Total Loss-Absorbing Capacity, Long-Term Debt, and Clean Holding Company Requirements for Systemically Important U.S. Bank Holding Companies and Intermediate Holding Companies of Systemically Important Foreign Banking Organizations
ä½ksÛF¶6º?÷¯@å}ÏTbt±|ä|K4ÄÛ3yw¦Ê J7@JV~ýY·î^ÝhT&§«fbK$Ð×u}Ö³þt½^Tß?ùþ³.×UñýÛbV4y}(®Êv4£ìouµYÙÓì¢m7Evü(Ûÿ´)ÚY~7Êþ/7ysþTxýT4ìu1Yh÷^UE¾Ì~¬+ÿ½)º¼m"Gf°ºË.«ºYç°Sg/óåø¥ØbVæ çìgüGêyßÍÛºS½¤§ÓIh®à;¿ñI{½% ÇÐÿøÎáú6mÌàLÓîÁzO4üÎ$Oôü>ñxüqùöÍë7ÎÊ>¼ùøæÃßÞdÿëã§7?ÓÙÛ¿ÃÁýR¬i"ÏNNÿa>\ü=%zxþæôÉÿ¯öÞóÞüòê¿g/ë¼ásXvÔ =46ú"fûô1ÿ #ücáQ°&³zµÆéä Ðík³u ÊV~Nk
:ïpÂ!6\ÝkY¹©ìO9)çe1Ë@oÀÇÖö%`s4|Ñø¸ªê ¼Ä´zK·ÈÉgïOq%áÉ/|uCäår ÿËèì¾8ã ,Êe¹Ø,²|ÊkË^áÑËÝÑ+íº!C Á?¦ÕF¾iº_Ý,ÛbºÁ×VxLñÔd38¦c8BjAÜ÷ÍS-m6Ç&Ø7AoâxoÏ×çÞ||/ÎåÝ"\óÖôä ë!Aoß}ÈÞþõçß|È.~ý|*{õîO ´gñí¯òÅjRTÕ(;oÛzJÇâ5¼~º®|ÔIf>y|4!ÔúËÎE=,KXÜ÷MýOøFsàßw7¿¹¦^ñì ¬æ¯pG`$è }øôôìxýÐWÙÛäÅõ"_ÂúE¤:yztJË áKöa{í}>n³,îô³ÏNp ?WxáíÒîñ ÀÅ'S 3×Mû_Ç0ÉÌoÚòׯàsggÇãÔ2=îºÈº}pôK¼-õ²OEUÀ}Xl øR½.nÐ~Ë7_ùýtþ>ùÓ§×#Äü/^¶vÙ>NëÑ9ê+ÞP»¯ÀðHíô·¿Ç.Ü+Ô,o|'¿þÜÚw3xÅðÁ/IÓïÞìô(}ú-~º³9QÌË5®,Ñ+´eM`ÌþÀ¸Ç¦MZÚ´²æÝá;CÿÁ::)ðº`Ð;SÈݧÞ=møPPÅá_@Å«¹§¼Nîöð&îÛÛ·c½¥´Ö9ü0ô$·.8½áô¬pA.þ6¿c÷áÓuÙÌÑÍ ×ií}'¼¯Ö²µËü ¬Yäþ¢Xj@¬µ|óéäÓáÅ-ø¼P8ÌëZ@ç0Ó ée°@^5hS¿.æ9H·Áû|¡¿ðn>Ë,û¢ÁoC¾B3ãØÇ?yËnÁkPN`»ÃâvWâoc«QÑ¿øu!ùbyV_1þêìyC+FÂÓYvùÞ9:û²÷ESÖ3üñË̤=m¯ë¦àÇxåp;7¹{pô1Æ÷_f{¦t§â}Ëm JúóéÚõÍ·Uñµym?ñ
¥ÈxrÚâ2ݲ>ªhòåÕ¬²®J3¡>£ô?Ûy6ò!l¼}Å3åâûr0OJ´`ãµà>ÿ0¯´å
¶$Ù!ëZ{0£m!è|&h Æ0Z=KïLï®)ùS gûv0B˶^CNPâA¡GíÃFÐɹ:¶^Þøòø²ëm9sæμL#næ¿æev3µÉÞI³`ïËnû^ìqÃ@ó¬-V 'Ð|V>
{\ìMKì_IX9~ à½Êf»±\ç°Ð·u·bVlߧ}^9l¸yøïÉÜáÛJýypñLèãÉ»B}hÊ6¸nXLÛ?ÆBÚвm·
¼R5>0r«|¸{0¼²ýBçÖ¹µ&kà_ÑàpÉa mÁÒáøñÝ©×õlvø¶Á¨HñåÉåoâJõOÈËÎÁù£M|tðãÕhGtRAflP)O7!ÑÖ÷ùkØd'Ù¤(ð\Õpdw ÉÛ±
øá§ñøç,\Èb F^¾;øS~q*àWFâ2¼-?Æ)cå°%iZ´ãËÓKg 3ÌZoz ¨èoÏqÆ}ï»g9ÈÐ
J$B}Gá6¨/Ù³d 5 ¹C$yü|1Íwð~=+iÇ.YìY½GW6}ú¼Pæû¥¾/o7~ÿ{NÂ8tÿy {GÏe$_|élöIÝ ËLÒþxU¬¡dÛÞ2¾|rÚAmìaÒÇ.·L¬³PQàÆ´×h`_W5ß'|äfxçGvÁÎÐø)¢÷ÇîÏq?Á·& }ÙlÊ
:³S¦ÒtfQê)¢Ôø2úJϾÅÒÊÓÃ{tÏ°ÀǦ+¬b/Åhu%Xa×üÙrMû~$ä%¾þFJF7ô\ol&ÌVÚd»ÝzHzi¦öNoZ^Õ»,F¹o$XÖ¿VO§¦cçxÍp¨(c.6ÒÖÏ2ä0p.7¾|výT~)¶Y9il ¡
1hÿÐ oQj °ÇÈô(xNÂH Ùª) 2þXÀ`ñÕx¤òCOOÒ)¢?>C£¬ÑXV(MîtÑʱS)wÀéÚ³¤ïAü´ô¨ö4ºÜNæäÚ£$%Ö?²ø:%O¥óiwxGv öá&ùtø¼Ã-o/)·¨ãéè9:zrÿ÷¡"è»DïñËÌþÛ/øeà~ÍH)GñÉeqU¯p6sò ¤/~ß&3õL%'ÂÜ(ü;ÈöiÔ_ºÀô$S}d4 X~/§5nX5JüÒ>aá¡îÀ. ¶L*ÞùêåÇOíçk3ÚpXÕÍAPn?ùUа?ýFDfºùtwã.Ûÿáä(û >á q@Á°# ¬æ
ìÁÆÝl,º©«B¢_ xÃ>dï8 ¸àó§p×L-ª¼kß Äúá·íLíR¥Cy§tH°6áßÌG^üQÆê"ÛÇ0,3E×>ÆôQNÐÞ.ð ¸$6`©MªoÞNÆpëÅ|ßÞ®¥äôÛͪªaK¾Å1úÅ8WBïxËvÈ'ZCºfãÕlþÍ÷ÝWþÏÇZÃJìÅÕ ®¤\ÝY ª¢3V×= 5=g BüD6Ì(Û,+k/ýP 'hV÷f±e¨Ù~ê^øÔÉ gfÑdÌ;= óO.'¼ÏjéâââÀÃ9LM (îhsÎ áåHÜ®Ø8ûY{(ôxV,ëjV0xÖñ±áì ñ@þ39WmüV´Ê"å¢6?b@Ï0ø¿IÕ.7Ù=È1ÖµEÙ MFÎ>g0¶¨ðêþ>þ{ù ¨að{8ÂWh 1"Ò(.Î_& Ú~o0;('JÕKÎ;ÝDéfØ /a)ñe.M¹æÐÝxoDÚ©³C×îóÒã¹Æ,92.òLÑ7óº^¯àC®'¹ ¨!3LãYì-g0 Ù¶QòOõúã±íG¦À @þq±ezN¹þª.ád(4{K¼«Ã\³a 6ã½Èg õ¥\Mhb0Àµê/X ØcÙ Ùp/C )£G¬ý(ýë}tö'Ã?9Oî7¡,£$HéÑ®Q%Êþb ôÇdxÞ¹s¸jùúv·7×¢bfÿï÷r=:¼¦
Yö׫âð#-GJæâóm-Y0÷ìb³ÌQI ÿcãÊ;ѯêÍåÂäö¸zÖkìÊSÄ®¨g7O{C2aÎý¹Â1¿e7Æý>^~ûäèè©5My©m´Ï0!ç³>Ä«ÇÁ9¸U«XY6è¹w%¾ªHR?ù¸£zOÈ6Cú¬!ÞAÄ
P6ú&¦Þ7oòEA52sJk§ +9p8æqC²OsÃ0.ÐÉe%Âaé\ ý+¯ÑÕÅzÓSý~ñ#Ue¦Þñ$(ðFÂla\-¬®g+¥(%õRx62xUÏ(ë»å\øÂUy/¾qAìrõm¯Ï½ÜÊÄ«´lÁòÄmúü¹¥âR_F)g±L^Æã¾þYÝ´?ãJ¸óóÒ%cZ©È¢A=È5~:`a» ¿akQ¡>^?É )!ÕdBªÜÞXJ)é³ãu¬:À4«Z.¦È°³N2¬@S>{kúY¯¹üoÊ¿ÌÈ`\j7 ¢!ÈS 6ÇOØ
3 Õv"j«ÇèrËéét¶ôäèã*n®¢s^Sê|D59óÓÓ!ì!n1rkáÜߦçDZ$I¶»3°Ú³Ï7 ìÊ1Á³¬&4Í£¨¦jñP35`£Jú1{Hz¸suÃ6øYR?¿¦ææ°¸Æ}É3é(ºJ¹¤8Ë+"aí;^xFvË G4c5£°Ü7¸;!8ò\JDÕK,J+µgJbúÖ³sGñA|a%
å&¯6EÇîÛ«ïök h`5Ê/p EÏÀ7 (ÝÈrÃíb²ÿÐÏZgg1 ÄØÇ\?ÍéÜr| ÜR CØ É«+(ݽy #NÙºf'UP{mµHdk\ `#m|:OÄ$K׬Û&WÁÌÏ Óµ´V(¬Ú,ÖØ6!ô ðxÛ¼â®BoäíZbf;âJÎ|õë`Èg°â°Ä8)a¾RÕ2ìÏÙGøÕËt¦ÛÃÎ=CóÏ$ònýXDRÜÔÓäòçà
WµÂ#{ÅÙ:ÜÚ¹Q BgGa·ÁèÏäÈ.NÔBc Yp\âWpyƶµôeéÉJ~¸¥0§·ê°2 (Pºrá9R RI±>2ç_Iaxí_ùyO -@õÙÊç¹iì£ÚˤJb}°_É¡aQõ@ã¥zWÔ½¿î F(\QÔ¬ë:»eÅõhM Ú8 3³äv'ºzÕ®¨¸èù,Kñg*¼7KbÖ³wÓ×`Y"{%Ïü{Õͦé¼Í¿¥òE !0|b`í z¯|óÌp5lFÃQ»S¶MbQº³¶é+¦¥¨ÎYAí³Úôû½p¦Ç%¢G6-ðïÉ~ÄcÉW×ïA\_¡@áÝ\ú¹9âÅBÅ*dKC#&ZoÿAêNÍ¡+óêÐw.gÂÒ©5w46lÿ*Ä¥ë¦bôèùQ+jÅ®i þçá|8iM½ÝNs¨X'3gFpDCJa(»%£Pä¶é£8¨r©öÅ9¸ó¡yH5t¨3G¼ÎHæyÛs«Û¨Ùñ ÒQò#Gy¤l A\ÎíV/PTIÇbCÅüb#ßõUh{+lë« dFªE¾ú ìÄGÄaíà¹Í°,t;»,°lºp:© ÎmÌÑÁíÎ"âQÌ:ÓÚ{áÎL$YÔûcq¬üVHª.={ÐÆ0 l3aá6 ±³;¤%ÚØ£©? ;xÒfI+ãEvµÍçÏáâ!ÂxÀ0D`rÇÀ9Mo¾:*uöSÞãñåäw:: ëImò#%öæÝÁÆÅïβ±yR¬o°§®ÊmM§ºµøª537Äîxm1Iõ¾ ÎÙHâZÞs" ¢XoüÐ^OPî$¦#º«hZÈytcß½^ËüÔ eß7kW¬a¾²1öÙB;ÇtÍ|uØ÷ÛÆ¿¼RÉó'GÕÁÒtLÎÙG½Ä&â{ì³5¶é3×çm²º3Gz7Ò$ßM`q øLmkÑÑ»Û=>»é=Dë|å9qßLFvú'Î#ìcZ»ö&u²}ïvêqø Lìx^{´ÑËõ~b{«}ªç=¹0`¼ Û+"%ù}"/R &(¹Ji}¢ÎI:£D'Îã6lä5Y·QÑþù»@®¥ }K¬´jF }=ð5gýóQ$0Ó'#)5\¼~YÁö@ïÎQEÁa²¥Lȳk8¸òÄ%UXÓL¸3>¼Ã ¨ÒÒÕþ¦@MMÞ-·p¡ùO§Æ70ªÜ¦ÇÆ}D7lB ÚË?Î^*\z¿Í$U¢qîd
Âc
¢g4
³«Íʺ½N1ü9 û"FúÛbdyüF£Éé0#ìæ¢*SVæ\AëÀÄò _n'rÃEµQ«i×1îÚ¶Y11!>2ì:ÒhMTF: ¹ø»6jàÅlàÐ/%>IM¦âud
}ÞºxZap>é{'(ñý£z ¢z:dîáí' êÃyq8¯)X×
E±÷Êüp3÷óØpÑdìÏcg¼å°?9°I¼¦®ªBÚÈ?:ýûXY{\øh¾¶²6¬cz0ÉOtZ'O5õ麥ݪìÌ@Lq{~Íûî7Gi,ÿ²¬¼:QÄÝO(ªØ)EBÑ©ó²ý«å5.qk¦ÁuY/Ak/AÒíftÅdõtÇ®W¥ªÈùݱ,F¥Ø¡íRIÏNÆÇg§/²'Ï0 züäôäY¶ÿs~r¹¯þ®z íÆ+¦Ñáª)ÖóC®ÂÜÇ:çàA¾Ð£`Ð iIâz!È®ÔB¬}ÜG7IxvFçÙðÔ+¤Èoê'M-bÑ®u¥múÒ¿¨+\OºÔxrÍÍC÷{KéH|lìëX1u 2.£é} Y!Ò߬¬¯O*ý¤ª:¦¯G©ZDÞƪ6+ohK*2Ý4ö0È7-r$é´¡ h e»`ßߧ¼sÇ»£ÔìÙVä±x´«ä·±È8)'{{ó,¹³m¯IÈ9¶u{ÛpvgäÁYrɲØg:¢MPºi ¦Ö8g¤vT&ìлªB9cûÄ#s,yºWM1d~OâGá}d®Nk Äæ¹>fÁîûÍ7~ årÞ6¾{/K³¦Wn»íêL$)#h"*AZ4ÑÝPÜÑa#bÓ°N¾KË),¯0{q¨å¶¾ïØi0)°& +£t$À`ÊQÌ(ÀÃq×h2ÔÛr¹ç`kV%u²r×v#ÓH$éxXJLJZój!ô(BF%ÐX¤HLß.\ #®»A@=r¾ºRAAy9L¼éBè.û s@\tª~iøB¿ý9ëBHxÈ® pÂÐòf¼¼ÝeõhìhYí̺47=S4áGÖÚänØÜ®ÿrë4²#@Âó¬Á3ÇÑÇÐñSá¢Á \ýD{_ÐÌy)d½ÔÇ"}=M¯§M¯×F&ò,-QS>\¥1«gþ&BÚ-ñ²HÒñ@k(¾; MXD7=P×ÅYÓIõÔçî¶pxRPZ¾ ¸nï÷ùë¦'3íw"SU¥bñ¯¤Ë®ØíàEvyzÄD½ûÓìééäòåDpgE#JìÍ: 4κ@z8ñåéñ%rDPÆNÏnäKc8`^¶qy«pPEsÃÞ|§cþbvÀô ØÉN\~ݸcj; %cEL CÑÎià¥Ëà f8FC@Hctµ2¥-E6ï¤.¶KëÚx`Þ/pn,v)2}·8I$.¨cÎá$¯¨ÚÔ´ØÕ³ªZàúHþïãî#bÁgèÈ·¥
8®S+:iý«ù;É\þàµ;î©r¦õ§Ü# yrÒ.+ ç\g³¾n>Ó1ùÈmî6Ùø!7ÜæA5Ñ:·ªg3J1P®ÝDÇgÕNÁY +ïg ËÉòöߥÖà÷×ÞIÕ=8ëï§;éßý &a{&tUx9Wgãà SÂÏþg°ë*bÕƼG! Pu¥÷×Ê&Uµ¢»ªdÓÑÉ;©dûçÈ+tzN^w8LÅçåé°Tèåö ¢8 S3ãB Ê ÓúRV_6}¥T/RÔÛ¡½Ùé=ÐK¦-¯òo0ÌôÁFH4Àñ 6$?ì6úmv«"o¶Öq$æmÐQµMÁÔÅÔdzuMpø0%2ç¾9¦qìÿþÂÆ,*d4»T2¦{Ì
Vek#- 4ÊQüä#¡ñ?3&Ý DOkz¨Q,ôÒ>1+X
8P§n²¾ßs¬ø
â¶lÇ_Æù§lÙ 0xÌo:VãtgÕ·=Õ%nÈb¶wdI4±B;&$®XGEwrt½oºùSßAÍÑÓ¬Ehõ9yn¡ÅïÃEȲFnµãûÂ&ñv»RÀfÙäݽ1oßþI+DD)NjÀgÃ0ÉSZ¹à$mgêYá ÒÀ% %S#¶R\Î$³Hä½xS¶éúÙVNÕâwË£ =#NÅ?(«L°lY0²¡F&´X\oÙmù1·b^>µY%c?Áüé8{E4ra9ØPJ¢¡³ÖÒâÃÝ#¸ó¨Ã&XAÜAÂò¦Áu
V¬ÝbFÀ8íµ>ÖjPÄÛbÕìxdLJ)&³ü±!¸WG ¬;©¨f`Hñ¦ø-)*ùl2T3ÐÓ3^»ñ ñÖÀÙ=õ}ÍÌïoe¦:¡îdfîÑÊÌq@ÏR@vª;øcµá^.Êbµfe¶õ£B´ É2J{dàJC²·ß!ÑÒMQ:sÿ¹£ Ao´HñÃÑFå*è¾®Ò(§OZÇG4ÃmÖiÉÎiƶNK:¡=Ô¯N3µ´åå;Ða§µà m°éuóïÓÃ@Ù©m#¶)Û¡¥nk°í øJ «`E)ÄEüpQz ºí:á³Þ$ʶVñn¶=eéC¨=eWÓÿðÇ +Ç̸® tÊ1Æ¢A(´ eôC²ÚiEY¸ÆXyN~þkËM²Õî¹L£Zú.LùØ× tW#IÑzYÈ"MÑ
³Ö \ÃRA
Ílb\¬Æ¥æv}+l¿vE}õbÚ/?Òó`QÅf#i}30mFli´ MSTa·êÿD_X¯Ä;$ÁpRm@.©o\ÖûV¡äÞ÷JZ16¡ºªwd¼
´CÉöå/#E*ËØÞºR«ã&Ü%þ¦Ä8ÊÕF"LÔaq¶iÜ´¦z½(ÖÔÂß²LÆ䨹ÎÛxÊöʤª*6¼çeâ>æã¨`-¯ ¿£Êý6ü+(¿ßRÕlII-À ?ßZäÜFdÂ72ϱF æEYC8N{Wê;>ÛhÌù8ûh±Eç
Z´ÿ±`®gV=>ê¶Î8Hѹ¨'æì\©·c/áÃÇËí¥ê*¼\².xbI@\D4ç®,>"X°U
V²r²L3Âèâµ\y:ô,_5ÔCN1⡹ªÛnEºNÀYÄÇ©»sGî%j»em$=}¹,)5Ï2`î*+O²+E®£gwСn\®§res.YMQ,`ÔæøL¹ºÇÑƱà~ i9fè;OºªÎõ@dÝù¢h@NèÜýü|àâ6û/$ ü¹¨À ?h^a@lÃáGÙp(XØ Ê1þf$¿úó{ÄËÀÈ^ÁYdÿ7)áN¼±u¨BÀ'ðfö¸\«Ñ,EpVÿ.&ÖK«áò»/¹lô1úv¤ßï#\eÝ-ª;Ejþ@T=¡b;Â:ÅÖ}¤EêCÓÇØm¬Ð&K@Äܯ)0ì8O8Õ%þZa_z¯M§%ÛfÜnè°»l£§và/¼¯ G6M¹ïÐÙ#å$vi© ÏÄåt¨WúËød q_RÅ|éZ¾Ïèé:ª;1/Zä(©ª¢"¨`l§Cüj2ä#8ÃVï¼&ÒµçÛÞØe5~GÒé¡8ԵñWÔ¼µ4HÆÿW.tÎC´uéP´Ür}ʶҲðËGýNó)ãÄ_É`6jb1ðóÖ¦6ûY¾/àõ¾¤Î(OW w FØ § @Álæ£d:k4gx µ²x?=DoÞ+3ÿ;ÖT'k¡k¾h-Z¹©@»;%æI·EHmSúÌìP¼ÝßÍ`ËV§pÕýømÃtÚTÛØ:¼eö¶ÙÝ°¨áÍ®Üð¨áÍÜðÛ¨áMþU51"qÅ%ª³í|;<7®IÆÛWìåëNÔµôÀâ/¼A(OoBX!SHµ^0Âéxǵ¾K1$Ü_ßãüz_!0)ÚÍbæÆö¯ãý