Federal home loan bank system: Community support review— Members selected for review; list,

[Federal Register: January 12, 1998 (Volume 63, Number 7)]

[Notices]

[Page 1852-1864]

From the Federal Register Online via GPO Access [wais.access.gpo.gov]

[DOCID:fr12ja98-79]

[[Page 1852]]

FEDERAL HOUSING FINANCE BOARD

[No. 98-N-1]

Federal Home Loan Bank Members Selected for Community Support Review

AGENCY: Federal Housing Finance Board.

ACTION: Notice.

SUMMARY: The Federal Housing Finance Board (Finance Board) is announcing the Federal Home Loan Bank (FHLBank) members it has selected for the 1996-97 eighth quarter review cycle under the Finance Board's community support requirement regulation. This notice also prescribes the deadline by which FHLBank members selected for review must submit Community Support Statements to the Finance Board.

DATES: FHLBank members selected for the 1996-97 eighth quarter review cycle under the Finance Board's community support requirement regulation must submit completed Community Support Statements to the Finance Board on or before February 26, 1998.

ADDRESSES: FHLBank members selected for the 1996-97 eighth quarter review cycle under the Finance Board's community support requirement regulation must submit completed Community Support Statements to the Finance Board either by regular mail: Office of Policy, Compliance Assistance Division, Federal Housing Finance Board, 1777 F Street, N.W., Washington, D.C. 20006; or by electronic mail: COMSUP@FHFB.GOV.

FOR FURTHER INFORMATION CONTACT: Penny S. Bates, Program Analyst, Office of Policy, Compliance Assistance Division, at 202/408-2574; at the following electronic mail address: COMSUP@FHFB.GOV; or at the Federal Housing Finance Board, 1777 F Street, N.W., Washington, D.C. 20006. A telecommunications device for deaf persons (TDD) is available at 202/408-2579.

SUPPLEMENTARY INFORMATION:

1. Selection for Community Support Review

   Section 10(g)(1) of the Federal Home Loan Bank Act (Bank Act) requires the Finance Board to promulgate regulations establishing standards of community investment or service that FHLBank members must meet in order to maintain access to long-term advances. See 12 U.S.C. 1430(g)(1).The regulations promulgated by the Finance Board must take into account factors such as the FHLBank member's performance under the Community Reinvestment Act of 1977 (CRA), 12 U.S.C. 2901 et seq., and record of lending to first-time homebuyers. See 12 U.S.C. 1430(g)(2). Pursuant to the requirements of section 10(g) of the Bank Act, the Finance Board amended its community support requirement regulation effective June 30, 1997. See 62 FR 28983 (May 29, 1997), codified at 12 CFR part 936.

   As amended, the community support requirement regulation establishes standards a FHLBank member must meet in order to maintain access to long-term advances, and review criteria the Finance Board must apply in evaluating a member's community support performance. See 12 CFR 936.3. The regulation includes standards and criteria for the two statutory factors--CRA performance and record of lending to first- time homebuyers. Id. Only members subject to the CRA must meet the CRA standard. Id. Sec. 936.3(b). All members, including those not subject to CRA, must meet the first-time homebuyer standard. Id. Sec. 936.3(c).

   Under the rule, the Finance Board selects approximately one-eighth of the members in each FHLBank district for community support review each calendar quarter. Id. Sec. 936.2(a). The Finance Board will not review an institution's community support performance until it has been a FHLBank member for at least one year. Selection for review is not, nor should it be construed as, any indication of either the financial condition or the community support performance of the member.

   Each FHLBank member selected for review must complete a Community Support Statement and submit it to the Finance Board by the February 26, 1998 deadline prescribed in this notice. Id. Sec. 936.2(b)(1)(ii), (c). On or before January 27, 1998, each FHLBank will notify the members in its district that have been selected for the 1996-97 eighth quarter community support review cycle that they must complete and submit to the Finance Board by the deadline a Community Support Statement. Id. Sec. 936.2(b)(2)(i). The member's FHLBank will provide a blank Community Support Statement Form, which also is available on the Finance Board's web site: WWW.FHFB.GOV. Upon request, the member's FHLBank also will provide assistance in completing the Community Support Statement.

   The Finance Board has selected the following members for the 1996- 97 eighth quarter community support review cycle:

   Federal Home Loan Bank of Boston--District 1

   Savings Bank of Danbury.......... Danbury............. CT

   American Eagle FCU............... East Hartford....... CT

   Mechanics Savings Bank........... Hartford............ CT

   Savings Bank Life Insurance...... Hartford............ CT

   Village Bank and Trust........... Ridgefield.......... CT

   Stafford Savings Bank............ Stafford Springs.... CT

   Sikorsky FCU..................... Stratford........... CT

   Torrington Savings Bank.......... Torrington.......... CT

   Constitution State Corporate Wallingford......... CT

   Credit Union.

   Webster Bank..................... Waterbury........... CT

   New England Bank and Trust....... Windsor............. CT

   Provident Institution for Savings Amesbury............ MA

   Athol-Clinton Co-op.............. Athol............... MA

   Boston Edison Employees CU....... Boston.............. MA

   Boston Post Office Employees Boston.............. MA

   Credit Union.

   Citizens Bank.................... Boston.............. MA

   Mount Washington Co-op Bank...... Boston.............. MA

   Bridgewater Savings Bank......... Bridgewater......... MA

   Metropolitan Credit Union........ Chelsea............. MA

   Pilgrim Co-operative............. Cohasset............ MA

   Everett Co-operative Bank........ Everett............. MA

   St. Anne's Credit Union of Fall Fall River.......... MA

   River.

   [[Page 1853]]

   I-C Federal Credit Union......... Fitchburg........... MA

   Safety Fund National Bank........ Fitchburg........... MA

   Hudson National Bank............. Hudson.............. MA

   Lexington Savings Bank........... Lexington........... MA

   Jeanne D-Arc Credit Union........ Lowell.............. MA

   St. Mary's Credit Union.......... Marlborough......... MA

   Medway Co-operative Bank......... Medway.............. MA

   Auburndale Co-op Bank............ Newton.............. MA

   City Savings Bank of Pittsfield.. Pittsfield.......... MA

   Greylock Federal Credit Union.... Pittsfield.......... MA

   Winter Hill Federal Savings Bank. Somerville.......... MA

   Fleet National Bank.............. Springfield......... MA

   Webster Five Cents Savings Bank.. Webster............. MA

   Mutual Federal S.B.--Plymouth Whitman............. MA

   County.

   Winchester Savings Bank.......... Winchester.......... MA

   Maine State Employee Credit Union Augusta............. ME

   Biddeford Savings Bank........... Biddeford........... ME

   St. John's Federal Credit Union.. Brunswick........... ME

   Ocean National Bank of Kennebunk. Kennebunk........... ME

   Community Credit Union........... Lewiston............ ME

   Rainbow Federal Credit Union..... Lewiston............ ME

   Ste. Croix Parish Federal Credit Lewiston............ ME

   Union.

   Portland Regional Federal Credit Portland............ ME

   Union.

   S.D. Warren Credit Union......... Westbrook........... ME

   Ledyard National Bank............ Hanover............. NH

   Telephone Credit Union........... Manchester.......... NH

   Awane Bank, FSB.................. Peterborough........ NH

   Pemigewasset National Bank....... Plymouth............ NH

   Northeast Federal Credit Union... Portsmouth.......... NH

   Woodsville Guaranty Savings Bank. Woodsville.......... NH

   People's Credit Union............ Middleton........... RI

   Pawtucket Credit Union........... Pawtucket........... RI

   Coastway Credit Union............ Providence.......... RI

   Vermont Development Credit Union. Burlington.......... VT

   Community National Bank.......... Derby............... VT

   First National Bank of Orwell.... Orwell.............. VT

   Wells River Savings Bank......... Wells River......... VT

   Federal Home Loan Bank of New York--District 2

   Covenant Bank.................... Haddonfield......... NJ

   Sun National Bank................ Medford............. NJ

   Sterling Bank.................... Mount Laurel........ NJ

   Broad National Bank.............. Newark.............. NJ

   Valley National Bank............. Passaic............. NJ

   Roselle Savings Bank............. Roselle............. NJ

   Summit FS&LA..................... Summit.............. NJ

   Great Falls Bank................. Totowa.............. NJ

   Wayne Savings Bank, FSB.......... Wayne............... NJ

   Marathon National Bank of New Astoria............. NY

   York.

   Seneca FS&LA..................... Baldwinsville....... NY

   Ballston Spa National Bank....... Ballston Spa........ NY

   Dime Savings Bank of

   Brooklyn............ NY

   Williamsburgh.

   Central National Bank............ Canajoharie......... NY

   Community Bank, N.A.............. Canton.............. NY

   Carthage FS&LA................... Carthage............ NY

   Lake Shore Savings and Loan

   Dunkirk............. NY

   Association.

   Ellenville National Bank......... Ellenville.......... NY

   Pawling Savings Bank............. Fishkill............ NY

   Savings Bank of the Finger Lakes. Geneva.............. NY

   Evergreen Bank, N.A.............. Glens Falls......... NY

   City National Bank and Trust..... Gloverville......... NY

   First National Bank of

   Jeffersonville...... NY

   Jeffersonville.

   Sound FS&LA...................... Mamaroneck.......... NY

   North Fork Bank.................. Mattituck........... NY

   Bank Audi (USA).................. New York............ NY

   New York National Bank........... New York............ NY

   Ridgewood Savings Bank........... New York............ NY

   First National Bank.............. Norfolk............. NY

   North Country Savings Bank....... Ogdensburg.......... NY

   Oneida Valley National Bank...... Oneida.............. NY

   First National Bank of the Hudson Poughkeepsie........ NY

   Valley.

   ESL Federal Credit Union......... Rochester........... NY

   Skaneateles Savings Bank......... Skaneateles......... NY

   Geddes FS&LA..................... Syracuse............ NY

   National Bank of Delaware County. Walton.............. NY

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   Fajardo Federal Savings Bank..... Fajardo............. PR

   RG Premier Bank of Puerto Rico... Guaynabo............ PR

   Eurobank and Trust Company....... Hato Rey............ PR

   First Virgin Islands Federal St. Thomas.......... VI

   Savings Bank.

   Federal Home Loan Bank of Pittsburgh--District 3

   Ambassador Bank of the

   Allentown........... PA

   Commonwealth.

   First National Bank of Berwick... Berwick............. PA

   American Eagle Savings Bank, PaSA Boothwyn............ PA

   Reliable Savings Bank, PaSA...... Bridgeville......... PA

   Commerce Bank/Harrisburg, N.A.... Camp Hill........... PA

   Pioneer American Bank, N.A....... Carbondale.......... PA

   Croydon Building and Loan

   Croydon............. PA

   Association.

   FNB Bank, N.A.................... Danville............ PA

   Marquette Savings Bank........... Erie................ PA

   First United National Bank....... Fryburg............. PA

   Prime Bank....................... Ft. Washington...... PA

   Adams County National Bank....... Gettysburg.......... PA

   First National Bank of

   Greencastle......... PA

   Greencastle.

   Huntingdon Savings Bank, PASA.... Huntingdon.......... PA

   Huntingdon Valley FS&LA.......... Huntingdon Valley... PA

   First Commonwealth Bank.......... Indiana............. PA

   Abington Savings Bank............ Jenkintown.......... PA

   Merchants National Bank of

   Kittanning.......... PA

   Kittanning.

   Fulton Bank...................... Lancaster........... PA

   Citizens National Bank of

   Lansford............ PA

   Lansford.

   Lebanon Valley National Bank..... Lebanon............. PA

   First National Bank of Lilly..... Lilly............... PA

   Savings and Loan Association of Milton.............. PA

   Milton.

   First Western Bank, N.A.......... New Castle.......... PA

   First National Bank of Newport... Newport............. PA

   Northumberland National Bank..... Northumberland...... PA

   Berean Federal Savings Bank...... Philadelphia........ PA

   First Republic Bank.............. Philadelphia........ PA

   Jozef Poniatowski B&L Association Philadelphia........ PA

   Regent National Bank............. Philadelphia........ PA

   Tioga-Franklin Savings

   Philadelphia........ PA

   Association.

   United Savings Bank.............. Philadelphia........ PA

   Fidelity Savings Bank............ Pittsburgh.......... PA

   Prestige Bank.................... Pittsburgh.......... PA

   Spring Hill Savings Bank, FSB.... Pittsburgh.......... PA

   Progress Federal Savings Bank.... Plymouth Meeting.... PA

   Heritage National Bank........... Pottsville.......... PA

   First Western Bank, F.S.B........ Sharon.............. PA

   Bank of Lancaster County......... Strasburg........... PA

   West Milton State Bank........... West Milton......... PA

   Bank of Raleigh.................. Beckley............. WV

   First State Bank and Trust....... Beckley............. WV

   Bank of Charles Town............. Charles Town........ WV

   First National Bank of Chester... Chester............. WV

   Farmers & Merchants Bank of

   Harrisville......... WV

   Ritchie Co.

   F&M Bank--Martinsburg............ Martinsburg......... WV

   Potomac Valley Bank.............. Petersburg.......... WV

   Bank of Ripley................... Ripley.............. WV

   Capon Valley Bank................ Wardensville........ WV

   Citizens Bank of Weston, Inc..... Weston.............. WV

   Federal Home Loan Bank of Atlanta--District 4

   First National Bank of Central Aliceville.......... AL

   Alabama.

   Farmers and Merchants Bank....... Centre.............. AL

   Cullman Savings Bank............. Cullman............. AL

   First Commercial Bank of the Fort Deposit........ AL

   South.

   Gulf Federal Bank, a FSB......... Mobile.............. AL

   First Metro Bank................. Muscle Shoals....... AL

   West Alabama Bank and Trust...... Reform.............. AL

   Bank Independent................. Sheffield........... AL

   First Southern National Bank..... Stevenson........... AL

   National Bank of Commerce........ Tuscaloosa.......... AL

   Franklin National Bank of

   Washington.......... DC

   Washington, D.C..

   First National Bank of Southwest Cape Coral.......... FL

   Florida.

   Popular Bank of Florida.......... Coral Gables........ FL

   Destin Bank...................... Destin.............. FL

   Englewood Bank................... Englewood........... FL

   Jacksonville Fireman's Credit Jacksonville........ FL

   Union.

   [[Page 1855]]

   Sun Bank/North Florida, N.A...... Jacksonville........ FL

   CNB National Bank................ Lake City........... FL

   Consumers Savings Bank........... Miami............... FL

   Executive National Bank.......... Miami............... FL

   Gulf Bank........................ Miami............... FL

   Fifth Third Bank of Florida...... Naples.............. FL

   Skylake State Bank............... North Miami Beach... FL

   Turnberry Bank................... North Miami Beach... FL

   American National Bank........... Oakland Park........ FL

   Bank of Central Florida.......... Orlando............. FL

   Madison Bank, a Savings Bank..... Palm Harbor......... FL

   First American Bank of Pensacola, Pensacola........... FL

   N.A.

   Sunshine State FS&LA............. Plant City.......... FL

   SunTrust Bank, Gulf Coast........ Sarasota............ FL

   West Coast Bank.................. Sarasota............ FL

   Partners Bank of Florida......... Tampa............... FL

   National Bank of Commerce........ Winter Park......... FL

   Ashburn Bank..................... Ashburn............. GA

   Community National Bank.......... Ashburn............. GA

   Georgia National Bank............ Athens.............. GA

   First Capital Bank............... Atlanta............. GA

   First National Bank of Northwest Calhoun............. GA

   Georgia.

   Bartow County Bank............... Cartersville........ GA

   First Community Bank and Trust... Cartersville........ GA

   Bank of Ellijay.................. Ellijay............. GA

   Citizens Union Bank.............. Greensboro.......... GA

   Towns County Bank................ Hiawasee............ GA

   Heritage Bank.................... Jonesboro........... GA

   Charter Bank and Trust Company... Marietta............ GA

   The First State Bank of Ocilla... Ocilla.............. GA

   First Bulloch Bank and Trust Statesboro.......... GA

   Company.

   Allied Bank of Georgia........... Thomson............. GA

   United Bank of Pike.............. Zebulon............. GA

   Harbor Bank of Maryland.......... Baltimore........... MD

   Colombo Savings Bank F.S.B....... Bethesda............ MD

   Sequoia National Bank--Maryland.. Bethesda............ MD

   Peoples Bank of Maryland......... Denton.............. MD

   Home Federal Savings Bank........ Hagerstown.......... MD

   Wilmington Trust FSB............. Salisbury........... MD

   Farmers and Merchants Bank....... Upperco............. MD

   Four Oaks Bank & Trust Company... Four Oaks........... NC

   Kenly Savings Bank, Inc., S.S.B.. Kenly............... NC

   Bank of Union.................... Monroe.............. NC

   Bank of Currituck................ Moyock.............. NC

   Triangle Bank.................... Raleigh............. NC

   Roanoke Rapids Savings Bank, SSB. Roanoke Rapids...... NC

   Home Savings Bank of Siler City, Siler City.......... NC

   S.S.B.

   Jackson Savings Bank, S.S.B...... Sylva............... NC

   Tarboro Savings Bank, SSB........ Tarboro............. NC

   Peoples Savings Bank, S.S.B...... Wilmington.......... NC

   Security Federal Savings Bank.... Aiken............... SC

   Bank of Columbia................. Columbia............ SC

   BB&T of South Carolina........... Greenville.......... SC

   Summit National Bank............. Greenville.......... SC

   Greenwood Bank and Trust......... Greenwood........... SC

   Palmetto State Bank.............. Hampton............. SC

   First National South............. Marion.............. SC

   Newberry Federal Savings Bank.... Newberry............ SC

   Highlands Union Bank............. Abingdon............ VA

   First National Bank of Altavista. Altavista........... VA

   Bank of Clarke County............ Berryville.......... VA

   Guaranty Bank.................... Charlottesville..... VA

   Capital One, F.S.B............... Falls Church........ VA

   Bank of Floyd.................... Floyd............... VA

   Miners and Merchants Bank and Grundy.............. VA

   Trust Co.

   Rockingham Heritage Bank......... Harrisonburg........ VA

   Chesapeake Bank.................. Kilmarnock.......... VA

   First Bank and Trust Company..... Lebanon............. VA

   Bank of Marion................... Marion.............. VA

   Heritage Bank and Trust.......... Norfolk............. VA

   Resource Bank.................... Virginia Beach...... VA

   Fauquier Bank.................... Warrenton........... VA

   F & M Bank--Winchester........... Winchester.......... VA

   Federal Home Loan Bank of Cincinnati--District 5

   Auburn Banking Company........... Auburn.............. KY

   [[Page 1856]]

   The Peoples Exchange Bank of Beattyville......... KY

   Beattyville.

   United Commonwealth Bank......... Benton.............. KY

   Central Appalachian Peoples...... Berea............... KY

   Farmers State Bank............... Booneville.......... KY

   Bowling Green Bank & Trust

   Bowling Green....... KY

   Company.

   First National Bank.............. Brooksville......... KY

   Brownsville Deposit Bank......... Brownsville......... KY

   Heritage Bank, Inc............... Burlington.......... KY

   Community Trust Bank, F.S.B...... Campbellsville...... KY

   First National Bank of Clinton... Clinton............. KY

   Bank of Crittenden............... Crittenden.......... KY

   Bank of Ohio County.............. Dundee.............. KY

   Elkton Bank and Trust Company.... Elkton.............. KY

   Farmers Deposit Bank............. Eminence............ KY

   Bank of Kentucky, Inc............ Florence............ KY

   First Federal Savings Bank of Frankfort........... KY

   Frankfort.

   Commercial Bank of Grayson....... Grayson............. KY

   First National Bank of Grayson... Grayson............. KY

   Hebron Deposit Bank.............. Hebron.............. KY

   Ohio Valley National Bank........ Henderson........... KY

   First City Bank and Trust Company Hopkinsville........ KY

   Hyden Citizens Bank, Inc......... Hyden............... KY

   Citizens Guaranty Bank........... Irvine.............. KY

   Citizens Bank & Trust Co. of Jackson............. KY

   Jackson.

   Peoples Bank..................... Lebanon............. KY

   Lewisburg Banking Company........ Lewisburg........... KY

   Vine Street Trust Company........ Lexington........... KY

   First National Bank and Trust.... London.............. KY

   Mid-America Bank of Louisville & Louisville.......... KY

   Trust.

   Stock Yards Bank & Trust Company. Louisville.......... KY

   First State Bank and Trust

   Manchester.......... KY

   Company.

   Security Bank and Trust Company.. Maysville........... KY

   Citizens Bank.................... Morehead............ KY

   Peoples Bank of Murray........... Murray.............. KY

   Citizens Bank of Campbell County. Newport............. KY

   First Farmers Bank and Trust Owenton............. KY

   Company.

   Citizens Bank & Trust Company.... Paducah............. KY

   Paducah Bank and Trust Company... Paducah............. KY

   Kentucky Bank.................... Paris............... KY

   Farmers Bank and Trust Company... Princeton........... KY

   Kentucky Bank and Trust of

   Russell............. KY

   Greenup Co.

   Southern Deposit Bank............ Russellville........ KY

   Salyersville National Bank....... Salyersville........ KY

   Peoples Bank..................... Sandy Hook.......... KY

   Citizens Union Bank of

   Shelbyville......... KY

   Shelbyville.

   Alliance Bank.................... Somerset............ KY

   First and Farmers Bank........... Somerset............ KY

   First & Peoples Bank............. Springfield......... KY

   Peoples Bank of Hustonville...... Stanford............ KY

   Bank of the Mountains............ West Liberty........ KY

   Winchester Federal Savings Bank.. Winchester.......... KY

   North Akron Savings Association.. Akron............... OH

   Andover Bank..................... Andover............. OH

   Sutton State Bank................ Attica.............. OH

   Park View Federal Savings Bank... Bedford Heights..... OH

   Blue Ash Building and Loan

   Blue Ash............ OH

   Company.

   First National Bank Northwest Bryan............... OH

   Ohio.

   Farmers National Bank............ Canfield............ OH

   Cincinnatus Savings and Loan Cheviot............. OH

   Company.

   Foundation Savings Bank.......... Cincinnati.......... OH

   Provident Bank................... Cincinnati.......... OH

   Sycamore National Bank........... Cincinnati.......... OH

   Fifth Third Bank of Columbus..... Columbus............ OH

   Union Bank Company............... Columbus Grove...... OH

   Heartland Federal Credit Union... Dayton.............. OH

   State Bank and Trust Company..... Defiance............ OH

   Potters Savings and Loan Company. East Liverpool...... OH

   Ohio Bank........................ Findlay............. OH

   Fremont Federal Credit Union..... Fremont............. OH

   Ohio Valley Bank Company......... Gallipolis.......... OH

   Harrison Building and Loan....... Harrison............ OH

   Jackson Savings Bank............. Jackson............. OH

   Oak Hill Banks................... Jackson............. OH

   Bank of Leipsic Company.......... Leipsic............. OH

   Lorain National Bank............. Lorain.............. OH

   Peoples Banking and Trust Company Marietta............ OH

   [[Page 1857]]

   Marion Bank...................... Marion.............. OH

   Minster State Bank............... Minster............. OH

   First National Bank of New Bremen New Bremen.......... OH

   Farmers State Bank and Trust New Madison......... OH

   Company.

   Citizens Banking Company......... Salineville......... OH

   Sherwood State Bank.............. Sherwood............ OH

   First Bank of Ohio--Tiffin....... Tiffin.............. OH

   Mid American National Bank....... Toledo.............. OH

   Citizens National Bank of Urbana. Urbana.............. OH

   Waverly Banking and Loan Company. Waverly............. OH

   National Bank and Trust Company.. Wilmington.......... OH

   Woodsfield Savings Bank.......... Woodsfield.......... OH

   Wayne County National Bank....... Wooster............. OH

   Mahoning National Bank........... Youngstown.......... OH

   First South Bank................. Bolivar............. TN

   First State Bank................. Brownsville......... TN

   Citizens Bank.................... Collierville........ TN

   First Bank of Polk County........ Copperhill.......... TN

   First State Bank of Covington, Covington........... TN

   Tennessee.

   Meigs County Bank................ Decatur............. TN

   Weakley County Bank.............. Dresden............. TN

   Franklin National Bank........... Franklin............ TN

   Bank of Friendship............... Friendship.......... TN

   Union Planters Bank of West

   Humboldt............ TN

   Tennessee.

   BankFirst........................ Knoxville........... TN

   First National Bank of LaFollette LaFollette.......... TN

   McKenzie Banking Company......... McKenzie............ TN

   Security Federal Savings Bank.... McMinnville......... TN

   Financial Federal Savings Bank... Memphis............. TN

   First Commerical Bank, N.A. of Memphis............. TN

   Memphis.

   First Tennessee Bank, N.A.

   Memphis............. TN

   Memphis.

   Nashoba Bank..................... Memphis............. TN

   Nashville Bank of Commerce....... Memphis............. TN

   Union Planters National Bank..... Memphis............. TN

   Bank of Troy..................... Morristown.......... TN

   Munford Union Bank............... Munford............. TN

   Premier Bank of East Tennessee... Niota............... TN

   Bank of Ripley................... Ripley.............. TN

   First Community Bank of East Rogersville......... TN

   Tennessee.

   Hardin County Bank............... Savannah............ TN

   Valley Bank...................... Sweetwater.......... TN

   Bank of Commerce................. Trenton............. TN

   First Volunteer Bank............. Union City.......... TN

   Wayne County Bank................ Waynesboro.......... TN

   Federal Home Loan Bank of Indianapolis--District 6

   Central National Bank & Trust Attica.............. IN

   Company.

   Bloomfield State Bank............ Bloomfield.......... IN

   Wayne Bank and Trust Company..... Cambridge City...... IN

   Citizens National Bank........... Evansville.......... IN

   Old National Bank in Evansville.. Evansville.......... IN

   Fowler State Bank................ Fowler.............. IN

   Peoples State Bank of

   Francesville........ IN

   Francesville.

   Friendship State Bank............ Friendship.......... IN

   Goodland State Bank.............. Goodland............ IN

   Sand Ridge Bank.................. Highland............ IN

   First Bank of Huntingburg........ Huntingburg......... IN

   German American Bank............. Jasper.............. IN

   Lafayette Bank and Trust Company. Lafayette........... IN

   Union County National Bank....... Liberty............. IN

   Lynnville National Bank.......... Lynnville........... IN

   STAR Financial Bank.............. Marion.............. IN

   STAR Financial Bank, New Castle.. Muncie.............. IN

   Citizens State Bank.............. New Castle.......... IN

   Union Bank & Trust Company....... North Vernon........ IN

   State Bank of Oxford............. Oxford.............. IN

   Orange County Bank............... Paoli............... IN

   First Federal Savings Bank....... Rochester........... IN

   First Source Bank................ South Bend.......... IN

   First National Bank, Valparaiso.. Valparaiso.......... IN

   Veedersburg State Bank........... Veedersburg......... IN

   Merchants Bank & Trust Company... West Harrison....... IN

   Centier Bank..................... Whiting............. IN

   Shoreline Bank................... Benton Harbor....... MI

   State Bank of Caledonia.......... Caledonia........... MI

   [[Page 1858]]

   Century Bank and Trust........... Coldwater........... MI

   Southern Michigan Bank and Trust. Coldwater........... MI

   First State Bank................. Decatur............. MI

   FMB--Old State Bank.............. Fremont............. MI

   BayBank.......................... Gladstone........... MI

   Bank of Hudsonville.............. Hudsonville......... MI

   Independent Bank................. Ionia............... MI

   Miners State Bank of Iron River.. Iron River.......... MI

   Peninsula Bank................... Ishpeming........... MI

   Arcadia Bank and Trust Company... Kalamazoo........... MI

   Dart National Bank............... Mason............... MI

   MFC First National Bank.......... Menominee........... MI

   Oxford Bank...................... Oxford.............. MI

   Independent Bank--West Michigan.. Rockford............ MI

   FMB--Sault Bank.................. Sault Saint Marie... MI

   West Shore Bank.................. Scottville.......... MI

   Pinnacle Bank.................... St. Joseph.......... MI

   United Bank and Trust............ Tecumseh............ MI

   Federal Home Loan Bank of Chicago--District 7

   Old Second National Bank of

   Aurora.............. IL

   Aurora.

   State Bank of Aviston............ Aviston............. IL

   Beardstown Savings s.b........... Beardstown.......... IL

   First Federal Savings and Loan Bloomington......... IL

   Association.

   First National Bank of Blue

   Blue Island......... IL

   Island.

   First Bank, bc................... Capron.............. IL

   Farmers State Bank of Ferris..... Carthage............ IL

   Marine Trust Company of Carthage. Carthage............ IL

   Buena Vista National Bank of Chester............. IL

   Chester.

   Chester Savings Bank, FSB........ Chester............. IL

   Corus Bank....................... Chicago............. IL

   LaSalle Northwest National Bank.. Chicago............. IL

   Northern Trust Company........... Chicago............. IL

   St. Anthony Bank, a FSB.......... Cicero.............. IL

   American Savings Bank of Danville Danville............ IL

   Republic Bank of Chicago......... Darien.............. IL

   First National Bank of Decatur... Decatur............. IL

   First National Bank of Dietrich.. Dietrich............ IL

   East Dubuque Savings Bank........ East Dubuque........ IL

   Bank of Edwardsville............. Edwardsville........ IL

   C.P. Burnett and Sons, Bankers... Eldorado............ IL

   First State Bank................. Eldorado............ IL

   First Bank and Trust of Evanston. Evanston............ IL

   Fairfield National Bank.......... Fairfield........... IL

   Flora Savings Bank............... Flora............... IL

   Farmers and Mechanics Bank....... Galesburg........... IL

   Heritage Community Bank.......... Glenwood............ IL

   Golden State Bank................ Golden.............. IL

   Greenup National Bank............ Greenup............. IL

   Bank of Ladd..................... Ladd................ IL

   Clay County State Bank........... Louisville.......... IL

   Manteno Bank..................... Manteno............. IL

   First Federal Savings Bank of Mascoutah........... IL

   Mascoutah.

   First FS&LA of Mattoon........... Mattoon............. IL

   Morton Community Bank............ Morton.............. IL

   First National Bank of Mount Mount Pulaski....... IL

   Pulaski.

   Mt. Morris Savings and Loan...... Mt. Morris.......... IL

   First State Bank of Newman....... Newman.............. IL

   Oak Brook Bank................... Oak Brook........... IL

   First National Bank of Oblong.... Oblong.............. IL

   Olney Trust Bank................. Olney............... IL

   First Federal Savings Bank....... Ottawa.............. IL

   First Bank and Trust, s.b........ Paris............... IL

   Corn Belt Bank and Trust Company. Pittsfield.......... IL

   Bank of Rantoul.................. Rantoul............. IL

   First National Bank & Trust

   Rochelle............ IL

   Company.

   Northwest Bank of Rockford....... Rockford............ IL

   Sandwich State Bank.............. Sandwich............ IL

   Illinois One Bank, N.A........... Shawneetown......... IL

   First Community Bank............. Sherrard............ IL

   South Holland Trust and Savings South Holland....... IL

   Bank.

   Independent Bankers Bank of

   Springfield......... IL

   Illinois.

   Sterling Federal Bank, F.S.B..... Sterling............ IL

   Streator Home Building & Loan Streator............ IL

   Association.

   UnionBank........................ Streator............ IL

   [[Page 1859]]

   First National Bank of Sullivan.. Sullivan............ IL

   Thomson State Bank............... Thomson............. IL

   Tiskilwa State Bank.............. Tiskilwa............ IL

   Tempo Bank, FSB.................. Trenton............. IL

   Heritage Bank, Central Illinois.. Trivoli............. IL

   Midwest Bank of McHenry County... Union............... IL

   Iroquois FS&LA................... Watseka............. IL

   Watseka First National Bank...... Watseka............. IL

   Bank of Waukegan................. Waukegan............ IL

   National Bank of Northern

   Waukegan............ IL

   Illinois.

   Wemple State Bank................ Waverly............. IL

   Weldon State Bank and Trust...... Weldon.............. IL

   State Bank of Illinois........... West Chicago........ IL

   First Banking Center--Albany..... Albany.............. WI

   F & M Bank Appleton.............. Appleton............ WI

   First Banking Center--Burlington. Burlington.......... WI

   Cambridge State Bank............. Cambridge........... WI

   DeForest-Morrisonville Bank...... DeForest............ WI

   Charter Bank Eau Claire.......... Eau Claire.......... WI

   Royal Credit Union............... Eau Claire.......... WI

   Grafton State Bank............... Grafton............. WI

   Hartford Savings Bank............ Hartford............ WI

   Heritage Bank Rock County, N.A... Janesville.......... WI

   Bank of Kaukauna................. Kaukauna............ WI

   F&M Bank--Lancaster.............. Lancaster........... WI

   First National Bank in Manitowoc. Manitowoc........... WI

   Stephenson National Bank and Marinette........... WI

   Trust.

   Marshfield Savings Bank.......... Marshfield.......... WI

   Mayville Savings Bank............ Mayville............ WI

   McFarland State Bank............. McFarland........... WI

   Associated Bank Milwaukee........ Milwaukee........... WI

   North Milwaukee State Bank....... Milwaukee........... WI

   Norwest Bank Wisconsin, N.A...... Milwaukee........... WI

   Monona State Bank................ Monona.............. WI

   First National Bank and Trust.... Monroe.............. WI

   Oostburg State Bank.............. Oostburg............ WI

   United Bank...................... Osseo............... WI

   Owen-Curtiss State Bank.......... Owen................ WI

   Port Washington State Bank....... Port Washington..... WI

   Peoples State Bank............... Prairie du Chien.... WI

   Prairie City Bank................ Prairie du Chien.... WI

   F & M Bank--Northeast............ Pulaski............. WI

   Community First Bank............. Rosholt............. WI

   Community First State Bank....... Spooner............. WI

   F&M Bank, Portage County......... Stevens Point....... WI

   First National Bank of Stoughton. Stoughton........... WI

   Stratford State Bank............. Stratford........... WI

   Bank of Turtle Lake.............. Turtle Lake......... WI

   First National Bank.............. Waupaca............. WI

   People's State Bank.............. Wausau.............. WI

   State Bank of Withee............. Withee.............. WI

   F&M Bank, Lakeland............... Woodruff............ WI

   Federal Home Loan Bank of Des Moines--District 8

   The First National Bank of Akron. Akron............... IA

   Farmers State Bank............... Algona.............. IA

   Iowa State Bank.................. Algona.............. IA

   The Lakes National Bank.......... Arnolds Park........ IA

   Rolling Hills Bank and Trust..... Atlantic............ IA

   Benton County State Bank......... Blairstown.......... IA

   First State Bank................. Britt............... IA

   Poweshiek County Savings Bank.... Brooklyn............ IA

   Tri-County Bank and Trust........ Cascade............. IA

   Center Point Bank and Trust

   Center Point........ IA

   Company.

   The Clinton National Bank........ Clinton............. IA

   First Community National Bank.... Corning............. IA

   Northwest Bank and Trust Company. Davenport........... IA

   First Central State Bank......... DeWitt.............. IA

   Community First National Bank.... Decorah............. IA

   American Vanguard Life Insurance Des Moines.......... IA

   Co.

   Bankers Trust Company............ Des Moines.......... IA

   Brenton Bank..................... Des Moines.......... IA

   State Employees Community Credit Des Moines.......... IA

   Union.

   American Trust and Savings Bank.. Dubuque............. IA

   First National Bank.............. Essex............... IA

   [[Page 1860]]

   First Security State Bank........ Evansdale........... IA

   Manufacturers Bank and Trust Forest City......... IA

   Company.

   Garnavillo Savings Bank.......... Garnavillo.......... IA

   Hancock County Bank and Trust.... Garner.............. IA

   Heritage Bank, N.A............... Holstein............ IA

   Iowa State Bank.................. Hull................ IA

   United Bank of Iowa.............. Ida Grove........... IA

   Iowa State Bank and Trust Company Iowa City........... IA

   University of Iowa Community Iowa City........... IA

   Credit Union.

   Le Mars Bank and Trust Company... Le Mars............. IA

   Luana Savings Bank............... Luana............... IA

   Central State Bank............... Muscatine........... IA

   Mahaska State Bank............... Oskaloosa........... IA

   Central Valley Bank.............. Ottumwa............. IA

   Pioneer Bank..................... Sergeant Bluff...... IA

   Commercial Trust & Savings Bank.. Storm Lake.......... IA

   First State Bank................. Stuart.............. IA

   American Savings Bank............ Tripoli............. IA

   West Des Moines State Bank....... West Des Moines..... IA

   Farmers Trust and Savings Bank... Williamsburg........ IA

   Security State Bank of Aitkin.... Aitkin.............. MN

   Stearns Bank, N.A................ Albany.............. MN

   Americana National Bank.......... Albert Lea.......... MN

   West Central Bank................ Barrett............. MN

   First Federal Banking and

   Bemidji............. MN

   Savings, F.S.B.

   Security State Bank of Bemidji... Bemidji............. MN

   First American Bank N.A.......... Breckenridge........ MN

   Americana Bank................... Edina............... MN

   First National Bank of Elk River. Elk River........... MN

   First State Bank of Emmons....... Emmons.............. MN

   Security State Bank of Fergus Fergus Falls........ MN

   Falls.

   First State Bank of Finlayson.... Finlayson........... MN

   First National Bank.............. Hawley.............. MN

   Stearns Bank of Holdingford...... Holdingford......... MN

   American Bank, Lake City......... Lake City........... MN

   First National Bank of Little Little Falls........ MN

   Falls.

   Farmers State Bank of Madelia, Madelia............. MN

   Inc.

   Security State Bank of Mankato... Mankato............. MN

   Pioneer Bank..................... Mapleton............ MN

   State Bank of McGregor........... McGregor............ MN

   Marquette Capital Bank, N.A...... Minneapolis......... MN

   Kanabec State Bank............... Mora................ MN

   F&M Alliance Bank................ New Ulm............. MN

   Farmers and Merchants State Bank. New York Mills...... MN

   Valley Bank...................... North Mankato....... MN

   Redwood Falls FS&LA.............. Redwood Falls....... MN

   Eastwood Bank.................... Rochester........... MN

   First National Bank of the North. Sandstone........... MN

   First National Bank of Sauk

   Sauk Centre......... MN

   Centre.

   Citizens State Bank of St. James. St. James........... MN

   Midway National Bank of St. Paul. St. Paul............ MN

   Community State Bank of Twin Twin Harbors........ MN

   Harbors.

   Stearns Bank of Upsala........... Upsala.............. MN

   Mid-Central Federal Savings Bank. Wadena.............. MN

   The First National Bank of Waseca Waseca.............. MN

   Signal Bank, Inc................. West St. Paul....... MN

   Bank 10.......................... Belton.............. MO

   Magna Bank, N.A.................. Brentwood........... MO

   Cameron Savings and Loan

   Cameron............. MO

   Association.

   Farmers State Bank............... Cameron............. MO

   First State Bank and Trust

   Caruthersville...... MO

   Company, Inc.

   Citizens Bank and Trust Company.. Chillicothe......... MO

   First National Bank of Clinton... Clinton............. MO

   Community Bank of Excelsior

   Excelsior Springs... MO

   Springs.

   Hume Bank........................ Hume................ MO

   Capital Savings Bank, F.S.B...... Jefferson City...... MO

   Home Savings and Loan Association Jefferson City...... MO

   First State Bank of Joplin....... Joplin.............. MO

   Bank of Lee's Summit............. Lee's Summit........ MO

   Farmers Bank of Lincoln.......... Lincoln............. MO

   First National Bank of Mount Mount Vernon........ MO

   Vernon.

   Community Bank and Trust......... Neosho.............. MO

   Citizens Bank................... New Haven........... MO

   Security Pacific Bank............ Pacific............. MO

   The Paris National Bank.......... Paris............... MO

   Bank of the LeadBelt............. Park Hills.......... MO

   [[Page 1861]]

   Irondale Bank.................... Potosi.............. MO

   Phelps County Bank............... Rolla............... MO

   Systematic Savings and Loan

   Springfield......... MO

   Association.

   Farmers and Merchants Bank of St. St. Clair........... MO

   Clair.

   Allegiant Bank................... St. Louis........... MO

   Heartland Bank................... St. Louis........... MO

   Sac River Valley Bank............ Stockton............ MO

   First Community Bank............. Sweet Springs....... MO

   Osage Valley Bank................ Warsaw.............. MO

   Bank of Beulah................... Beulah.............. ND

   Dakota Western Bank.............. Bowman.............. ND

   Western State Bank............... Devils Lake......... ND

   First State Bank of LaMoure...... LaMoure............. ND

   Commercial Trust and Savings Bank Mitchell............ SD

   Community First State Bank....... Vermillion.......... SD

   Federal Home Loan Bank of Dallas--District 9

   Bank of Ashdown, N.A............. Ashdown............. AR

   Bank of Bentonville.............. Bentonville......... AR

   Citizens Bank.................... Booneville.......... AR

   Danville State Bank.............. Danville............ AR

   First State Bank of DeQueen...... DeQueen............. AR

   First Community Bank of Southeast Dermott............. AR

   AR.

   Superior Federal Bank, FSB....... Fort Smith.......... AR

   Farmers Bank..................... Hamburg............. AR

   Citizens National Bank of Hope... Hope................ AR

   First Bank of South Arkansas..... Junction City....... AR

   Buffalo Island Bank.............. Leachville.......... AR

   Eagle Bank and Trust............. Little Rock......... AR

   First National Bank.............. Mena................ AR

   Peoples Bank and Trust Company... Mountain Home....... AR

   First National Bank of Nashville. Nashville........... AR

   First State Bank................. Plainview........... AR

   Portland Bank.................... Portland............ AR

   State First National Bank........ Texarkana........... AR

   Scott County Bank................ Waldron............. AR

   First National Bank.............. Wynne............... AR

   Caldwell Bank and Trust Company.. Columbia............ LA

   Tri-Parish Bank.................. Eunice.............. LA

   MidSouth National Bank........... Lafayette........... LA

   Louisiana Delta Bank............. Lake Providence..... LA

   Omni Bank........................ Metairie............ LA

   Gulf Coast Bank & Trust Company.. New Orleans......... LA

   United Bank and Trust Company.... New Orleans......... LA

   First FS&LA of Allen Parish...... Oakdale............. LA

   St. Landry Homestead Federal Opelousas........... LA

   Savings Bank.

   Community Bank of LaFourche...... Raceland............ LA

   First Republic Bank.............. Rayville............ LA

   ArgentBank....................... Thibodaux........... LA

   First American Bank and Trust.... Vacherie............ LA

   Louisiana Central Bank........... Vidalia............. LA

   American Security Bank........... Ville Platte........ LA

   First FS & LA of Aberdeen........ Aberdeen............ MS

   Farmers and Merchants Bank....... Baldwyn............. MS

   Bank Plus........................ Belzoni............. MS

   NBC Bank FSB..................... Belzoni............. MS

   First Federal Bank for Savings... Columbus............ MS

   Union Planters Bank of

   Grenada............. MS

   Mississippi.

   Copiah Bank, N.A................. Hazlehurst.......... MS

   Planters Bank & Trust Company.... Indianola........... MS

   First American National Bank..... Iuka................ MS

   Pike County National Bank........ McComb.............. MS

   United Mississippi Bank.......... Natchez............. MS

   National Bank of Commerce of Starkville.......... MS

   Mississippi.

   Community Federal Savings Bank... Tupelo.............. MS

   Western Bank..................... Alamogordo.......... NM

   Western Bank..................... Artesia............. NM

   Western Commerce Bank............ Carlsbad............ NM

   Citizens Bank.................... Farmington.......... NM

   First National Bank of Dona Ana Las Cruces.......... NM

   County.

   Los Alamos National Bank......... Los Alamos.......... NM

   Mountain Community Bank.......... Los Alamos.......... NM

   Portales National Bank........... Portales............ NM

   First National Bank in Alpine.... Alpine.............. TX

   Boatmen's First National Bank of Amarillo............ TX

   Amarillo.

   [[Page 1862]]

   First Bank....................... Azle................ TX

   First National Bank of Baird..... Baird............... TX

   Citizens Bank and Trust Company.. Baytown............. TX

   Western American National Bank... Bedford............. TX

   Citizens National Bank of Texas.. Bellaire............ TX

   Blanco National Bank............. Blanco.............. TX

   First National Bank in Bronte.... Bronte.............. TX

   First National Bank of Bullard... Bullard............. TX

   First National Bank in

   Burkburnett......... TX

   Burkburnett.

   Corsicana National Bank and Trust Corsicana........... TX

   U.S. Trust Company of Texas, N.A. Dallas.............. TX

   First National Bank of Eagle Lake Eagle Lake.......... TX

   Continental National Bank........ El Paso............. TX

   Montwood National Bank........... El Paso............. TX

   First National Bank of Emory..... Emory............... TX

   Greater South Texas Bank, F.S.B.. Falfurrias.......... TX

   Fidelity Bank and Trust, N.A..... Fort Worth.......... TX

   Security State Bank and Trust.... Fredericksburg...... TX

   Heritage National Bank........... Granbury............ TX

   First National Bank of Grapevine. Grapevine........... TX

   American Bank.................... Houston............. TX

   Banktexas, N.A................... Houston............. TX

   Citizens National Bank........... Houston............. TX

   Preferred Bank, fsb.............. Houston............. TX

   QuestStar Bank, N.A.............. Houston............. TX

   Sterling Bank.................... Houston............. TX

   Stewart Title Guaranty Co........ Houston............. TX

   Huntington State Bank............ Huntington.......... TX

   Texas Independent Bank........... Irving.............. TX

   Jacksboro National Bank.......... Jacksboro........... TX

   Community Bank................... Katy................ TX

   First Bank....................... Katy................ TX

   Citizens Bank.................... Knox City........... TX

   Lake Worth National Bank......... Lake Worth.......... TX

   NBC Bank, Laredo, NA............. Laredo.............. TX

   South Texas National Bank of Laredo.............. TX

   Laredo.

   Bank of Commerce................. McLean.............. TX

   USAA Federal Savings Bank........ San Antonio......... TX

   Sanderson State Bank............. Sanderson........... TX

   First American Bank and Mortgage, Sulphur Springs..... TX

   N.A.

   City National Bank of Taylor..... Taylor.............. TX

   First National Bank of Trenton... Trenton............. TX

   First National Bank.............. Uvalde.............. TX

   Van Horn State Bank.............. Van Horn............ TX

   Central National Bank............ Waco................ TX

   Norwest Bank Texas, Waco, N.A.... Waco................ TX

   Wallis State Bank................ Wallis.............. TX

   Federal Home Loan Bank of Topeka--District 10

   FirstBank North, Arvada.......... Arvada.............. CO

   Colonial Bank.................... Aurora.............. CO

   FirstBank of Boulder, N.A........ Boulder............. CO

   FirstBank of Breckenridge, N.A... Breckenridge........ CO

   State Bank & Trust of Colorado Colorado Springs.... CO

   Springs.

   First Security Bank Craig........ Craig............... CO

   Colorado Business Bank........... Denver.............. CO

   First Community Industrial Bank.. Denver.............. CO

   Eaton Bank....................... Eaton............... CO

   Farmers Bank..................... Eaton............... CO

   FirstBank of Tech Center......... Englewood........... CO

   First National Bank.............. Estes Park.......... CO

   First Bank of Northern Colorado.. Fort Collins........ CO

   Colorado Community First National Fort Morgan......... CO

   Bank.

   First National Bank.............. Fowler.............. CO

   Union Colony Bank................ Greeley............. CO

   Colorado Community First National Gunnison............ CO

   Bank.

   Gunnison Bank and Trust Company.. Gunnison............ CO

   Red Rocks Federal Credit Union... Highlands Ranch..... CO

   Lafayette State Bank............. Lafayette........... CO

   Valley State Bank................ Lamar............... CO

   Colorado Business Bank........... Littleton........... CO

   Woodman of the World............. Littleton........... CO

   Firstbank of Longmont............ Longmont............ CO

   Equitable Savings and Loan

   Sterling............ CO

   Association.

   Community First National Bank.... Thornton............ CO

   [[Page 1863]]

   First National Bank.............. Walsenburg.......... CO

   State Bank of Wiley.............. Wiley............... CO

   First National Bank in Alma...... Alma................ KS

   American Bank.................... Baxter Springs...... KS

   Commercial State Bank of Bonner Bonner Springs...... KS

   Springs.

   First Kansas Bank and Trust...... Gardner............. KS

   First National Bank.............. Goodland............ KS

   First United National Bank & Great Bend.......... KS

   Trust Co.

   Morrill and Janes Bank and Trust Hiawatha............ KS

   Company.

   Hoisington National Bank......... Hoisington.......... KS

   Denison State Bank............... Holton.............. KS

   First State Bank and Trust Co. of Larned.............. KS

   Larned.

   Lyons Federal Savings Association Lyons............... KS

   Morrill State Bank and Trust Sabetha............. KS

   Company.

   Sunflower Bank, N.A.............. Salina.............. KS

   First National Bank of Clifton... St. Marys........... KS

   St. Marys State Bank............. St. Marys........... KS

   Emprise Bank..................... Wichita............. KS

   The First National Bank of Albion Albion.............. NE

   First National Bank & Trust Co. Aurora.............. NE

   in Aurora.

   Hastings State Bank.............. Hastings............ NE

   American National Bank........... Omaha............... NE

   American National Bank of Sarpy Papillion........... NE

   County.

   Nebraska State Bank.............. South Sioux City.... NE

   Farmers State Bank & Trust

   Superior............ NE

   Company.

   Wahoo State Bank................. Wahoo............... NE

   Citizens Bank of Ardmore......... Ardmore............. OK

   Exchange National Bank and Trust Ardmore............. OK

   Co.

   Peoples State Bank............... Blair............... OK

   Union National Bank of Chandler.. Chandler............ OK

   First National Bank of Coweta.... Coweta.............. OK

   First National Bank of Davis..... Davis............... OK

   Idabel National Bank............. Idabel.............. OK

   First National Bank of Midwest Midwest City........ OK

   City.

   Frontier State Bank.............. Oklahoma City....... OK

   Guaranty Bank & Trust Company.... Oklahoma City....... OK

   Quail Creek Bank, n.a............ Oklahoma City....... OK

   Rockwell Bank, N.A............... Oklahoma City....... OK

   Prague National Bank............. Prague.............. OK

   The First National Bank of

   Stigler............. OK

   Stigler.

   Stroud National Bank............. Stroud.............. OK

   Bank of Oklahoma, N.A............ Tulsa............... OK

   Tulsa National Bank.............. Tulsa............... OK

   Waurika National Bank............ Waurika............. OK

   Federal Home Loan Bank of San Francisco--District 11

   Arizona Bank..................... Tucson.............. AZ

   National Bank of Arizona......... Tucson.............. AZ

   Tri Counties Bank................ Chico............... CA

   North Island Federal Credit Union Chula Vista......... CA

   Cupertino National Bank and Trust Cupertino........... CA

   Bank of Lake County.............. Lakeport............ CA

   Cedars Bank...................... Los Angeles......... CA

   Manufacturers Bank............... Los Angeles......... CA

   Standard Pacific Savings, F.A.... Newport Beach....... CA

   Kaiperm Federal Credit Union..... Oakland............. CA

   Citizens Business Bank........... Ontario............. CA

   Bank of the Sierra............... Porterville......... CA

   American River Bank.............. Sacramento.......... CA

   First FS&LA of San Bernardino.... San Bernardino...... CA

   Mission Federal Credit Union..... San Diego........... CA

   University and State ECU......... San Diego........... CA

   America California Bank.......... San Francisco....... CA

   National American Bank........... San Francisco....... CA

   Sanwa Bank California............ San Francisco....... CA

   Metro Commerce Bank, N.A......... San Rafael.......... CA

   California Thrift and Loan....... Santa Barbara....... CA

   Simi Valley Bank................. Simi Valley......... CA

   Union Safe Deposit Bank.......... Stockton............ CA

   Industrial Bank.................. Van Nuys............ CA

   Kaweah National Bank............. Visalia............. CA

   World Savings Bank, FSB.......... Warren.............. CA

   North Coast Bank................. Windsor............. CA

   First Republic Savings Bank...... Las Vegas........... NV

   [[Page 1864]]

   Federal Home Loan Bank of Seattle--District 12

   Alaska Federal Savings Bank...... Juneau.............. AK

   First Hawaiian Bank.............. Honolulu............ HI

   Hawaii National Bank............. Honolulu............ HI

   International S&LA, Ltd.......... Honolulu............ HI

   Rainbow Financial Corporation.... Honolulu............ HI

   Idaho Independent Bank........... Coeur D'Alene....... ID

   Bank of Eastern Idaho............ Idaho Falls......... ID

   Flathead Bank of Bigfork......... Bigfork............. MT

   First Interstate Bank............ Billings............ MT

   Norwest Bank Montana, N.A........ Billings............ MT

   Yellowstone Bank................. Billings............ MT

   Security State Bank and Trust Polson.............. MT

   Company.

   United States National Bank of Red Lodge........... MT

   Red Lodge.

   Valley Bank of Ronan............. Ronan............... MT

   Citizens Bank.................... Corvallis........... OR

   Oregon Pacific Banking Company... Florence............ OR

   Pacific State Bank............... Reedsport........... OR

   State Bank of Southern Utah...... Cedar City.......... UT

   Central Bank..................... Provo............... UT

   Far West Bank.................... Provo............... UT

   Liberty Bank..................... Salt Lake City...... UT

   First Mutual Savings Bank........ Bellevue............ WA

   United Security Bank............. Chewelah............ WA

   Frontier Bank.................... Everett............. WA

   Bank of Fife..................... Fife................ WA

   City Bank........................ Lynnwood............ WA

   Redmond National Bank............ Redmond............. WA

   Spokane Railway Credit Union..... Spokane............. WA

   Washington Trust Bank............ Spokane............. WA

   Columbia State Bank.............. Tacoma.............. WA

   Northwest National Bank.......... Vancouver........... WA

   Baker Boyer National Bank........ Walla Walla......... WA

   Mid State Bank................... Waterville.......... WA

   Pioneer National Bank............ Yakima.............. WA

   First National Bank of Buffalo... Buffalo............. WY

   Dubois National Bank............. Dubois.............. WY

   Riverton State Bank.............. Riverton............ WY

   First Interstate Bank of

   Sheridan............ WY

   Commerce--Sheridan.

2. Public Comments

   To encourage the submission of public comments on the community support performance of FHLBank members, on or before January 27, 1998, each FHLBank will notify its Advisory Council and nonprofit housing developers, community groups, and other interested parties in its district of the members selected for community support review in the 1996-97 eighth quarter review cycle. 12 CFR 936.2(b)(2)(ii). In reviewing a member for community support compliance, the Finance Board will consider any public comments it has received concerning the member. Id. Sec. 936.2(d). To ensure consideration by the Finance Board, comments concerning the community support performance of members selected for the 1996-97 eighth quarter review cycle must be delivered to the Finance Board on or before the February 26, 1998 deadline for submission of Community Support Statements.

   By the Federal Housing Finance Board. William W. Ginsberg, Managing Director.

   [FR Doc. 98-483Filed1-9-98; 8:45 am]

   BILLING CODE 6725-01-U