Privacy of Consumer Financial Information

As Enacted ( Federal Register)

Cited in

Published date	12 November 2019
Record Number	2019-24581
Section	Proposed rules
Court	Commodity Futures Trading Commission

60963

Federal Register / Vol. 84, No. 218 / Tuesday, November 12, 2019 / Proposed Rules

For referenced ASTM standard, visit the ASTM

website, www.astm.org, or contact ASTM Customer

Service at service@astm.org. For Annual Book of

ASTM Standards volume information, refer to the

standard’s Document Summary page on the ASTM

website.

Available from U.S. Government Printing

Office Superintendent of Documents, 732 N. Capitol

St. NW, Mail Stop: SDE, Washington, DC 20401,

http://www.access.gpo.gov.

(i) 2. Referenced Documents.

(ii) 2.1 ASTM Standards.

(A) F406

Standard Consumer Safety Specification

for Non-Full-Size Baby Cribs/Play

Yards;

(B) F1169 Standard Consumer Safety

Specification for Full-Size Baby Cribs;

Specification for Bassinets and Cradles;

(D) F2906 Standard Consumer Safety

Specification for Bedside Sleepers.

(iii) 2.2 Federal Standards.

(A) 16 CFR part 1218—Safety

Standard for Bassinets and Cradles;

(B) 16 CFR part 1219—Safety

Standard for Full-Size Baby Cribs;

Standard for Non-Full-Size Baby Cribs;

(D) 16 CFR part 1221—Safety

Standard for Play Yards; and

(E) 16 CFR part 1222—Safety

Standard for Bedside Sleepers.

(7) Do not comply with sections 2.3

and 2.4 of ASTM F3118–17a, including

Figures 1 and 2.

(8) In section 3.1.1 of ASTM F3118–

17a, replace the following terms:

(i) Replace the term ‘‘accessory

inclined sleep product’’ with ‘‘accessory

infant sleep product.’’

(ii) Replace the term ‘‘inclined sleep

product’’ with ‘‘infant sleep product.’’

(9) In section 3.1.2 of ASTM F3118–

17a, replace the following terms:

(i) Replace the term ‘‘compact

inclined sleep product’’ with ‘‘compact

infant sleep product.’’

(ii) Replace the term ‘‘newborn

inclined sleep product’’ with ‘‘newborn

infant sleep product.’’

(10) Do not comply with sections

3.1.3 through 3.1.6 of ASTM F3118–17a.

(11) Instead of complying with section

3.1.7 of ASTM F3118–17a, comply with

the following:

(i) 3.1.7 infant sleep product, n—a

freestanding product, intended to

provide a sleeping accommodation for

an infant up to approximately 5 months

of age, that is generally supported by a

stationary or rocker base and that is not

subject to any of the following

standards:

(A) 16 CFR part 1218—Safety

Standard for Bassinets and Cradles;

(B) 16 CFR part 1219—Safety

Standard for Full-Size Baby Cribs;

Safety Standard for Non-Full-Size Baby

Cribs and Play Yards; and

(D) 16 CFR part 1222—Safety

Standard for Bedside Sleepers.

(ii) [Reserved].

(12) Do not comply with sections

3.1.7.1 through 3.1.9 of ASTM F3118–

17a.

(13) Instead of complying with section

3.1.10 of ASTM F3118–17a, comply

with the following:

(i) 3.1.10 newborn sleep product, n—

a free standing product, intended to

provide sleeping accommodations for a

newborn up to approximately 3 months

of age, that is supported by a stationary

or rocker base and whose seat back

length, measured from the bight, is not

greater than 17 in. (432 mm) and that is

not subject to any of the following

standards:

(A) 16 CFR part 1218—Safety

Standard for Bassinets and Cradles;

(B) 16 CFR part 1219—Safety

Standard for Full-Size Baby Cribs;

Safety Standard for Non-Full-Size Baby

Cribs and Play Yards; and

(D) 16 CFR part 1222—Safety

Standard for Bedside Sleepers.

(ii) [Reserved].

(14) Do not comply with sections

3.1.11 through 3.1.13 of ASTM F3118–

17a.

(15) Do not comply with section 5 of

ASTM F3118–17a.

(16) Do not comply with sections 6.1

through 6.8 of ASTM F3118–17a.

(17) Instead of complying with section

6.9 of ASTM F3118–17a, comply with

the following:

(i) 6.9 Maximum Seat Back Angle.

(ii) 6.9.1 Accessory, Compact, and

Infant Sleep Product—The angle of the

seat back surface intended for sleep

along the occupant’s head to toe axis

relative to the horizontal shall not

exceed 10° when tested in accordance

with 7.11.2.

(iii) 6.9.2 Accessory, Compact, and

Newborn Sleep Product—The angle of

the seat back surface intended for sleep

along the occupant’s head to toe axis

relative to the horizontal shall not

exceed 10° when tested in accordance

with 7.11.3.

(iv) 6.9.3 Accessory, Compact, Infant

Sleep Products, and Newborn Sleep

Products—shall meet requirements of 16

CFR part 1218 Safety Standard for

Bassinets and Cradles.

(18) Do not comply with sections 6.10

through 7.10 of ASTM F3118–17a.

(19) In section 7.11.2.1 of ASTM

F3118–17a, replace ‘‘Infant Inclined

Sleep Product and Infant Inclined Sleep

Product Accessory’’ with ‘‘Accessory,

Compact, Infant Sleep Products, and

Newborn Sleep Products.’’

(20) In section 7.11.2.1 of ASTM

F3118–17a, replace ‘‘If applicable, place

the product in the manufacturer’s

recommended highest incline angle

position.’’ with ‘‘If applicable, place the

product in the manufacturer’s

recommended highest seat back angle

position intended for sleep.’’

(21) In section 7.11.3 of ASTM

F3118–17a, replace ‘‘Newborn Inclined

Sleep Product and Newborn Inclined

Sleep Product Accessory’’ with

‘‘Accessory, Compact, Infant Sleep

Products, and Newborn Sleep

Products.’’

(22) Do not comply with sections 7.12

through 9, or the Appendix, of ASTM

F3118–17a.

Alberta E. Mills,

Secretary, Consumer Product Safety

Commission.

[FR Doc. 2019–23724 Filed 11–8–19; 8:45 am]

BILLING CODE 6355–01–P

COMMODITY FUTURES TRADING

COMMISSION

17 CFR Part 160

RIN 3038–AE91

Privacy of Consumer Financial

Information

AGENCY

: Commodity Futures Trading

Commission.

ACTION

: Proposed rule.

SUMMARY

: The Commodity Futures

Trading Commission (‘‘CFTC’’ or

‘‘Commission’’) is proposing to make a

correction to one of the Commission’s

regulations to restore text that was

inadvertently deleted in a 2011

amendment to that regulation.

DATES

: Comments must be received on

or before December 12, 2019.

ADDRESSES

: You may submit comments,

identified by RIN 3038–AE91, by any of

the following methods:

•CFTC Comments Portal: https://

comments.cftc.gov. Select the ‘‘Submit

Comments’’ link for this rulemaking and

follow the instructions on the Public

Comment Form.

•Mail: Send to Christopher

Kirkpatrick, Secretary of the

Commission, Commodity Futures

Trading Commission, Three Lafayette

Center, 1155 21st Street NW,

Washington, DC 20581.

•Hand Delivery/Courier: Follow the

same instructions as for Mail, above.

Please submit your comments using

only one of these methods. Submissions

through the CFTC Comments Portal are

encouraged.

All comments must be submitted in

English, or if not, accompanied by an

English translation. Comments will be

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Federal Register / Vol. 84, No. 218 / Tuesday, November 12, 2019 / Proposed Rules

17 CFR 145.9. Commission regulations referred

to herein are found at 17 CFR chapter I.

Section 501, Subtitle A, Title V, Public Law

106–102, 113 Stat. 1338 (1999), as codified at 15

U.S.C. 6801.

15 U.S.C. 6809(3)(B).

Section 124, Appendix E of Public Law 106–

554, 114 Stat. 2763 (2000).

7 U.S.C. 7b–2.

For the definitions of these intermediary

categories, see section 1a of the CEA and §1.3 of

the Commission’s regulations. 7 U.S.C. 1a and 17

CFR 1.3.

Privacy of Customer Information, 66 FR 21235

(April 27, 2001) (‘‘2001 Rulemaking’’). The

Commission later modified its part 160 regulations

to apply them to retail foreign exchange dealers

(‘‘RFEDs’’), swap dealers (‘‘SDs’’), and major swap

participants (‘‘MSPs’’). Regulation of Off-Exchange

Retail Foreign Exchange Transactions and

Intermediaries, 75 FR 55409 (Sept. 10, 2010) for

RFEDs, and Privacy of Consumer Financial

Information; Conforming Amendments Under

Dodd-Frank Act, 76 FR 43874 (July 22, 2011) for

SDs and MSPs (‘‘2011 Amendment’’). For the

definition of RFED, see §5.1(h). 17 CFR 5.1(h). For

the definitions of SD and MSP, see section 1a of the

CEA and §1.3 of the Commission’s regulations. 7

U.S.C. 1a and 17 CFR 1.3.

17 CFR 160.30. Part 160 does not apply to

foreign (non-resident) FCMs, RFEDs, CTAs, CPOs,

IBs, MSPs, and SDs that are not registered with the

Commission. 17 CFR 160.1. Therefore, they are not

‘‘Covered Persons’’ as defined in this release.

17 CFR 160.30.

See 2001 Rulemaking at 21250.

See 2011 Amendment at 43879. With respect to

§160.30, the preamble to the 2011 Amendment

only discusses amending the introductory sentence

of §160.30 to add SDs and MSPs to the list of CFTC

registrants that must comply with that regulation.

See id. at 43876. Further, the Commission notes that

the Detailed Requirements continued to be included

in Commission staff guidance on compliance with

§160.30 after the 2011 Amendment. See CFTC Staff

Advisory No. 14–21 (Feb. 26, 2014) (‘‘§160.30

Guidance’’). In addition, the Commission notes that

restoring the Detailed Requirements will make

§160.30 more consistent with similar rules adopted

by the Securities and Exchange Commission

(‘‘SEC’’) and the Federal Trade Commission

(‘‘FTC’’) under the GLB Act. See 17 CFR 248.30 and

16 CFR 314.3, respectively.

5 U.S.C. 601 et seq.

The Commission has previously determined

that certain entities are not ‘‘small entities’’ for

purposes of the RFA. See, e.g., 47 FR 18618, 18619

(Apr. 30, 1982) (registered FCMs); 75 FR 55410,

55416 (Sept. 10, 2010) (RFEDs); 77 FR 2613, 2620

(Jan. 19, 2012) (SDs and MSPs). However, the

Commission has determined that CPOs exempt

pursuant to 17 CFR 4.13(a) are small entities. See

46 FR 26004 (May 8, 1981); 47 FR at 18619. The

definitions of IB and CTA are also broad enough to

potentially encompass ‘‘small entities.’’ See 48 FR

35248, 35276 (Aug. 3, 1983) (recognizing that the

IB definition ‘‘undoubtedly encompasses many

business enterprises of variable size’’); 47 FR at

18620 (the category of CTAs is ‘‘too broad’’ for a

general determination regarding their small entity

status).

posted as received to https://

comments.cftc.gov. You should submit

only information that you wish to make

available publicly. If you wish the

Commission to consider information

that you believe is exempt from

disclosure under the Freedom of

Information Act (‘‘FOIA’’), a petition for

confidential treatment of the exempt

information may be submitted according

to the procedures established in § 145.9

of the Commission’s regulations.

The Commission reserves the right,

but shall have no obligation, to review,

pre-screen, filter, redact, refuse or

remove any or all of your submission

from https://comments.cftc.gov that it

may deem to be inappropriate for

publication, such as obscene language.

All submissions that have been redacted

or removed that contain comments on

the merits of the rulemaking will be

retained in the public comment file and

will be considered as required under the

Administrative Procedure Act and other

applicable laws, and may be accessible

under the FOIA.

FOR FURTHER INFORMATION CONTACT

Joshua Sterling, Director, (202) 418–

6056, jsterling@cftc.gov; Frank Fisanich,

Chief Counsel, (202) 418–5949,

ffisanich@cftc.gov; or Jacob Chachkin,

Special Counsel, (202) 418–5496,

jchachkin@cftc.gov, Division of Swap

Dealer and Intermediary Oversight,

Commodity Futures Trading

Commission, Three Lafayette Centre,

1155 21st Street NW, Washington, DC

20581.

SUPPLEMENTARY INFORMATION

I. Background

Section 501 of Title V of the Gramm-

Leach-Bliley Act (‘‘Title V’’) mandates

that certain agencies covered by Title V

establish appropriate safeguards for the

financial institutions subject to their

jurisdiction relating to administrative,

technical and physical safeguards—(1)

to insure the security and

confidentiality of customer records and

information; (2) to protect against any

anticipated threats or hazards to the

security or integrity of such records; and

(3) to protect against unauthorized

access to or use of such records or

information which could result in

substantial harm or inconvenience to

any customer.

The Commission and

entities subject to its jurisdiction were

originally excluded from Title V’s

coverage.

However, section 124 of the

Commodity Futures Modernization Act

of 2000

amended the Commodity

Exchange Act (‘‘CEA’’) to add section

5g,

providing that futures commission

merchants (‘‘FCMs’’), commodity

trading advisors (‘‘CTAs’’), commodity

pool operators (‘‘CPOs’’), and

introducing brokers (‘‘IBs’’)

fall under

the requirements of Title V and

requiring the Commission to prescribe

regulations in furtherance of Title V.

Thus, in 2001, the Commission

promulgated part 160 of its regulations

to establish standards relating to Title V,

and, specifically, § 160.30 in relation to

section 501’s mandate.

Commission regulation 160.30

implements this mandate by requiring

every FCM, RFED, CTA, CPO, IB, MSP,

or SD that is subject to the jurisdiction

of the Commission (‘‘Covered

Persons’’)

to adopt policies and

procedures to address administrative,

technical and physical safeguards for

the protection of customer records and

information (the ‘‘General

Requirement’’).

In addition, mirroring

section 501 of the GLB Act, the 2001

Rulemaking further required (the

‘‘Detailed Requirements’’) that the

policies and procedures be reasonably

designed to: (i) Insure the security and

confidentiality of customer records and

information; (ii) protect against any

anticipated threats or hazards to the

security or integrity of customer records

and information; and (iii) protect against

unauthorized access to or use of

customer records or information that

could result in substantial harm or

inconvenience to any customer.

However, when the 2011 Amendment

revised § 160.30 to add SDs and MSPs

to the list of entities in § 160.30’s

introductory sentence (and, thus,

subject to it), the Detailed Requirements

were inadvertently deleted.

II. Proposal

The Commission is now proposing

(the ‘‘Proposal’’) to restore the

inadvertently deleted Detailed

Requirements in § 160.30 as shown in

the proposed amended rule text in this

release. As discussed above, the

Detailed Requirements mirror the

requirements of section 501 of the GLB

Act, pursuant to which part 160 of the

Commission’s regulations was adopted.

III. Related Matters

A. Regulatory Flexibility Act

The Regulatory Flexibility Act

(‘‘RFA’’) requires federal agencies to

consider whether the rules they propose

will have a significant economic impact

on a substantial number of small entities

and, if so, to provide a regulatory

flexibility analysis regarding the

economic impact on those entities. The

Proposal would restore the

inadvertently deleted Detailed

Requirements in § 160.30. To the extent

that the Proposal would impact Covered

Persons that may be small entities for

purposes of the RFA,

the Commission

considered whether the Proposal would

have a significant economic impact on

such Covered Persons.

In restoring the inadvertently deleted

Detailed Requirements the Proposal

would simply set forth, consistent with

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44 U.S.C. 3501 et seq.

See OMB Control No. 3038–0055, http://

www.reginfo.gov/public/do/PRAOMBHistory?

ombControlNumber=3038-0055# (last visited Nov.

5, 2019).

The Commission endeavors to assess the

expected costs and benefits of its proposed rules in

quantitative terms where possible. Where

estimation or quantification is not feasible, the

Commission provides its discussion in qualitative

terms. Given a general lack of relevant data, the

Commission’s assessment is generally provided in

qualitative terms.

The Commission notes that the consideration of

costs and benefits below is based on the

understanding that the markets function

internationally, with many transactions involving

United States firms taking place across international

boundaries; with some Commission registrants

being organized outside of the United States; with

some leading industry members typically

conducting operations both within and outside the

United States; and with industry members

commonly following substantially similar business

practices wherever located. Where the Commission

does not specifically refer to matters of location, the

discussion of costs and benefits below refers to the

effects of this proposal on all activity subject to the

proposed and amended regulations, whether by

virtue of the activity’s physical location in the

United States or by virtue of the activity’s

connection with or effect on United States

commerce under CEA section 2(i). In particular, the

Commission notes that some Covered Persons are

located outside of the United States.

See Section 6804(a)(2) of the GLB Act. 15

U.S.C. 6804(a)(2).

See n.11, supra.

the § 160.30 Guidance and the GLB Act,

what is necessary to satisfy the General

Requirement that already applies to

Covered Persons. Therefore, the

Commission believes that the Proposal

will not have a significant economic

impact on a substantial number of small

entities, as defined in the RFA.

Accordingly, the Chairman, on behalf

of the Commission, hereby certifies

pursuant to 5 U.S.C. 605(b) that the

Proposal will not have a significant

economic impact on a substantial

number of small entities. The

Commission invites comment on the

impact of the Proposal on small entities.

B. Paperwork Reduction Act

The Paperwork Reduction Act of 1995

(‘‘PRA’’)

imposes certain

requirements on Federal agencies,

including the Commission, in

connection with their conducting or

sponsoring any collection of

information, as defined by the PRA. The

Commission may not conduct or

sponsor, and a person is not required to

respond to, a collection of information

unless it displays a currently valid

Office of Management and Budget

(‘‘OMB’’) control number.

The Commission has previously

received a control number from OMB

that includes the collection of

information associated with the General

Requirement. The title for this

collection of information is ‘‘Privacy of

Consumer Financial Information, OMB

control number 3038–0055’’.

Collection 3038–0055 is currently in

force with its control number having

been provided by OMB. Because in

restoring the inadvertently deleted

Detailed Requirements, the Proposal

would simply set forth what is

necessary to satisfy the General

Requirement that already applies to

Covered Persons, the Commission

believes that the Proposal would not

impose any new recordkeeping or

information collection requirements, or

other collections of information that

require approval of OMB under the

PRA.

The Commission invites the public

and other Federal agencies to comment

on any aspect of the proposed

information collection requirements

discussed above. Refer to the

ADDRESSES

section of this notice for comment

submission instructions to the

Commission. A copy of the supporting

statements for the collection of

information discussed above may be

obtained by visiting www.RegInfo.gov.

C. Cost-Benefit Considerations

Section 15(a) of the CEA requires the

Commission to consider the costs and

benefits of its actions before

promulgating a regulation under the

CEA. Section 15(a) further specifies that

the costs and benefits shall be evaluated

in light of the following five broad areas

of market and public concern: (1)

Protection of market participants and

the public; (2) efficiency,

competitiveness, and financial integrity

of futures markets; (3) price discovery;

(4) sound risk management practices;

and (5) other public interest

considerations. The Commission

considers the costs and benefits

resulting from its discretionary

determinations with respect to the

section 15(a) considerations.

As discussed above, the Commission

is proposing to restore the inadvertently

deleted Detailed Requirements in

§ 160.30. Below, the Commission

discusses the costs and benefits of the

Proposal.

The baseline against which

the costs and benefits are considered is

the current status quo for Covered

Persons with respect to their obligation

to satisfy the General Requirement

under § 160.30.

The Commission

recognizes that there are inherent costs

and benefits to Covered Persons in

providing requirements for specific

customer privacy policies and

procedures, which Congress took into

account in codifying the GLB Act.

The inadvertent deletion of the

Detailed Requirements in § 160.30

affected entities that were required to

comply with the Detailed Requirements

prior to the 2011 Amendment as well as

the two types of entities (SDs and MSPs)

the rule was being revised to include.

Due to the inadvertent nature of the

deletion of the Detailed Requirements,

and that they applied prior to the 2011

Amendment, the Commission expects

the number of entities affected by the

Proposal to be negligible, if any.

Consequently, to the extent the Proposal

restores the Detailed Requirements in

§ 160.30, consistent with the §160.30

Guidance and the GLB Act, the Proposal

would not alter existing benefits and

costs. The Commission, however,

recognizes that the Proposal may benefit

certain Covered Persons by, consistent

with the GLB Act, specifying what types

of policies and procedures are necessary

to satisfy the General Requirement. In

doing so, the Proposal may reduce any

potential confusion and allow Covered

Persons to design and maintain their

policies and procedures to focus on the

specified areas mandated by the GLB

Act. In this regard, the Proposal may

allow Covered Persons to more

efficiently utilize their resources in

developing policies and procedures in

compliance with § 160.30. The Proposal

also will, consistent with the GLB Act,

result in § 160.30 being more similar to

regulations adopted by the SEC and FTC

pursuant to the GLB Act and to which

certain Covered Persons may be

subject.

The Commission recognizes that, as a

result of the Proposal, certain Covered

Persons may become subject to more

specific requirements under § 160.30

than they are currently. However, given

that the General Requirement currently

applies to Covered Persons, and the

§ 160.30 Guidance that remains in effect

takes into account the substance of the

Detailed Requirements, the Commission

believes that the burden of the Proposal

on Covered Persons will not be

significant.

1. Section 15(a) Considerations

In light of the foregoing, the CFTC has

evaluated the costs and benefits of the

Proposal pursuant to the five

considerations identified in section

15(a) of the CEA as follows:

(1) Protection of Market Participants and

the Public

The Proposal’s restoration of the

Detailed Requirements may protect

market participants and the public by

ensuring that the policies and

procedures required under § 160.30 are

reasonably designed to address the

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7 U.S.C. 19(b).

specific areas mandated by Congress in

the GLB Act.

(2) Efficiency, Competitiveness, and

Financial Integrity of Markets

The Proposal may reduce confusion

and allow Covered Persons to design

and maintain their policies and

procedures to focus on the specified

areas mandated by the GLB Act. This

may allow Covered Persons to more

efficiently utilize their resources in

developing policies and procedures in

compliance with § 160.30. In addition,

consistent with the GLB Act, the

Proposal will further align the consumer

privacy regulations of the Commission,

FTC, and SEC, which may lower costs

for certain Covered Persons.

(3) Price Discovery

The Commission has not identified an

impact on price discovery as a result of

the Proposal.

(4) Sound Risk Management

The Commission has not identified an

impact on sound risk management as a

result of the Proposal.

(5) Other Public Interest Considerations

Consistent with the GLB Act, the

Proposal will further align the consumer

privacy regulations of the Commission,

FTC, and SEC.

2. Request for Comments on Cost-

Benefit Considerations

The Commission invites public

comment on its cost-benefit

considerations, including the section

15(a) factors described above.

Commenters are also invited to submit

any data or other information that they

may have quantifying or qualifying the

costs and benefits of the Proposal with

their comment letters.

D. Antitrust Considerations

Section 15(b) of the CEA

requires

the Commission to take into

consideration the public interest to be

protected by the antitrust laws and

endeavor to take the least

anticompetitive means of achieving the

objectives of the CEA, as well as the

policies and purposes of the CEA, in

issuing any order or adopting any

Commission rule or regulation

(including any exemption under section

4(c) or 4c(b)), or in requiring or

approving any bylaw, rule, or regulation

of a contract market or registered futures

association established pursuant to

section 17 of the CEA.

The Commission believes that the

public interest to be protected by the

antitrust laws is generally to protect

competition. The Commission requests

comment on whether the Proposal

implicates any other specific public

interest to be protected by the antitrust

laws.

The Commission has considered the

Proposal to determine whether it is

anticompetitive and has preliminarily

identified no anticompetitive effects.

The Commission requests comment on

whether the Proposal is anticompetitive

and, if it is, what the anticompetitive

effects are.

Because the Commission has

preliminarily determined that the

Proposal is not anticompetitive and has

no anticompetitive effects, the

Commission has not identified any less

anticompetitive means of achieving the

purposes of the CEA. The Commission

requests comment on whether there are

less anticompetitive means of achieving

the relevant purposes of the CEA that

would otherwise be served by adopting

the Proposal.

List of Subjects in 17 CFR Part 160

Brokers, Consumer protection,

Privacy, Reporting and recordkeeping

requirements.

For the reasons stated in the

preamble, the Commodity Futures

Trading Commission proposes to amend

17 CFR part 160 as set forth below:

PART 160—PRIVACY OF CONSUMER

FINANCIAL INFORMATION UNDER

TITLE V OF THE GRAMM-LEACH-

BLILEY ACT

■1. The authority citation for part 160

continues to read as follows:

Authority: 7 U.S.C. 7b–2 and 12a(5); 15

U.S.C 6801, et seq., and sec. 1093, Pub. L.

111–203, 124 Stat. 1376.

■2. Revise § 160.30 to read as follows:

§ 160.30 Procedures to safeguard

customer records and information.

Every futures commission merchant,

retail foreign exchange dealer,

commodity trading advisor, commodity

pool operator, introducing broker, major

swap participant, and swap dealer

subject to the jurisdiction of the

Commission must adopt policies and

procedures that address administrative,

technical and physical safeguards for

the protection of customer records and

information. These policies and

procedures must be reasonably designed

to:

(a) Insure the security and

confidentiality of customer records and

information;

(b) Protect against any anticipated

threats or hazards to the security or

integrity of customer records and

information; and

access to or use of customer records or

information that could result in

substantial harm or inconvenience to

any customer.

Issued in Washington, DC, on November 6,

2019, by the Commission.

Christopher Kirkpatrick,

Secretary of the Commission.

Note: The following appendix will not

appear in the Code of Federal Regulations.

Appendix to Privacy of Consumer

Financial Information—Commission

Voting Summary

On this matter, Chairman Tarbert and

Commissioners Quintenz, Behnam, Stump,

and Berkovitz voted in the affirmative. No

Commissioner voted in the negative.

[FR Doc. 2019–24581 Filed 11–8–19; 8:45 am]

BILLING CODE 6351–01–P

DEPARTMENT OF HEALTH AND

HUMAN SERVICES

Food and Drug Administration

21 CFR Part 1141

[Docket No. FDA–2019–N–3065]

RIN 0910–AI39

Tobacco Products; Required Warnings

for Cigarette Packages and

Advertisements; Additional Materials;

Reopening of the Comment Period

AGENCY

: Food and Drug Administration,

HHS.

ACTION

: Proposed rule; additional

materials; reopening of the comment

period.

SUMMARY

: The Food and Drug

Administration (FDA or the Agency) is

reopening the comment period for the

proposed rule that appeared in the

Federal Register of August 16, 2019.

The Agency is providing additional

information in the docket and reopening

the public comment period for 15 days

to afford the public an opportunity to

comment on this additional

information.

DATES

: FDA is reopening the comment

period on the proposed rule published

August 16, 2019 (84 FR 42754). Submit

either electronic or written comments

by November 27, 2019. Please note that

late, untimely filed comments will not

be considered. Electronic comments

must be submitted on or before

November 27, 2019. The https://

www.regulations.gov electronic filing

system will accept comments until

VerDate Sep<11>2014 16:51 Nov 08, 2019 Jkt 250001 PO 00000 Frm 00023 Fmt 4702 Sfmt 4702 E:\FR\FM\12NOP1.SGM 12NOP1

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