, OVERLAND PARK, KS FAMILY HOME MORTGAGE NETWORK, CHARLOTTE, NC RESOURCE MORTGAGE CORPORATION, PUYALLUP, WA RIVER VALLEY BANK FSB, WESLACO, TX RIVER VALLEY SAVINGS BANK FSB, PEORIA, IL US BANK OF IDAHO, BOISE, ID BOATMEN'S NATIONAL BANK OK, TULSA, OK FIRST COMMUNITY BANK, GASTONIA, NC NCB MORTGAGE CORPORATION, WINONA, MS FIRST OMNI MORTGAGE CO, FAYETTEVILLE, NC FMB--NORTHWESTERN BANK, BOYNE CITY, MI LIBERTY BANK, N RICHLAND HILLS, TX

[[Page 26202]]

MORTGAGE RESOURCES INC, HONOLULU, HI FIDELITY UNION MTG CORP VI, CHRISTIANSTED, VI MINNSTAR BANK NATIONAL ASSN, LAKE CRYSTAL, MN CONSTITUTION MTG BANKERS INC, MERIDEN, CT BANK OF NEWNAN, NEWNAN, GA LAUREL FEDERAL CREDIT UNION, LAUREL, MT NATIONAL BANK COMMERCE CORINTH, CORINTH, MS CREDIT UNION RESIDENTIAL MORTG, DES MOINES, IA ERIN MORTGAGE CO, EASTPOINTE, MI PIGGOTT STATE BANK, PIGGOTT, AR JEFFERSON COUNTY BANK, JEFFERSON, WI MORTGAGE LENDERS INC, EAST LANSING, MI TLC MORTGAGE SPECIALISTS INC, RICHMOND HEIGHTS, OH FARMERS STATE BANK AND TR, AURORA, NE HONDA FEDERAL CREDIT UNION, TORRANCE, CA COASTAL FEDERAL MTG CORP INC, MIAMI, FL YADKIN VALLEY BANK TRUST CO, ELKIN, NC FIRST CONNECTICUT HOUSING INC, NEW LONDON, CT BANKERS FINANCIAL FUNDING SVC, CLEARWATER, FL HIGHLAND BANK, SAINT PAUL, MN FIRST MIDWEST BANK POPLAR BLUFF, POPLAR BLUFF, MO BELVIDERE NATIONAL BANK AND TR, BELVIDERE, IL EAGLE NATIONAL BANK, UPPER DARBY, PA GTE FEDERAL CREDIT UNION, TAMPA, FL BANK OF LENOX, LENOX, GA SPRINGDALE BANK AND TRUST, SPRINGDALE, AR MERIDIAN NATIONAL BANK, ST PAUL, MN BENCHMARK MORTGAGE FIN SERVICES, LUTZ, FL MARION TRUST AND BANKING CO, JASPER, TN NORWEST BANK TEXAS S CENTRAL, VICTORIA, TX VALLEY BANK SHAWANO NA, SHAWANO, WI BANKFIRST, EUSTIS, FL BLUE STAR MORTGAGE INC, RIVERSIDE, CA HUNTERS MORTGAGE CORP, ARLINGTON, IL FIRST BANK AND TRUST, SPIRIT LAKE, IA MATRIX LOAN SERVICES INC, RANCHO SANTA MARGAR, CA FIRST UTAH MORTGAGE CORP, LOGAN, UT ALPHA MORTGAGE INC, SAN ANTONIO, TX FB MORTGAGE CORPORATION, FORT WORTH, TX VICTORIA MORTGAGE CORP, IRVINE, CA SOUTHTRUST BANK JACKSONVILLE, JACKSONVILLE, FL INTERNATIONAL BANKERS FIN GR, MIAMI, FL OKLAHOMA BANK, OKLAHOMA CITY, OK OLD--FIRST NATIONAL BANK IN BLUFFTON, BLUFFTON, IN AMERICAN MORTGAGE BANKERS INC, BETHESDA, MD BEAVER TRUST COMPANY, BEAVER, PA BANK OF NORTH AMERICA, FORT LAUDERDALE, FL PROVIDENTIAL HOME INCOME PLAN INC, SAN FRANCISCO, CA BANKFIRST NA, BROOKINGS, SD CHEMICAL BANK NA, JERICHO, NY SOUTHLAND MORTGAGE LENDING COR, TAMPA, FL UNIVERSAL CAPITAL CORP, TOTOWA, NJ CITIZENS STATE BANK, CORPUS CHRISTI, TX PATRIOT MORTGAGE COMPANY LP, ST LOUIS, MO CITIZENS BANK NORTHWEST AR, FAYETTEVILLE, AR BANK OF AMERICA TEXAS NA, TEMPE, AZ BROKERS MORTGAGE CORPORATION, LONG BEACH, CA TRANSCAPITAL FINANCIAL INC, HOUSTON, TX FUNDING PLUS INC, SAN DIMAS, CA SMYRNA BANK AND TRUST CO, SMYRNA, GA CLOS INC, PALM DESERT, CA STATESTREET MORTGAGE CORP, RICHMOND, VA PAWTUCKET CREDIT UNION, PAWTUCKET, RI NORTH BANK, SAGINAW, MI CORPORATE MORTGAGE SERVICES INC, ST LOUIS, MO CREATIVE MORTGAGE LOANS INC, OKLAHOMA CITY, OK CITIZENS BANK AND TRUST FAYETTE, FAYETTEVILLE, GA COLONIAL MORTGAGE CORP, FAIRFAX, VA PREFERRED CREDIT CORPORATION, IRVINE, CA SECURITY STATE BANK ND, CARRINGTON, ND USA MORTGAGE GROUP INC, WOOSTER, OH FIRST CITY MORTGAGE CORP, DALLAS, TX IMPERIAL MC INC, SAN DIEGO, CA MORTGAGE CORPORATION OF MISS., RIDGELAND, MS AMERICAN LIFE AND CAUSUALTY INSURANCE CO, DES MOINES, IA AMERICAN INDUSTRIES LIFE INS CO, HOUSTON, TX LOS ANGELES TEACHERS CREDIT UNION, LOS ANGELES, CA FIRST NATIONAL BANK SOUTHWEST FL, CAPE CORAL, FL SEKON ENTERPRISES INC, SARASOTA, FL MAXIMUM MORTGAGE CORP, MAPLE GROVE, MN CHEMICAL BANK NY, JERICHO, NY HAMMOND PROPERTIES INC, CUMMING, GA ABBEY MORTGAGE CORPORATION, LA MESA, CA GREAT SOUTH MORTGAGE CO INC, LONGWOOD, FL A AND I MORTGAGE CORPORATION, SAN DIEGO, CA TRINITY LENDING CORP, FORT WORTH, TX DES CHAMPS AND GREGORY MTG CO, BRADENTON, FL SHELTERNET INC, SAN MATEO, CA A B MORTGAGE CORPORATION, STUART, FL LIBERTY NATIONAL MORTGAGE INC, DENVER, CO TEAM MORTGAGE CORP, EDEN PRAIRIE, MN FGB REALTY ADVISORS INC, TULSA, OK UNION AMERICA MORTGAGE CORP, TARPON SPRINGS, FL ENTREGA MORTGAGE LENDERS INC, TAMPA, FL BLAKE MORRIS MORTGAGE CORP, NEWPORT BEACH, CA NORTH COAST MORTGAGE INC, ST LOUIS PARK, MN PERPETUAL STATE BANK, LEXINGTON, NC MORTECH INC, LINCOLN, NE RFI MORTGAGE CORP, RIVERSIDE, CA CITIZENSBANC MORTGAGE CO, SILVER SPRING, MD BANK--DARIEN, DARIEN, CT, FIRST STATE BANK--THOMPSON FALLS, THOMPSON FALLS, MT SYNERGY MORTGAGE INC, DENVER, CO LAKE COMMUNITY BANK, LAKEPORT, CA COAST CAPITAL, TORRANCE, CA ALPHA MORTGAGE INC, LOUISVILLE, KY SOUTHERN CAPITAL MORTGAGE CORP, ATLANTA, GA BANK OF ALTON, ALTON, IL MILLENNIUM FIRST FUNDING, IRVINE, CA FINAMARK INC, KENSINGTON, MD UNITED VALLEY BANK, FARMERSVILLE, CA PEOPLES NATIONAL MORTGAGE CORP, DALLAS, TX ADMIRAL MORTGAGE CO, PASADENA, CA CROSSLAND FEDERAL SAVINGS BANK, NEW YORK, NY

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FAMILY MORTGAGE INC, SAINT CLAIRSVILLE, OH O SULLIVAN DIVERSIFIED COMPANIES INC, OCEANSIDE, CA JPJ CAPITAL GROUP INC, TEMPE, AZ SOUTHERN CRESCENT BANK, MORROW, GA ENTERPRISE BANK, BELLEVUE, WA MOHAVE STATE BANK, LAKE HAVASU CITY, AZ BANK OF--BOONE COUNTY INC, FLORENCE, KY ECON MORTGAGE SERVICES, HINSDALE, IL A-PLUS MORTGAGE CORPORATION, FORT WORTH, TX PANAMERICAN BANK, MIAMI, FL TELEPHONE EMPLOYEES CR UN, PASADENA, CA BANCNET INC, SCHAUMBURG, IL PROGRESS FEDERAL SAVINGS BK, BLUE BELL, PA PREFERRED BANK, LOS ANGELES, CA FIRST HOME SAVINGS BANK FSB, PITTSBURGH, PA ARC FINANCIAL GROUP INC, MARLTON, NJ SERVICE EMPLOYEES LANE COUNTY CU, EUGENE, OR BANK OF--ZUMBROTA, ZUMBROTA, MN BARA FINANCIAL INC, MONROVIA, CA COWGER AND MILLER MORTGAGE INC, LOUISVILLE, KY BANK OF WINTER PARK MORTGAGE CO, MAITLAND, FL LINCOLN MORTGAGE CORPORATION, ELGIN, IL STANDARD AMERICAN FINANCIAL CORP, LAKE CHARLES, LA CRESTAR MORTGAGE CAPITAL CORP, SCHAUMBURG, IL EPIC MORTGAGE CORPORATION, MISSION HILLS, CA WESTPORT BANK AND TRUST, WESTPORT, CT BANK OF--RANTOUL, RANTOUL, IL FIRST BANK OF--WEST HARTFORD, WEST HARTFORD, CT BATES FINANCIAL CORP, NEW HAVEN, CT HOMES MORTGAGE CONSULTANTS, ELMHURST, IL HARVEST MORTGAGE, ORANGE, CA SECOND NATIONAL BANK BAY CITY, BAY CITY, MI GRAYLING STATE BANK, GRAYLING, MI THE BANK OF QUITMAN, QUITMAN, GA TODAY'S BANK--EAST, FREEPORT, IL R E I INC, ORANGE, CA AMERICAN WEST FINANCIAL, ONTARIO, CA HARBOR MORTGAGE LTD, GIG HARBOR, WA FIRST HOME MORTGAGE OF VIRGINIA INC, VIRGINIA BEACH, VA FIRSTAR BANK EAU CLAIRE NA, EAU CLAIRE, WI MORTGAGE ASSOCIATES INC, MURRAY, UT SUNBELT MTG AND FINANCIAL SERVICES INC, FITZGERALD, GA ALOHA MORTGAGE AND FINANCE, HONOLULU, HI WEST VENTURE HOME SALE INC, STEVENSON RANCH, CA EXCHANGE BANK AND TRUST COMPANY, NATCHITOCHES, LA MORTGAGE MART, NENDERSON, NV FIRST CAPITAL MORTGAGE COMPANY, YORK, PA PINNACLE BANCORP INC, SCHAUMBURG, IL FAST FLOW FINANCING, HOLLYWOOD, CA SEVEN HILLS SAVINGS ASSOCIATION, CINCINNATI, OH FIRSTAR BANK CEDAR FALLS, CEDAR FALLS, IA FIRSTAR BANK MINNESOTA NA, ROSEVILLE, MN WESTCO REAL ESTATE FINANCE, COSTA MESA, CA NORTHERN BANK AND TRUST CO, WOBURN, MA COMMUNITYFIRST BANK, HARTSVILLE, TN FIRST BANK AND TRUST, MENOMONIE, WI TWIN CITY FEDERAL SAVINGS BANK, BRISTOL, TN UNITED CAPITAL CORPORATION, WESTCHESTER, IL AMERICAN LOAN AND MORTGAGE COR, PENSACOLA, FL FIRST STATE BANK BIBB COUNTY, WEST BLOCTON, AL FIRST NATIONAL TRUST BANK, SUNBURY, PA MIDLANTIC BANK NA, WEST PATERSON, NJ DANIELS CAPITAL CORPORATION, LAGUNA NIGUEL, CA MADISON COMMERCE INC, PLANO, TX ATLANTIC INTERNATIONAL COMPANY, CLEARWATER, FL COMPULOAN FINANCIAL SVCS LLC, SALT LAKE CITY, UT COMMONWEALTH THRIFT-FDIC, TORRANCE, CA SAFETY FUND NATIONAL BANK, FITCHBURG, MA SLAVIE FEDERAL SAV AND LN ASSN, BALTIMORE, MD AEGIS FUNDING, SOUTHAVEN, MS W E FINANCIAL CORPORATION, SAN BERNARDINO, CA MORTGAGE PROFESSIONALS AMER INC, CHICAGO, IL LAKE CITY MORTGAGE INC, ACWORTH, GA CAPSOURCE MORTGAGE CORPORATION, DALLAS, TX CONTINENTAL FINANCING COMPANY, SCHAUMBURG, IL ELM MORTGAGE CORPORATION, ELMHURST, IL COLUMBIA NATIONAL BANK, CHICAGO, IL MORCAP INC, ATLANTA, GA UNITY NATIONAL BANK, HOUSTON, TX AMERICAN ELECTRONICS ASSOC CU, SUNNYVALE, CA AMERICAN MORTGAGE INDUSTRIES INC, LAS VEGAS, NV FIRST COAST MTG CONSULTANTS INC, ORANGE PARK, FL FLEET REAL ESTATE CAPITAL INC, BOSTON, MA BRADFIELD PROPERTIES INC, SAN ANTONIO, TX OLD FAMILY MTG INC, INDIANAPOLIS, IN ALTERNATIVE MORTGAGE CONCEPTS INC, AURORA, CO FIRST BANK MORTGAGE CORP, SAINT SIMONS ISLAND, GA BANKERS FINANCIAL OF CALIFORNIA INC, BAKERSFIELD, CA PROFEX MORTGAGE LENDERS INC, MIAMI, FL FIRST UNITED MORTGAGE COMPANY, SANDY, UT CHEMICAL COMMERCIAL MTG BK COR, NEW YORK, NY ROBBINS FINANCIAL INC, GLENDALE, CA ENCHANTMENT MORTGAGE INC, SANTA FE, NM AMH MORTGAGE COMPANY L P DBA AMH FUNDING, NEWPORT, CA WORKERS CREDIT UNION, FITCHBURG, MA MORTGAGE ADVANTAGE INC, ABERDEEN, SD A AND C MORTGAGE CORPORATION, NORTH CHARLESTON, SC APEX MORTGAGE CORPORATION, DEARBORN HEIGHTS, MI AMERICAN NORTHWEST MORTGAGE DBA, SILVERDALE, WA PAM CORPORATION, HONOLULU, HI AMERICAN FINANCE AND INV INC, FAIRFAX, VA PEOPLES BANK OF KANKAKEE COUNTY, BOURBONNAIS, IL COLONIAL MORTGAGE SERVICE CO, HORSHAM, PA KEYSTONE VENTURES INC, AUSTIN, TX HEARTLAND ENTERPRISES INC, CANOGA PARK, CA MORTGAGE MAKERS, WARWICK, RI DISCOVER FINANCIAL SERVICES, FRANKLIN, IN LEADER MORTGAGE INC, BOCA RATON, FL AMERICAN HOME MORTGAGE POLK COUNTY INC, LAKELAND, FL ROBERTS FINANCIAL INC, POMPTON PLAINS, NJ PACIFIC EMPIRE FUNDING, LAKE FOREST, CA

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STERNBERG FINANCIAL INC, ST CHARLES, MO PROFESSIONAL REALTY SERVICES, LANHAM, MD FARMERS BANK, NICHOLASVILLE, KY COMMUNITY STATE BANK OF ROCK FALLS, ROCK FALLS, IL FIRST NATIONAL BANK IN AMBOY, AMBOY, IL PALO ALTO FUNDING GROUP INC, PALO ALTO, CA FIRST INTERFINANCIAL MORTGAGE CORP, PINELLAS PARK, FL MORTGAGE STORE, WILLOWBROOK, IL SUMMIT MORTGAGE BANKERS INC, NEWNAN, GA RDMG INC, BELLEVUE, WA APPLE MORTGAGE CORPORATION, PEMBROKE PINES, FL UNITED CALIFORNIA LENDERS CORP, TUSTIN, CA UNIVERSAL BANCORP, LAGUNA HILLS, CA THE FINANCIAL COMPANY, HUNTINGTON BEACH, CA FIRST NATIONAL BANK OF TUTTLE, TUTTLE, OK HUTCHINSON CREDIT UNION, HUTCHINSON, KS HOMEOWNERS FINANCIAL SERVICES INC, COLUMBUS, OH TEXAS UNITED MORTGAGE LTD, AUSTIN, TX BANKALABAMA HUNTSVILLE, HUNTSVILLE, AL CREST FINANCIAL INC, MIDLAND, TX CASA MORTGAGE INC, ENCINO, CA SANDHURST NATIONAL MORTGAGE CORPORATION, SAN DIEGO, CA UPM MORTGAGE INC, AURORA, CO FIRST MARINER MORTGAGE CORPORATION, BALTIMORE, MD LENDING SOURCE INC, PORTLAND, OR LIBERTY RESIDENTIAL MORTGAGE COMPANY, ARLINGTON, TX NORTHERN PACIFIC MORTGAGE, RANCHO CUCAMONGA, CA VOMACK CORPORATION, AUSTIN, TX EMERALD MORTGAGE CORP, BEAVERTON, OR WFS MORTGAGE SERVICES INC, WARREN, NJ C AND P INNOVATIVE MARKETING SERV INC, SAN DIEGO, CA AMERICAS MORTGAGE SOURCE LLC, MARLTON, NJ HOMETOWN MORTGAGE INC, OWINGS MILLS, MD NEW ENGLAND MORTGAGE LENDERS INC, STOUGHTON, MA PEERLESS FUNDING CORPORATION, LAS VEGAS, NV EMERALD COAST MORT CO, EMERALD ISLE, NC BANKERS MORTGAGE CORP, EVANSTON, IL FOA FINANCIAL, ARCADIA, CA ADVANTAGE MORTGAGE SRVS INC, CAMP SPRINGS, MD FIRST CHOICE MORTGAGE LLC, BURR RIDGE, IL INTEGRA PACIFIC MORTGAGE INC, LYNNWOOD, WA VISTA PACIFIC DEVELOPMENT CORP, LOS ANGELES, CA CHURCHILL MORTGAGE INVESTMENT, SUFFERN, NY AUTOMATED MORTGAGE SERVICES, JONESBORO, GA

Dated: April 22, 1998. Art Agnos, Acting General Deputy Assistant Secretary-Federal Housing Commissioner.

[FR Doc. 98-12616Filed5-11-98; 8:45 am]

BILLING CODE 4210-27-P